Buy Cheap Rancho Cordova, CA Auto Insurance (2021)

Rancho Cordova, CA auto insurance rates average $327 a month. Minimum auto insurance requirements in Rancho Cordova, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Rancho Cordova, CA, compare Rancho Cordova auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Rancho Cordova, CA for teens drivers are $6,648/year
  • Average auto insurance rates in Rancho Cordova, CA are $327/month
  • The most expensive auto insurance company in Rancho Cordova after a DUI is Nationwide

Finding affordable Rancho Cordova, California auto insurance can be challenging, but everything you need to know to buy cheap Rancho Cordova, CA auto insurance with confidence is right here. Auto insurance rates in Rancho Cordova are affected by local factors as well as personal ones like your driving record.

See how Rancho Cordova, CA car insurance rates compare to Anaheim auto insurance rates, Long Beach auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in Rancho Cordova.

Don’t buy Rancho Cordova, CA auto insurance until you’ve compared rates. Get free Rancho Cordova, California auto insurance quotes when you enter your ZIP code above.

Rancho Cordova, CA Minimum Auto Insurance Requirements

The required auto insurance in Rancho Cordova, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Rancho Cordova, California is outlined here.

Minimum Required Auto Insurance Coverage in Rancho Cordova, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Rancho Cordova, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rancho Cordova, California auto insurance rates? Find out how car insurance rates in Rancho Cordova, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rancho Cordova, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,296 $3,293 $2,393 $2,413 $9,199 $11,560 $4,207 $4,605
Farmers $2,935 $2,935 $2,656 $2,656 $9,364 $15,287 $3,479 $3,876
GEICO $1,757 $1,758 $1,653 $1,653 $5,318 $5,413 $2,521 $2,581
Liberty Mutual $2,573 $2,439 $2,384 $2,311 $5,619 $5,970 $2,907 $2,928
Nationwide $3,867 $3,692 $3,383 $3,189 $9,826 $10,870 $4,616 $4,559
Progressive $1,840 $1,896 $1,574 $1,867 $4,965 $5,988 $2,669 $2,873
State Farm $2,962 $2,962 $2,646 $2,646 $5,465 $6,811 $3,274 $3,372
Travelers $2,521 $2,437 $2,225 $2,203 $5,253 $5,944 $3,267 $3,199
USAA $2,101 $1,988 $2,049 $2,056 $4,819 $4,835 $2,901 $2,740

Buy Cheap Rancho Cordova, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rancho Cordova can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rancho Cordova, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rancho Cordova, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,199 $11,560
Farmers $9,364 $15,287
GEICO $5,318 $5,413
Liberty Mutual $5,619 $5,970
Nationwide $9,826 $10,870
Progressive $4,965 $5,988
State Farm $5,465 $6,811
Travelers $5,253 $5,944
USAA $4,819 $4,835

Buy Cheap Rancho Cordova, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Rancho Cordova, California by comparing Rancho Cordova senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rancho Cordova, CA here.

Annual Auto Insurance Rates for Senior Drivers in Rancho Cordova, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,393 $2,413
Farmers $2,656 $2,656
GEICO $1,653 $1,653
Liberty Mutual $2,384 $2,311
Nationwide $3,383 $3,189
Progressive $1,574 $1,867
State Farm $2,646 $2,646
Travelers $2,225 $2,203
USAA $2,049 $2,056

Find Cheap Auto Insurance Rates in Rancho Cordova, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rancho Cordova, California auto insurance. Compare Rancho Cordova, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rancho Cordova, California

Insurance Company Low Medium High
Allstate $4,819 $5,169 $5,375
Farmers $5,007 $5,443 $5,745
GEICO $2,544 $2,863 $3,088
Liberty Mutual $3,171 $3,419 $3,583
Nationwide $4,926 $5,599 $5,976
Progressive $2,638 $3,049 $3,191
State Farm $3,337 $3,841 $4,125
Travelers $2,906 $3,479 $3,759
USAA $2,644 $2,997 $3,167

Find Cheap Rancho Cordova, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rancho Cordova. Compare auto insurance rates in Rancho Cordova, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rancho Cordova, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,611 $5,631
Farmers $4,897 $5,900
GEICO $2,573 $3,091
Liberty Mutual $3,112 $3,670
Nationwide $4,856 $6,144
Progressive $2,687 $3,232
State Farm $3,627 $3,908
Travelers $3,044 $3,719
USAA $2,704 $3,168

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Find Cheap Rancho Cordova, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Rancho Cordova, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Rancho Cordova, CA to see how much where you live in Rancho Cordova affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Rancho Cordova, California

ZIP Code Average Annual Rates
95670 $5,346
95742 $5,388
95827 $5,630

Find Cheap Rancho Cordova, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Rancho Cordova, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rancho Cordova, CA, take a look at the average cost for various violations versus rates for a clean driving record in Rancho Cordova.

Annual Rancho Cordova, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,079 $5,186 $8,174 $4,044
Farmers $3,995 $5,437 $6,765 $5,397
GEICO $1,981 $3,051 $3,837 $2,458
Liberty Mutual $2,943 $3,945 $3,558 $3,119
Nationwide $3,831 $4,917 $8,336 $4,917
Progressive $1,931 $3,293 $3,831 $2,782
State Farm $2,689 $3,207 $6,054 $3,120
Travelers $2,248 $3,688 $4,264 $3,325
USAA $1,948 $2,903 $4,758 $2,135

Find Cheap Rancho Cordova, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rancho Cordova, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Rancho Cordova for less when you shop around and compare rates from multiple Rancho Cordova, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rancho Cordova, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,174
Farmers $6,765
GEICO $3,837
Liberty Mutual $3,558
Nationwide $8,336
Progressive $3,831
State Farm $6,054
Travelers $4,264
USAA $4,758

Winners by Category: Where to Buy Cheap Auto Insurance in Rancho Cordova, CA

Compare rates from the cheapest auto insurance companies in Rancho Cordova, CA for your needs. Take a look at how Rancho Cordova, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rancho Cordova, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Rancho Cordova, California Auto Insurance Companies

If you’re looking for the cheapest Rancho Cordova, CA auto insurance companies overall, you can compare them here. Find the best price for Rancho Cordova, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Rancho Cordova, California

Insurance Company Average Annual Rates
Allstate $5,121
Farmers $5,398
GEICO $2,832
Liberty Mutual $3,391
Nationwide $5,500
Progressive $2,959
State Farm $3,767
Travelers $3,381
USAA $2,936

What affects Rancho Cordova, California auto insurance rates?

Local factors affect auto insurance rates in Rancho Cordova, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Rancho Cordova auto insurance rates.

Auto Theft in Rancho Cordova

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Rancho Cordova, CA auto theft show a total of 197 vehicle thefts annually.

Commute Times in Rancho Cordova

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rancho Cordova, CA is 26.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Rancho Cordova, CA

You can buy cheap Rancho Cordova, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rancho Cordova, California auto insurance quotes from top companies.

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