Buy Cheap Rancho Calaveras, CA Auto Insurance (2021)

Rancho Calaveras, CA auto insurance rates average $285 a month. Minimum auto insurance requirements in Rancho Calaveras, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Rancho Calaveras, CA, compare Rancho Calaveras auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Rancho Calaveras, CA are $285/month
  • Average auto insurance rates in Rancho Calaveras, CA after a DUI are $4,819/year
  • Average auto insurance rates in Rancho Calaveras, CA for teens drivers are $5,744/year

Finding affordable Rancho Calaveras, California auto insurance can be challenging, but everything you need to know to buy cheap Rancho Calaveras, CA auto insurance with confidence is right here. Auto insurance rates in Rancho Calaveras are affected by local factors as well as personal ones like your driving record.

See how Rancho Calaveras, CA car insurance rates compare to San Diego auto insurance rates, Los Angeles auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Rancho Calaveras.

Don’t buy Rancho Calaveras, CA auto insurance until you’ve compared rates. Get free Rancho Calaveras, California auto insurance quotes when you enter your ZIP code above.

Rancho Calaveras, CA Minimum Auto Insurance Requirements

The required auto insurance in Rancho Calaveras, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Rancho Calaveras, California is outlined here.

Minimum Required Auto Insurance Coverage in Rancho Calaveras, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Rancho Calaveras, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rancho Calaveras, California auto insurance rates? Find out how car insurance rates in Rancho Calaveras, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rancho Calaveras, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,710 $2,710 $1,968 $1,986 $7,415 $9,307 $3,449 $3,781
Farmers $2,401 $2,401 $2,159 $2,159 $7,640 $12,552 $2,842 $3,163
GEICO $1,747 $1,748 $1,644 $1,644 $5,297 $5,397 $2,508 $2,570
Liberty Mutual $2,107 $2,000 $1,952 $1,894 $4,591 $4,869 $2,381 $2,396
Nationwide $2,909 $2,781 $2,555 $2,411 $7,283 $8,072 $3,448 $3,406
Progressive $1,721 $1,773 $1,475 $1,748 $4,639 $5,596 $2,496 $2,688
State Farm $3,253 $3,253 $2,906 $2,906 $5,945 $7,363 $3,599 $3,714
Travelers $2,303 $2,235 $2,037 $2,014 $4,685 $5,397 $2,994 $2,931
USAA $1,842 $1,744 $1,799 $1,805 $4,198 $4,206 $2,539 $2,399

Buy Cheap Rancho Calaveras, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rancho Calaveras can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rancho Calaveras, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rancho Calaveras, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,415 $9,307
Farmers $7,640 $12,552
GEICO $5,297 $5,397
Liberty Mutual $4,591 $4,869
Nationwide $7,283 $8,072
Progressive $4,639 $5,596
State Farm $5,945 $7,363
Travelers $4,685 $5,397
USAA $4,198 $4,206

Buy Cheap Rancho Calaveras, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Rancho Calaveras, California by comparing Rancho Calaveras senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rancho Calaveras, CA here.

Annual Auto Insurance Rates for Senior Drivers in Rancho Calaveras, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,968 $1,986
Farmers $2,159 $2,159
GEICO $1,644 $1,644
Liberty Mutual $1,952 $1,894
Nationwide $2,555 $2,411
Progressive $1,475 $1,748
State Farm $2,906 $2,906
Travelers $2,037 $2,014
USAA $1,799 $1,805

Find Cheap Auto Insurance Rates in Rancho Calaveras, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rancho Calaveras, California auto insurance. Compare Rancho Calaveras, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rancho Calaveras, California

Insurance Company Low Medium High
Allstate $3,908 $4,206 $4,383
Farmers $4,124 $4,446 $4,673
GEICO $2,551 $2,849 $3,058
Liberty Mutual $2,596 $2,796 $2,929
Nationwide $3,657 $4,177 $4,490
Progressive $2,466 $2,849 $2,985
State Farm $3,762 $4,175 $4,415
Travelers $2,717 $3,149 $3,358
USAA $2,316 $2,618 $2,766

Find Cheap Rancho Calaveras, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rancho Calaveras. Compare auto insurance rates in Rancho Calaveras, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rancho Calaveras, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,750 $4,581
Farmers $4,006 $4,823
GEICO $2,561 $3,077
Liberty Mutual $2,547 $3,001
Nationwide $3,632 $4,584
Progressive $2,514 $3,020
State Farm $3,969 $4,266
Travelers $2,768 $3,382
USAA $2,363 $2,770

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Find Cheap Rancho Calaveras, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Rancho Calaveras, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rancho Calaveras, CA, take a look at the average cost for various violations versus rates for a clean driving record in Rancho Calaveras.

Annual Rancho Calaveras, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,514 $4,214 $6,643 $3,292
Farmers $3,262 $4,443 $5,540 $4,414
GEICO $1,973 $3,038 $3,819 $2,447
Liberty Mutual $2,407 $3,227 $2,911 $2,551
Nationwide $2,867 $3,677 $6,211 $3,677
Progressive $1,806 $3,077 $3,584 $2,599
State Farm $2,934 $3,502 $6,626 $3,408
Travelers $2,065 $3,334 $3,885 $3,015
USAA $1,706 $2,534 $4,157 $1,869

Find Cheap Rancho Calaveras, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rancho Calaveras, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Rancho Calaveras for less when you shop around and compare rates from multiple Rancho Calaveras, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rancho Calaveras, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,643
Farmers $5,540
GEICO $3,819
Liberty Mutual $2,911
Nationwide $6,211
Progressive $3,584
State Farm $6,626
Travelers $3,885
USAA $4,157

Winners by Category: Where to Buy Cheap Auto Insurance in Rancho Calaveras, CA

Compare rates from the cheapest auto insurance companies in Rancho Calaveras, CA for your needs. Take a look at how Rancho Calaveras, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rancho Calaveras, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Rancho Calaveras, California Auto Insurance Companies

If you’re looking for the cheapest Rancho Calaveras, CA auto insurance companies overall, you can compare them here. Find the best price for Rancho Calaveras, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Rancho Calaveras, California

Insurance Company Average Annual Rates
Allstate $4,166
Farmers $4,415
GEICO $2,819
Liberty Mutual $2,774
Nationwide $4,108
Progressive $2,767
State Farm $4,117
Travelers $3,075
USAA $2,566

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What affects Rancho Calaveras, California auto insurance rates?

Local factors affect auto insurance rates in Rancho Calaveras, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Rancho Calaveras auto insurance rates.

Commute Times in Rancho Calaveras

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rancho Calaveras, CA is 41.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Rancho Calaveras, CA

You can buy cheap Rancho Calaveras, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rancho Calaveras, California auto insurance quotes from top companies.

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