Buy Cheap Ray, OH Auto Insurance (2021)

Ray, OH auto insurance rates average $239 a month. Minimum auto insurance requirements in Ray, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Ray, OH, compare Ray auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Ray after a DUI is Liberty Mutual
  • Average auto insurance rates in Ray, OH for teens drivers are $5,829/year
  • Average auto insurance rates in Ray, OH are $239/month

Finding affordable Ray, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Ray, OH auto insurance with confidence is right here. Auto insurance rates in Ray are affected by local factors as well as personal ones like your driving record.

See how Ray, OH car insurance rates compare to Akron auto insurance rates, Parma auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Ray.

Don’t buy Ray, OH auto insurance until you’ve compared rates. Get free Ray, Ohio auto insurance quotes when you enter your ZIP code above.

Ray, OH Minimum Auto Insurance Requirements

The required auto insurance in Ray, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Ray, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Ray, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Ray, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ray, OH. Take a look at Ray, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ray, Ohio

Insurance Company Poor Fair Good
Allstate $4,421 $3,191 $2,667
American Family $2,004 $1,370 $1,161
Farmers $3,864 $3,242 $3,088
GEICO $2,319 $1,933 $1,547
Liberty Mutual $6,326 $3,857 $3,024
Nationwide $3,983 $3,208 $2,708
Progressive $4,143 $3,567 $3,326
State Farm $3,647 $2,254 $1,776
Travelers $3,303 $2,871 $2,680
USAA $1,900 $1,340 $1,140

Buy Cheap Ray, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ray, Ohio auto insurance rates? Find out how car insurance rates in Ray, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ray, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,316 $2,320 $2,070 $2,218 $6,243 $7,134 $2,461 $2,648
American Family $974 $1,015 $877 $884 $2,810 $3,070 $1,197 $1,265
Farmers $1,841 $1,838 $1,625 $1,710 $7,833 $8,117 $2,061 $2,162
GEICO $1,414 $1,364 $1,300 $1,293 $3,709 $3,457 $1,577 $1,350
Liberty Mutual $2,091 $2,286 $1,609 $1,957 $10,597 $11,990 $2,235 $2,451
Nationwide $2,235 $2,254 $2,008 $2,033 $5,497 $7,148 $2,405 $2,818
Progressive $1,921 $1,819 $1,599 $1,651 $8,352 $9,411 $2,301 $2,377
State Farm $1,576 $1,576 $1,396 $1,396 $4,700 $5,916 $1,825 $2,090
Travelers $1,381 $1,402 $1,368 $1,359 $5,839 $9,170 $1,438 $1,653
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

Buy Cheap Ray, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ray can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ray, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ray, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,243 $7,134
American Family $2,810 $3,070
Farmers $7,833 $8,117
GEICO $3,709 $3,457
Liberty Mutual $10,597 $11,990
Nationwide $5,497 $7,148
Progressive $8,352 $9,411
State Farm $4,700 $5,916
Travelers $5,839 $9,170
USAA $2,712 $3,025

Buy Cheap Ray, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Ray, Ohio by comparing Ray senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ray, OH here.

Annual Auto Insurance Rates for Senior Drivers in Ray, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,070 $2,218
American Family $877 $884
Farmers $1,625 $1,710
GEICO $1,300 $1,293
Liberty Mutual $1,609 $1,957
Nationwide $2,008 $2,033
Progressive $1,599 $1,651
State Farm $1,396 $1,396
Travelers $1,368 $1,359
USAA $841 $843

Find Cheap Auto Insurance Rates in Ray, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ray, Ohio auto insurance. Compare Ray, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ray, Ohio

Insurance Company Low Medium High
Allstate $3,317 $3,419 $3,543
American Family $1,493 $1,523 $1,519
Farmers $3,235 $3,348 $3,612
GEICO $1,882 $1,926 $1,991
Liberty Mutual $4,250 $4,424 $4,532
Nationwide $3,656 $3,198 $3,045
Progressive $3,544 $3,648 $3,844
State Farm $2,453 $2,565 $2,658
Travelers $2,884 $2,988 $2,981
USAA $1,404 $1,459 $1,518

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Find Cheap Ray, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ray. Compare auto insurance rates in Ray, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ray, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,426 $3,426
American Family $1,493 $1,530
Farmers $3,398 $3,398
GEICO $1,897 $1,970
Liberty Mutual $4,402 $4,402
Nationwide $3,300 $3,300
Progressive $3,679 $3,679
State Farm $2,497 $2,621
Travelers $2,951 $2,951
USAA $1,405 $1,516

Find Cheap Ray, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Ray, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ray, OH, take a look at the average cost for various violations versus rates for a clean driving record in Ray.

Annual Ray, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,899 $3,490 $4,055 $3,262
American Family $1,448 $1,533 $1,533 $1,533
Farmers $2,806 $3,603 $3,515 $3,669
GEICO $1,328 $1,894 $2,692 $1,819
Liberty Mutual $3,705 $4,736 $4,854 $4,313
Nationwide $2,629 $3,365 $4,290 $2,915
Progressive $3,174 $4,304 $3,380 $3,858
State Farm $2,345 $2,774 $2,559 $2,559
Travelers $2,177 $2,832 $4,265 $2,531
USAA $1,125 $1,504 $1,966 $1,246

Find Cheap Ray, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ray, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Ray for less when you shop around and compare rates from multiple Ray, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ray, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,055
American Family $1,533
Farmers $3,515
GEICO $2,692
Liberty Mutual $4,854
Nationwide $4,290
Progressive $3,380
State Farm $2,559
Travelers $4,265
USAA $1,966

Winners by Category: Where to Buy Cheap Auto Insurance in Ray, OH

Compare rates from the cheapest auto insurance companies in Ray, OH for your needs. Take a look at how Ray, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ray, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Ray, Ohio Auto Insurance Companies

If you’re looking for the cheapest Ray, OH auto insurance companies overall, you can compare them here. Find the best price for Ray, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Ray, Ohio

Insurance Company Average Annual Rates
Allstate $3,426
American Family $1,512
Farmers $3,398
GEICO $1,933
Liberty Mutual $4,402
Nationwide $3,300
Progressive $3,679
State Farm $2,559
Travelers $2,951
USAA $1,460

Compare Auto Insurance Quotes in Ray, OH

You can buy cheap Ray, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ray, Ohio auto insurance quotes from top companies.

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