Buy Cheap Ramona, CA Auto Insurance (2021)

Ramona, CA auto insurance rates average $296 a month. Minimum auto insurance requirements in Ramona, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Ramona, CA, compare Ramona auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Ramona after a DUI is Nationwide
  • Average auto insurance rates in Ramona, CA for teens drivers are $5,990/year
  • Average auto insurance rates in Ramona, CA are $296/month

Finding affordable Ramona, California auto insurance can be challenging, but everything you need to know to buy cheap Ramona, CA auto insurance with confidence is right here. Auto insurance rates in Ramona are affected by local factors as well as personal ones like your driving record.

See how Ramona, CA car insurance rates compare to Long Beach auto insurance rates, Bakersfield auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in Ramona.

Don’t buy Ramona, CA auto insurance until you’ve compared rates. Get free Ramona, California auto insurance quotes when you enter your ZIP code above.

Ramona, CA Minimum Auto Insurance Requirements

The required auto insurance in Ramona, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Ramona, California is outlined here.

Minimum Required Auto Insurance Coverage in Ramona, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap Ramona, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ramona, California auto insurance rates? Find out how car insurance rates in Ramona, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ramona, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,742 $2,751 $2,001 $2,025 $7,584 $9,560 $3,527 $3,898
Farmers $2,510 $2,510 $2,264 $2,264 $8,004 $13,120 $2,974 $3,312
GEICO $1,637 $1,638 $1,540 $1,540 $4,963 $5,048 $2,349 $2,402
Liberty Mutual $2,135 $2,014 $1,988 $1,924 $4,593 $4,917 $2,396 $2,429
Nationwide $3,244 $3,094 $2,847 $2,681 $8,290 $9,150 $3,870 $3,818
Progressive $2,053 $2,112 $1,770 $2,091 $5,573 $6,694 $2,991 $3,215
State Farm $3,032 $3,032 $2,711 $2,711 $5,608 $6,963 $3,357 $3,461
Travelers $2,318 $2,242 $2,053 $2,032 $4,797 $5,457 $3,003 $2,940
USAA $1,978 $1,874 $1,929 $1,938 $4,501 $4,533 $2,743 $2,593

Buy Cheap Ramona, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ramona can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ramona, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ramona, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,584 $9,560
Farmers $8,004 $13,120
GEICO $4,963 $5,048
Liberty Mutual $4,593 $4,917
Nationwide $8,290 $9,150
Progressive $5,573 $6,694
State Farm $5,608 $6,963
Travelers $4,797 $5,457
USAA $4,501 $4,533

Buy Cheap Ramona, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Ramona, California by comparing Ramona senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ramona, CA here.

Annual Auto Insurance Rates for Senior Drivers in Ramona, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,001 $2,025
Farmers $2,264 $2,264
GEICO $1,540 $1,540
Liberty Mutual $1,988 $1,924
Nationwide $2,847 $2,681
Progressive $1,770 $2,091
State Farm $2,711 $2,711
Travelers $2,053 $2,032
USAA $1,929 $1,938

Find Cheap Auto Insurance Rates in Ramona, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ramona, California auto insurance. Compare Ramona, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ramona, California

Insurance Company Low Medium High
Allstate $4,054 $4,295 $4,434
Farmers $4,305 $4,655 $4,899
GEICO $2,378 $2,670 $2,871
Liberty Mutual $2,596 $2,824 $2,978
Nationwide $4,141 $4,707 $5,025
Progressive $2,911 $3,422 $3,604
State Farm $3,456 $3,929 $4,193
Travelers $2,699 $3,194 $3,423
USAA $2,516 $2,812 $2,955

Find Cheap Ramona, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ramona. Compare auto insurance rates in Ramona, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ramona, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,845 $4,677
Farmers $4,192 $5,048
GEICO $2,398 $2,881
Liberty Mutual $2,570 $3,029
Nationwide $4,081 $5,167
Progressive $3,006 $3,619
State Farm $3,718 $4,000
Travelers $2,796 $3,415
USAA $2,545 $2,977

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ramona, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Ramona, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ramona, CA, take a look at the average cost for various violations versus rates for a clean driving record in Ramona.

Annual Ramona, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,567 $4,327 $6,779 $3,371
Farmers $3,416 $4,651 $5,794 $4,619
GEICO $1,846 $2,847 $3,575 $2,290
Liberty Mutual $2,429 $3,254 $2,939 $2,575
Nationwide $3,227 $4,137 $6,996 $4,137
Progressive $2,155 $3,692 $4,292 $3,112
State Farm $2,756 $3,285 $6,199 $3,197
Travelers $2,080 $3,373 $3,916 $3,053
USAA $1,834 $2,730 $4,472 $2,009

Find Cheap Ramona, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ramona, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Ramona for less when you shop around and compare rates from multiple Ramona, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ramona, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,779
Farmers $5,794
GEICO $3,575
Liberty Mutual $2,939
Nationwide $6,996
Progressive $4,292
State Farm $6,199
Travelers $3,916
USAA $4,472

Winners by Category: Where to Buy Cheap Auto Insurance in Ramona, CA

Compare rates from the cheapest auto insurance companies in Ramona, CA for your needs. Take a look at how Ramona, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ramona, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Ramona, California Auto Insurance Companies

If you’re looking for the cheapest Ramona, CA auto insurance companies overall, you can compare them here. Find the best price for Ramona, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Ramona, California

Insurance Company Average Annual Rates
Allstate $4,261
Farmers $4,620
GEICO $2,640
Liberty Mutual $2,799
Nationwide $4,624
Progressive $3,313
State Farm $3,859
Travelers $3,105
USAA $2,761

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What affects Ramona, California auto insurance rates?

Local factors affect auto insurance rates in Ramona, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Ramona auto insurance rates.

Commute Times in Ramona

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ramona, CA is 32.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Ramona, CA

You can buy cheap Ramona, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ramona, California auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption