Buy Cheap Rand, CO Auto Insurance (2021)

Rand, CO auto insurance rates average $316 a month. Minimum auto insurance requirements in Rand, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Rand, CO, compare Rand auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Rand, CO for teens drivers are $7,322/year
  • Average auto insurance rates in Rand, CO after a DUI are $4,486/year
  • The most expensive auto insurance company in Rand is Farmers

Finding affordable Rand, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Rand, CO auto insurance with confidence is right here. Auto insurance rates in Rand are affected by local factors as well as personal ones like your driving record.

See how Rand, CO car insurance rates compare to Pueblo auto insurance rates, Aurora auto insurance rates, and Greeley auto insurance rates before you read more about the cost of auto insurance in Rand.

Don’t buy Rand, CO auto insurance until you’ve compared rates. Get free Rand, Colorado auto insurance quotes when you enter your ZIP code above.

Rand, CO Minimum Auto Insurance Requirements

The required auto insurance in Rand, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Rand, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Rand, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Rand, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Rand, CO. Take a look at Rand, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Rand, Colorado

Insurance Company Poor Fair Good
Allstate $6,040 $4,663 $3,528
American Family $4,787 $3,396 $2,842
Farmers $5,890 $4,800 $4,562
GEICO $3,780 $3,143 $2,506
Liberty Mutual $4,044 $2,457 $1,961
Nationwide $4,245 $3,363 $2,929
Progressive $5,309 $4,517 $4,140
State Farm $4,498 $2,893 $2,334
USAA $4,786 $2,717 $2,174

Buy Cheap Rand, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rand, Colorado auto insurance rates? Find out how car insurance rates in Rand, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rand, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,889 $2,696 $2,611 $2,637 $10,131 $10,653 $3,158 $3,172
American Family $2,508 $2,508 $2,263 $2,263 $6,096 $8,166 $2,508 $3,089
Farmers $2,964 $2,940 $2,680 $2,880 $11,240 $11,367 $3,272 $3,327
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,902 $1,888 $1,592 $1,746 $5,498 $6,018 $1,933 $1,989
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,862 $2,678 $2,462 $2,460 $9,609 $10,770 $3,240 $3,158
State Farm $2,033 $2,033 $1,825 $1,825 $5,850 $7,382 $2,275 $2,709
USAA $2,166 $2,173 $2,054 $2,068 $5,365 $6,151 $2,787 $3,043

Buy Cheap Rand, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rand can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rand, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rand, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,131 $10,653
American Family $6,096 $8,166
Farmers $11,240 $11,367
GEICO $6,178 $6,577
Liberty Mutual $5,498 $6,018
Nationwide $5,929 $7,587
Progressive $9,609 $10,770
State Farm $5,850 $7,382
USAA $5,365 $6,151

Buy Cheap Rand, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Rand, Colorado by comparing Rand senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rand, CO here.

Annual Auto Insurance Rates for Senior Drivers in Rand, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,611 $2,637
American Family $2,263 $2,263
Farmers $2,680 $2,880
GEICO $2,090 $2,332
Liberty Mutual $1,592 $1,746
Nationwide $2,085 $2,204
Progressive $2,462 $2,460
State Farm $1,825 $1,825
USAA $2,054 $2,068

Find Cheap Auto Insurance Rates in Rand, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rand, Colorado auto insurance. Compare Rand, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rand, Colorado

Insurance Company Low Medium High
Allstate $4,501 $4,728 $5,002
American Family $3,521 $3,751 $3,754
Farmers $4,500 $5,017 $5,735
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,694 $2,813 $2,954
Nationwide $3,535 $3,511 $3,491
Progressive $4,339 $4,667 $4,959
State Farm $3,044 $3,241 $3,440
USAA $3,096 $3,225 $3,356

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Find Cheap Rand, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rand. Compare auto insurance rates in Rand, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rand, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,743 $4,743
American Family $3,597 $3,754
Farmers $5,084 $5,084
GEICO $3,075 $3,212
Liberty Mutual $2,821 $2,821
Nationwide $3,512 $3,512
Progressive $4,655 $4,655
State Farm $3,164 $3,319
USAA $3,134 $3,317

Find Cheap Rand, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Rand, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rand, CO, take a look at the average cost for various violations versus rates for a clean driving record in Rand.

Annual Rand, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,029 $4,643 $5,720 $4,582
American Family $2,716 $3,857 $5,047 $3,081
Farmers $4,294 $5,516 $5,440 $5,086
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,463 $2,886 $3,016 $2,917
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $4,034 $5,608 $4,261 $4,717
State Farm $2,982 $3,501 $3,242 $3,242
USAA $2,359 $2,868 $5,018 $2,659

Find Cheap Rand, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rand, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Rand for less when you shop around and compare rates from multiple Rand, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rand, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,720
American Family $5,047
Farmers $5,440
GEICO $3,949
Liberty Mutual $3,016
Nationwide $4,685
Progressive $4,261
State Farm $3,242
USAA $5,018

Winners by Category: Where to Buy Cheap Auto Insurance in Rand, CO

Compare rates from the cheapest auto insurance companies in Rand, CO for your needs. Take a look at how Rand, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rand, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Rand, Colorado Auto Insurance Companies

If you’re looking for the cheapest Rand, CO auto insurance companies overall, you can compare them here. Find the best price for Rand, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Rand, Colorado

Insurance Company Average Annual Rates
Allstate $4,743
American Family $3,675
Farmers $5,084
GEICO $3,143
Liberty Mutual $2,821
Nationwide $3,512
Progressive $4,655
State Farm $3,242
USAA $3,226

What affects Rand, Colorado auto insurance rates?

Local factors affect auto insurance rates in Rand, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Rand auto insurance rates.

Traffic in Rand

How is traffic in Rand, Colorado? Inrix data shows that Rand, CO traffic makes it the 363rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Rand, CO

You can buy cheap Rand, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rand, Colorado auto insurance quotes from top companies.

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