Buy Cheap Ranchita, CA Auto Insurance (2021)

Ranchita, CA auto insurance rates average $285 a month. Minimum auto insurance requirements in Ranchita, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Ranchita, CA, compare Ranchita auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ranchita, CA for teens drivers are $5,739/year
  • Average auto insurance rates in Ranchita, CA are $285/month
  • The most expensive auto insurance company in Ranchita is Farmers

Finding affordable Ranchita, California auto insurance can be challenging, but everything you need to know to buy cheap Ranchita, CA auto insurance with confidence is right here. Auto insurance rates in Ranchita are affected by local factors as well as personal ones like your driving record.

See how Ranchita, CA car insurance rates compare to San Francisco auto insurance rates, San Jose auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in Ranchita.

Don’t buy Ranchita, CA auto insurance until you’ve compared rates. Get free Ranchita, California auto insurance quotes when you enter your ZIP code above.

Ranchita, CA Minimum Auto Insurance Requirements

The required auto insurance in Ranchita, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Ranchita, California is outlined here.

Minimum Required Auto Insurance Coverage in Ranchita, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Ranchita, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ranchita, California auto insurance rates? Find out how car insurance rates in Ranchita, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ranchita, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,570 $2,582 $1,870 $1,902 $7,065 $8,910 $3,330 $3,702
Farmers $2,490 $2,490 $2,245 $2,245 $7,934 $12,999 $2,950 $3,284
GEICO $1,700 $1,700 $1,598 $1,598 $5,169 $5,265 $2,441 $2,499
Liberty Mutual $2,188 $2,067 $2,036 $1,971 $4,722 $5,047 $2,460 $2,490
Nationwide $2,949 $2,819 $2,570 $2,427 $7,426 $8,201 $3,507 $3,476
Progressive $1,657 $1,708 $1,393 $1,661 $4,386 $5,304 $2,372 $2,553
State Farm $3,340 $3,340 $2,986 $2,986 $6,138 $7,596 $3,700 $3,818
Travelers $2,345 $2,273 $2,072 $2,050 $4,798 $5,502 $3,044 $2,981
USAA $1,770 $1,676 $1,731 $1,737 $4,014 $4,027 $2,441 $2,306

Buy Cheap Ranchita, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ranchita can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ranchita, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ranchita, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,065 $8,910
Farmers $7,934 $12,999
GEICO $5,169 $5,265
Liberty Mutual $4,722 $5,047
Nationwide $7,426 $8,201
Progressive $4,386 $5,304
State Farm $6,138 $7,596
Travelers $4,798 $5,502
USAA $4,014 $4,027

Buy Cheap Ranchita, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Ranchita, California by comparing Ranchita senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ranchita, CA here.

Annual Auto Insurance Rates for Senior Drivers in Ranchita, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,870 $1,902
Farmers $2,245 $2,245
GEICO $1,598 $1,598
Liberty Mutual $2,036 $1,971
Nationwide $2,570 $2,427
Progressive $1,393 $1,661
State Farm $2,986 $2,986
Travelers $2,072 $2,050
USAA $1,731 $1,737

Find Cheap Auto Insurance Rates in Ranchita, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ranchita, California auto insurance. Compare Ranchita, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ranchita, California

Insurance Company Low Medium High
Allstate $3,812 $4,021 $4,141
Farmers $4,265 $4,615 $4,860
GEICO $2,488 $2,775 $2,976
Liberty Mutual $2,669 $2,897 $3,051
Nationwide $3,769 $4,236 $4,510
Progressive $2,394 $2,703 $2,791
State Farm $3,863 $4,302 $4,550
Travelers $2,751 $3,213 $3,435
USAA $2,228 $2,512 $2,649

Find Cheap Ranchita, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ranchita. Compare auto insurance rates in Ranchita, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ranchita, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,606 $4,378
Farmers $4,156 $5,004
GEICO $2,495 $2,997
Liberty Mutual $2,636 $3,109
Nationwide $3,684 $4,660
Progressive $2,385 $2,874
State Farm $4,086 $4,390
Travelers $2,820 $3,446
USAA $2,269 $2,657

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Find Cheap Ranchita, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Ranchita, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ranchita, CA, take a look at the average cost for various violations versus rates for a clean driving record in Ranchita.

Annual Ranchita, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,401 $4,066 $6,346 $3,154
Farmers $3,387 $4,611 $5,743 $4,579
GEICO $1,920 $2,964 $3,718 $2,382
Liberty Mutual $2,493 $3,340 $3,016 $2,642
Nationwide $2,914 $3,731 $6,312 $3,731
Progressive $1,728 $2,922 $3,381 $2,486
State Farm $3,023 $3,606 $6,814 $3,509
Travelers $2,101 $3,400 $3,957 $3,075
USAA $1,638 $2,432 $3,987 $1,794

Find Cheap Ranchita, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ranchita, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Ranchita for less when you shop around and compare rates from multiple Ranchita, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ranchita, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,346
Farmers $5,743
GEICO $3,718
Liberty Mutual $3,016
Nationwide $6,312
Progressive $3,381
State Farm $6,814
Travelers $3,957
USAA $3,987

Winners by Category: Where to Buy Cheap Auto Insurance in Ranchita, CA

Compare rates from the cheapest auto insurance companies in Ranchita, CA for your needs. Take a look at how Ranchita, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ranchita, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Ranchita, California Auto Insurance Companies

If you’re looking for the cheapest Ranchita, CA auto insurance companies overall, you can compare them here. Find the best price for Ranchita, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Ranchita, California

Insurance Company Average Annual Rates
Allstate $3,992
Farmers $4,580
GEICO $2,746
Liberty Mutual $2,873
Nationwide $4,172
Progressive $2,629
State Farm $4,238
Travelers $3,133
USAA $2,463

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Compare Auto Insurance Quotes in Ranchita, CA

You can buy cheap Ranchita, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ranchita, California auto insurance quotes from top companies.

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