Buy Cheap Rancho Palos Verdes, CA Auto Insurance (2021)

Rancho Palos Verdes, CA auto insurance rates average $331 a month. Minimum auto insurance requirements in Rancho Palos Verdes, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Rancho Palos Verdes, CA, compare Rancho Palos Verdes auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Rancho Palos Verdes after a DUI is Nationwide
  • Average auto insurance rates in Rancho Palos Verdes, CA are $331/month
  • Average auto insurance rates in Rancho Palos Verdes, CA for teens drivers are $6,741/year

Finding affordable Rancho Palos Verdes, California auto insurance can be challenging, but everything you need to know to buy cheap Rancho Palos Verdes, CA auto insurance with confidence is right here. Auto insurance rates in Rancho Palos Verdes are affected by local factors as well as personal ones like your driving record.

See how Rancho Palos Verdes, CA car insurance rates compare to Anaheim auto insurance rates, Bakersfield auto insurance rates, and Oakland auto insurance rates before you read more about the cost of auto insurance in Rancho Palos Verdes.

Don’t buy Rancho Palos Verdes, CA auto insurance until you’ve compared rates. Get free Rancho Palos Verdes, California auto insurance quotes when you enter your ZIP code above.

Rancho Palos Verdes, CA Minimum Auto Insurance Requirements

The required auto insurance in Rancho Palos Verdes, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Rancho Palos Verdes, California is outlined here.

Minimum Required Auto Insurance Coverage in Rancho Palos Verdes, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Rancho Palos Verdes, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rancho Palos Verdes, California auto insurance rates? Find out how car insurance rates in Rancho Palos Verdes, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rancho Palos Verdes, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,959 $2,947 $2,164 $2,172 $8,366 $10,495 $3,749 $4,069
Farmers $2,954 $2,954 $2,680 $2,680 $9,437 $15,378 $3,504 $3,906
GEICO $1,878 $1,879 $1,766 $1,766 $5,719 $5,809 $2,698 $2,754
Liberty Mutual $2,162 $2,036 $2,026 $1,958 $4,689 $5,030 $2,423 $2,458
Nationwide $3,807 $3,624 $3,343 $3,141 $9,887 $10,889 $4,565 $4,496
Progressive $2,056 $2,118 $1,750 $2,080 $5,567 $6,709 $2,972 $3,198
State Farm $3,528 $3,528 $3,155 $3,155 $6,560 $8,147 $3,910 $4,030
Travelers $2,559 $2,466 $2,268 $2,247 $5,440 $6,109 $3,326 $3,242
USAA $2,180 $2,061 $2,130 $2,135 $5,002 $5,032 $3,027 $2,856

Buy Cheap Rancho Palos Verdes, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rancho Palos Verdes can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rancho Palos Verdes, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rancho Palos Verdes, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,366 $10,495
Farmers $9,437 $15,378
GEICO $5,719 $5,809
Liberty Mutual $4,689 $5,030
Nationwide $9,887 $10,889
Progressive $5,567 $6,709
State Farm $6,560 $8,147
Travelers $5,440 $6,109
USAA $5,002 $5,032

Buy Cheap Rancho Palos Verdes, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Rancho Palos Verdes, California by comparing Rancho Palos Verdes senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rancho Palos Verdes, CA here.

Annual Auto Insurance Rates for Senior Drivers in Rancho Palos Verdes, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,164 $2,172
Farmers $2,680 $2,680
GEICO $1,766 $1,766
Liberty Mutual $2,026 $1,958
Nationwide $3,343 $3,141
Progressive $1,750 $2,080
State Farm $3,155 $3,155
Travelers $2,268 $2,247
USAA $2,130 $2,135

Find Cheap Auto Insurance Rates in Rancho Palos Verdes, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rancho Palos Verdes, California auto insurance. Compare Rancho Palos Verdes, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rancho Palos Verdes, California

Insurance Company Low Medium High
Allstate $4,341 $4,659 $4,845
Farmers $5,033 $5,483 $5,794
GEICO $2,721 $3,071 $3,308
Liberty Mutual $2,625 $2,876 $3,042
Nationwide $4,898 $5,572 $5,937
Progressive $2,954 $3,411 $3,553
State Farm $4,010 $4,592 $4,902
Travelers $2,926 $3,567 $3,878
USAA $2,772 $3,112 $3,275

Find Cheap Rancho Palos Verdes, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rancho Palos Verdes. Compare auto insurance rates in Rancho Palos Verdes, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rancho Palos Verdes, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,160 $5,070
Farmers $4,932 $5,942
GEICO $2,755 $3,312
Liberty Mutual $2,615 $3,081
Nationwide $4,820 $6,118
Progressive $2,996 $3,616
State Farm $4,337 $4,665
Travelers $3,113 $3,801
USAA $2,813 $3,293

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Find Cheap Rancho Palos Verdes, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Rancho Palos Verdes, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rancho Palos Verdes, CA, take a look at the average cost for various violations versus rates for a clean driving record in Rancho Palos Verdes.

Annual Rancho Palos Verdes, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,788 $4,667 $7,353 $3,652
Farmers $4,025 $5,477 $6,811 $5,435
GEICO $2,119 $3,279 $4,107 $2,629
Liberty Mutual $2,472 $3,309 $2,990 $2,620
Nationwide $3,813 $4,891 $8,281 $4,891
Progressive $2,160 $3,684 $4,265 $3,116
State Farm $3,217 $3,833 $7,224 $3,731
Travelers $2,282 $3,789 $4,354 $3,405
USAA $2,025 $3,021 $4,947 $2,220

Find Cheap Rancho Palos Verdes, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rancho Palos Verdes, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Rancho Palos Verdes for less when you shop around and compare rates from multiple Rancho Palos Verdes, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rancho Palos Verdes, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,353
Farmers $6,811
GEICO $4,107
Liberty Mutual $2,990
Nationwide $8,281
Progressive $4,265
State Farm $7,224
Travelers $4,354
USAA $4,947

Winners by Category: Where to Buy Cheap Auto Insurance in Rancho Palos Verdes, CA

Compare rates from the cheapest auto insurance companies in Rancho Palos Verdes, CA for your needs. Take a look at how Rancho Palos Verdes, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rancho Palos Verdes, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Rancho Palos Verdes, California Auto Insurance Companies

If you’re looking for the cheapest Rancho Palos Verdes, CA auto insurance companies overall, you can compare them here. Find the best price for Rancho Palos Verdes, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Rancho Palos Verdes, California

Insurance Company Average Annual Rates
Allstate $4,615
Farmers $5,437
GEICO $3,034
Liberty Mutual $2,848
Nationwide $5,469
Progressive $3,306
State Farm $4,501
Travelers $3,457
USAA $3,053

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What affects Rancho Palos Verdes, California auto insurance rates?

Local factors affect auto insurance rates in Rancho Palos Verdes, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Rancho Palos Verdes auto insurance rates.

Auto Theft in Rancho Palos Verdes

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Rancho Palos Verdes, CA auto theft show a total of 29 vehicle thefts annually.

Commute Times in Rancho Palos Verdes

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rancho Palos Verdes, CA is 36.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Rancho Palos Verdes, CA

You can buy cheap Rancho Palos Verdes, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rancho Palos Verdes, California auto insurance quotes from top companies.

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