Buy Cheap Rayland, OH Auto Insurance (2021)

Rayland, OH auto insurance rates average $237 a month. Minimum auto insurance requirements in Rayland, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Rayland, OH, compare Rayland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Rayland, OH after a DUI are $3,308/year
  • The most expensive auto insurance company in Rayland is Liberty Mutual
  • The most expensive auto insurance company in Rayland after a DUI is Liberty Mutual

Finding affordable Rayland, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Rayland, OH auto insurance with confidence is right here. Auto insurance rates in Rayland are affected by local factors as well as personal ones like your driving record.

See how Rayland, OH car insurance rates compare to Lorain auto insurance rates, Parma auto insurance rates, and Hamilton auto insurance rates before you read more about the cost of auto insurance in Rayland.

Don’t buy Rayland, OH auto insurance until you’ve compared rates. Get free Rayland, Ohio auto insurance quotes when you enter your ZIP code above.

Rayland, OH Minimum Auto Insurance Requirements

The required auto insurance in Rayland, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Rayland, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Rayland, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Rayland, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Rayland, OH. Take a look at Rayland, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Rayland, Ohio

Insurance Company Poor Fair Good
Allstate $4,429 $3,206 $2,681
American Family $1,964 $1,343 $1,137
Farmers $3,652 $3,069 $2,923
GEICO $2,249 $1,876 $1,502
Liberty Mutual $6,026 $3,678 $2,886
Nationwide $3,806 $3,068 $2,591
Progressive $4,049 $3,497 $3,268
State Farm $3,665 $2,265 $1,785
Travelers $3,423 $2,973 $2,775
USAA $2,420 $1,701 $1,444

Buy Cheap Rayland, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rayland, Ohio auto insurance rates? Find out how car insurance rates in Rayland, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rayland, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,311 $2,313 $2,065 $2,212 $6,298 $7,213 $2,456 $2,643
American Family $937 $973 $851 $856 $2,809 $3,053 $1,155 $1,218
Farmers $1,735 $1,730 $1,530 $1,610 $7,428 $7,696 $1,946 $2,043
GEICO $1,361 $1,320 $1,270 $1,280 $3,613 $3,362 $1,513 $1,286
Liberty Mutual $1,996 $2,182 $1,538 $1,870 $10,098 $11,420 $2,134 $2,337
Nationwide $2,139 $2,157 $1,923 $1,946 $5,252 $6,826 $2,301 $2,694
Progressive $1,855 $1,751 $1,538 $1,592 $8,257 $9,308 $2,229 $2,308
State Farm $1,567 $1,567 $1,393 $1,393 $4,764 $5,987 $1,817 $2,086
Travelers $1,433 $1,457 $1,414 $1,408 $6,029 $9,507 $1,489 $1,718
USAA $1,118 $1,128 $1,057 $1,060 $3,465 $3,870 $1,506 $1,635

Buy Cheap Rayland, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rayland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rayland, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rayland, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,298 $7,213
American Family $2,809 $3,053
Farmers $7,428 $7,696
GEICO $3,613 $3,362
Liberty Mutual $10,098 $11,420
Nationwide $5,252 $6,826
Progressive $8,257 $9,308
State Farm $4,764 $5,987
Travelers $6,029 $9,507
USAA $3,465 $3,870

Buy Cheap Rayland, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Rayland, Ohio by comparing Rayland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rayland, OH here.

Annual Auto Insurance Rates for Senior Drivers in Rayland, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,065 $2,212
American Family $851 $856
Farmers $1,530 $1,610
GEICO $1,270 $1,280
Liberty Mutual $1,538 $1,870
Nationwide $1,923 $1,946
Progressive $1,538 $1,592
State Farm $1,393 $1,393
Travelers $1,414 $1,408
USAA $1,057 $1,060

Find Cheap Auto Insurance Rates in Rayland, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rayland, Ohio auto insurance. Compare Rayland, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rayland, Ohio

Insurance Company Low Medium High
Allstate $3,346 $3,433 $3,538
American Family $1,461 $1,493 $1,491
Farmers $3,064 $3,170 $3,411
GEICO $1,816 $1,867 $1,945
Liberty Mutual $4,048 $4,217 $4,327
Nationwide $3,495 $3,057 $2,912
Progressive $3,480 $3,578 $3,756
State Farm $2,461 $2,578 $2,675
Travelers $2,978 $3,097 $3,095
USAA $1,783 $1,854 $1,929

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Find Cheap Rayland, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rayland. Compare auto insurance rates in Rayland, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rayland, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,439 $3,439
American Family $1,464 $1,499
Farmers $3,215 $3,215
GEICO $1,841 $1,910
Liberty Mutual $4,197 $4,197
Nationwide $3,155 $3,155
Progressive $3,605 $3,605
State Farm $2,510 $2,634
Travelers $3,057 $3,057
USAA $1,784 $1,926

Find Cheap Rayland, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Rayland, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rayland, OH, take a look at the average cost for various violations versus rates for a clean driving record in Rayland.

Annual Rayland, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,906 $3,498 $4,078 $3,274
American Family $1,420 $1,502 $1,502 $1,502
Farmers $2,651 $3,409 $3,325 $3,475
GEICO $1,280 $1,836 $2,643 $1,745
Liberty Mutual $3,533 $4,516 $4,627 $4,112
Nationwide $2,515 $3,217 $4,099 $2,788
Progressive $3,107 $4,227 $3,307 $3,779
State Farm $2,351 $2,793 $2,572 $2,572
Travelers $2,259 $2,933 $4,415 $2,621
USAA $1,423 $1,908 $2,510 $1,578

Find Cheap Rayland, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rayland, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Rayland for less when you shop around and compare rates from multiple Rayland, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rayland, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,078
American Family $1,502
Farmers $3,325
GEICO $2,643
Liberty Mutual $4,627
Nationwide $4,099
Progressive $3,307
State Farm $2,572
Travelers $4,415
USAA $2,510

Winners by Category: Where to Buy Cheap Auto Insurance in Rayland, OH

Compare rates from the cheapest auto insurance companies in Rayland, OH for your needs. Take a look at how Rayland, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rayland, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Find Cheap Rayland, Ohio Auto Insurance Companies

If you’re looking for the cheapest Rayland, OH auto insurance companies overall, you can compare them here. Find the best price for Rayland, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Rayland, Ohio

Insurance Company Average Annual Rates
Allstate $3,439
American Family $1,481
Farmers $3,215
GEICO $1,876
Liberty Mutual $4,197
Nationwide $3,155
Progressive $3,605
State Farm $2,572
Travelers $3,057
USAA $1,855

What affects Rayland, Ohio auto insurance rates?

Local factors affect auto insurance rates in Rayland, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Rayland auto insurance rates.

Commute Times in Rayland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rayland, OH is 23.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Rayland, OH

You can buy cheap Rayland, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rayland, Ohio auto insurance quotes from top companies.

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