Buy Cheap Ratliff City, OK Auto Insurance (2022)

Ratliff City, OK auto insurance rates average $328 a month. Minimum auto insurance requirements in Ratliff City, Oklahoma are 25/50/25 to comply with Oklahoma laws. To buy cheap auto insurance in Ratliff City, OK, compare Ratliff City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ratliff City, OK after a DUI are $4,481/year
  • The most expensive auto insurance company in Ratliff City is Liberty Mutual
  • Average auto insurance rates in Ratliff City, OK are $328/month

Finding affordable Ratliff City, Oklahoma auto insurance can be challenging, but everything you need to know to buy cheap Ratliff City, OK auto insurance with confidence is right here. Auto insurance rates in Ratliff City are affected by local factors as well as personal ones like your driving record.

See how Ratliff City, OK car insurance rates compare to Norman auto insurance rates, Enid auto insurance rates, and Midwest City auto insurance rates before you read more about the cost of auto insurance in Ratliff City.

Don’t buy Ratliff City, OK auto insurance until you’ve compared rates. Get free Ratliff City, Oklahoma auto insurance quotes when you enter your ZIP code above.

Ratliff City, OK Minimum Auto Insurance Requirements

The required auto insurance in Ratliff City, OK is 25/50/25 according to the auto insurance laws in Oklahoma. The minimum auto insurance in Ratliff City, Oklahoma is outlined here.

Minimum Required Auto Insurance Coverage in Ratliff City, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Ratliff City, OK Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ratliff City, OK. Take a look at Ratliff City, Oklahoma auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ratliff City, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,374 $3,322 $2,932
Farmers $4,357 $3,593 $3,416
GEICO $4,141 $3,436 $2,732
Liberty Mutual $10,089 $6,148 $4,817
Progressive $4,612 $3,924 $3,647
State Farm $3,717 $2,384 $1,921
USAA $4,428 $2,526 $2,015

Buy Cheap Ratliff City, OK Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ratliff City, Oklahoma auto insurance rates? Find out how car insurance rates in Ratliff City, OK are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ratliff City, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,214 $2,224 $2,037 $2,139 $6,811 $7,997 $2,392 $2,529
Farmers $2,169 $2,151 $1,948 $2,059 $8,357 $8,566 $2,470 $2,588
GEICO $2,263 $2,475 $2,409 $2,699 $6,596 $7,054 $1,981 $2,014
Liberty Mutual $4,726 $4,993 $4,148 $4,514 $13,214 $14,506 $4,926 $5,118
Progressive $2,246 $2,138 $1,850 $1,955 $8,915 $9,994 $2,631 $2,760
State Farm $1,843 $1,843 $1,619 $1,619 $4,582 $5,781 $1,933 $2,172
USAA $1,768 $1,770 $1,696 $1,713 $5,764 $6,428 $2,277 $2,499

Buy Cheap Ratliff City, OK Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ratliff City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ratliff City, OK are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ratliff City, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,811 $7,997
Farmers $8,357 $8,566
GEICO $6,596 $7,054
Liberty Mutual $13,214 $14,506
Progressive $8,915 $9,994
State Farm $4,582 $5,781
USAA $5,764 $6,428

Buy Cheap Ratliff City, OK Auto Insurance for Seniors

You can save on senior auto insurance rates in Ratliff City, Oklahoma by comparing Ratliff City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ratliff City, OK here.

Annual Auto Insurance Rates for Senior Drivers in Ratliff City, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,037 $2,139
Farmers $1,948 $2,059
GEICO $2,409 $2,699
Liberty Mutual $4,148 $4,514
Progressive $1,850 $1,955
State Farm $1,619 $1,619
USAA $1,696 $1,713

Find Cheap Auto Insurance Rates in Ratliff City, OK by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ratliff City, Oklahoma auto insurance. Compare Ratliff City, OK auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ratliff City, Oklahoma

Insurance Company Low Medium High
Allstate $3,341 $3,530 $3,758
Farmers $3,624 $3,746 $3,996
GEICO $3,204 $3,441 $3,665
Liberty Mutual $6,687 $6,995 $7,372
Progressive $3,772 $4,036 $4,376
State Farm $2,519 $2,654 $2,849
USAA $2,876 $2,982 $3,110

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Find Cheap Ratliff City, OK Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ratliff City. Compare auto insurance rates in Ratliff City, OK by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ratliff City, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,543 $3,543
Farmers $3,789 $3,789
GEICO $3,370 $3,503
Liberty Mutual $7,018 $7,018
Progressive $4,061 $4,061
State Farm $2,629 $2,719
USAA $2,954 $3,025

Find Cheap Ratliff City, OK Auto Insurance Rates by Driving Record

Auto insurance rates in Ratliff City, Oklahoma are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ratliff City, OK, take a look at the average cost for various violations versus rates for a clean driving record in Ratliff City.

Annual Ratliff City, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,045 $3,569 $4,130 $3,428
Farmers $3,193 $4,108 $4,008 $3,845
GEICO $2,507 $3,833 $4,242 $3,163
Liberty Mutual $4,713 $7,908 $8,949 $6,503
Progressive $3,165 $5,872 $3,492 $3,715
State Farm $2,489 $2,859 $2,674 $2,674
USAA $2,205 $3,166 $3,874 $2,712

Find Cheap Ratliff City, OK Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ratliff City, Oklahoma is higher than for a clean driving record. You can buy auto insurance after a DUI in Ratliff City for less when you shop around and compare rates from multiple Ratliff City, OK auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ratliff City, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,130
Farmers $4,008
GEICO $4,242
Liberty Mutual $8,949
Progressive $3,492
State Farm $2,674
USAA $3,874

Winners by Category: Where to Buy Cheap Auto Insurance in Ratliff City, OK

Compare rates from the cheapest auto insurance companies in Ratliff City, OK for your needs. Take a look at how Ratliff City, Oklahoma auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ratliff City, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Ratliff City, Oklahoma Auto Insurance Companies

If you’re looking for the cheapest Ratliff City, OK auto insurance companies overall, you can compare them here. Find the best price for Ratliff City, Oklahoma car insurance by company.

Average Annual Auto Insurance Rates by Company in Ratliff City, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,543
Farmers $3,789
GEICO $3,436
Liberty Mutual $7,018
Progressive $4,061
State Farm $2,674
USAA $2,989

What affects Ratliff City, Oklahoma auto insurance rates?

Local factors affect auto insurance rates in Ratliff City, OK, including traffic, theft statistics, and commute length. Take a look at the things that impact Ratliff City auto insurance rates.

Commute Times in Ratliff City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ratliff City, OK is 12.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Ratliff City, OK

You can buy cheap Ratliff City, OK auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ratliff City, Oklahoma auto insurance quotes from top companies.

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