Buy Cheap Rector, AR Auto Insurance (2021)

Rector, AR auto insurance rates average $335 a month. Minimum auto insurance requirements in Rector, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Rector, AR, compare Rector auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Rector, AR after a DUI are $4,847/year
  • Average auto insurance rates in Rector, AR are $335/month
  • The most expensive auto insurance company in Rector after a DUI is Travelers

Finding affordable Rector, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Rector, AR auto insurance with confidence is right here. Auto insurance rates in Rector are affected by local factors as well as personal ones like your driving record.

See how Rector, AR car insurance rates compare to Hot Springs auto insurance rates, Bentonville auto insurance rates, and Pine Bluff auto insurance rates before you read more about the cost of auto insurance in Rector.

Don’t buy Rector, AR auto insurance until you’ve compared rates. Get free Rector, Arkansas auto insurance quotes when you enter your ZIP code above.

Rector, AR Minimum Auto Insurance Requirements

The required auto insurance in Rector, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Rector, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Rector, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Rector, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Rector, AR. Take a look at Rector, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Rector, Arkansas

Insurance Company Poor Fair Good
Allstate $6,757 $5,189 $4,203
Farmers $4,727 $3,966 $3,780
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,515 $3,342 $2,618
Nationwide $4,733 $3,811 $3,473
Progressive $5,596 $4,763 $4,425
State Farm $3,848 $2,318 $1,805
Travelers $6,722 $5,610 $5,243
USAA $2,749 $1,878 $1,602

Buy Cheap Rector, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rector, Arkansas auto insurance rates? Find out how car insurance rates in Rector, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rector, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,982 $2,989 $2,674 $2,857 $11,234 $13,516 $3,270 $3,541
Farmers $2,258 $2,251 $2,017 $2,122 $9,486 $9,846 $2,575 $2,706
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,188 $2,342 $2,111 $2,361 $7,986 $8,798 $2,360 $2,456
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,640 $2,505 $2,171 $2,268 $10,958 $12,353 $3,146 $3,382
State Farm $1,670 $1,670 $1,495 $1,495 $4,824 $6,065 $1,881 $2,157
Travelers $2,177 $2,218 $2,152 $2,158 $12,708 $20,442 $2,328 $2,686
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

Buy Cheap Rector, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rector can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rector, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rector, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,234 $13,516
Farmers $9,486 $9,846
GEICO $6,106 $6,139
Liberty Mutual $7,986 $8,798
Nationwide $6,624 $8,442
Progressive $10,958 $12,353
State Farm $4,824 $6,065
Travelers $12,708 $20,442
USAA $4,009 $4,199

Buy Cheap Rector, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Rector, Arkansas by comparing Rector senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rector, AR here.

Annual Auto Insurance Rates for Senior Drivers in Rector, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,674 $2,857
Farmers $2,017 $2,122
GEICO $2,234 $2,172
Liberty Mutual $2,111 $2,361
Nationwide $2,440 $2,578
Progressive $2,171 $2,268
State Farm $1,495 $1,495
Travelers $2,152 $2,158
USAA $1,192 $1,200

Find Cheap Auto Insurance Rates in Rector, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rector, Arkansas auto insurance. Compare Rector, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rector, Arkansas

Insurance Company Low Medium High
Allstate $5,228 $5,380 $5,541
Farmers $3,938 $4,111 $4,424
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,677 $3,794 $4,004
Nationwide $4,022 $3,922 $4,073
Progressive $4,466 $4,825 $5,492
State Farm $2,525 $2,654 $2,791
Travelers $5,564 $5,875 $6,137
USAA $1,989 $2,069 $2,171

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Find Cheap Rector, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rector. Compare auto insurance rates in Rector, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rector, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,383 $5,383
Farmers $4,158 $4,158
GEICO $3,258 $3,297
Liberty Mutual $3,825 $3,825
Nationwide $4,006 $4,006
Progressive $4,928 $4,928
State Farm $2,593 $2,721
Travelers $5,859 $5,859
USAA $2,017 $2,135

Find Cheap Rector, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Rector, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rector, AR, take a look at the average cost for various violations versus rates for a clean driving record in Rector.

Annual Rector, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,409 $5,580 $6,237 $5,305
Farmers $3,521 $4,504 $4,402 $4,204
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,604 $4,240 $4,959 $3,498
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,253 $5,888 $4,471 $5,099
State Farm $2,438 $2,876 $2,657 $2,657
Travelers $4,910 $5,073 $7,424 $6,028
USAA $1,597 $2,023 $2,912 $1,772

Find Cheap Rector, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rector, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Rector for less when you shop around and compare rates from multiple Rector, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rector, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,237
Farmers $4,402
GEICO $5,107
Liberty Mutual $4,959
Nationwide $5,453
Progressive $4,471
State Farm $2,657
Travelers $7,424
USAA $2,912

Winners by Category: Where to Buy Cheap Auto Insurance in Rector, AR

Compare rates from the cheapest auto insurance companies in Rector, AR for your needs. Take a look at how Rector, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rector, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Rector, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Rector, AR auto insurance companies overall, you can compare them here. Find the best price for Rector, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Rector, Arkansas

Insurance Company Average Annual Rates
Allstate $5,383
Farmers $4,158
GEICO $3,278
Liberty Mutual $3,825
Nationwide $4,006
Progressive $4,928
State Farm $2,657
Travelers $5,859
USAA $2,076

What affects Rector, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Rector, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Rector auto insurance rates.

Commute Times in Rector

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rector, AR is 20.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Rector, AR

You can buy cheap Rector, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rector, Arkansas auto insurance quotes from top companies.

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