Buy Cheap Ralph, AL Auto Insurance (2021)

Ralph, AL auto insurance rates average $316 a month. Minimum auto insurance requirements in Ralph, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Ralph, AL, compare Ralph auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ralph, AL after a DUI are $4,330/year
  • Average auto insurance rates in Ralph, AL for teens drivers are $7,756/year
  • The most expensive auto insurance company in Ralph is Liberty Mutual

Finding affordable Ralph, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Ralph, AL auto insurance with confidence is right here. Auto insurance rates in Ralph are affected by local factors as well as personal ones like your driving record.

See how Ralph, AL car insurance rates compare to Auburn auto insurance rates, Dothan auto insurance rates, and Madison auto insurance rates before you read more about the cost of auto insurance in Ralph.

Don’t buy Ralph, AL auto insurance until you’ve compared rates. Get free Ralph, Alabama auto insurance quotes when you enter your ZIP code above.

Ralph, AL Minimum Auto Insurance Requirements

The required auto insurance in Ralph, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Ralph, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Ralph, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Ralph, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ralph, AL. Take a look at Ralph, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ralph, Alabama

Insurance Company Poor Fair Good
Allstate $4,289 $3,374 $2,758
Farmers $4,895 $4,216 $3,996
GEICO $3,766 $2,685 $2,429
Liberty Mutual $7,398 $4,525 $3,556
Nationwide $3,156 $2,467 $2,234
Progressive $4,920 $4,223 $3,946
State Farm $8,135 $4,112 $2,789
Travelers $4,322 $3,749 $3,822
USAA $2,911 $1,898 $1,695

Buy Cheap Ralph, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ralph, Alabama auto insurance rates? Find out how car insurance rates in Ralph, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ralph, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,090 $1,993 $1,890 $1,927 $7,298 $7,850 $2,344 $2,398
Farmers $2,486 $2,470 $2,220 $2,361 $9,694 $9,981 $2,819 $2,922
GEICO $2,099 $2,095 $2,001 $2,078 $5,613 $5,513 $2,219 $2,062
Liberty Mutual $3,057 $3,306 $2,514 $2,813 $10,820 $12,034 $3,258 $3,475
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,355 $2,206 $1,926 $2,065 $9,765 $10,894 $2,756 $2,939
State Farm $3,026 $3,026 $2,754 $2,754 $9,397 $11,762 $3,426 $3,952
Travelers $1,593 $1,616 $1,499 $1,492 $8,661 $13,628 $1,505 $1,720
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

Buy Cheap Ralph, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ralph can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ralph, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ralph, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,298 $7,850
Farmers $9,694 $9,981
GEICO $5,613 $5,513
Liberty Mutual $10,820 $12,034
Nationwide $4,521 $5,808
Progressive $9,765 $10,894
State Farm $9,397 $11,762
Travelers $8,661 $13,628
USAA $4,033 $4,467

Buy Cheap Ralph, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Ralph, Alabama by comparing Ralph senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ralph, AL here.

Annual Auto Insurance Rates for Senior Drivers in Ralph, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,890 $1,927
Farmers $2,220 $2,361
GEICO $2,001 $2,078
Liberty Mutual $2,514 $2,813
Nationwide $1,560 $1,612
Progressive $1,926 $2,065
State Farm $2,754 $2,754
Travelers $1,499 $1,492
USAA $1,258 $1,231

Find Cheap Auto Insurance Rates in Ralph, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ralph, Alabama auto insurance. Compare Ralph, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ralph, Alabama

Insurance Company Low Medium High
Allstate $3,356 $3,468 $3,597
Farmers $4,113 $4,309 $4,686
GEICO $2,725 $2,948 $3,208
Liberty Mutual $4,924 $5,135 $5,420
Nationwide $2,596 $2,598 $2,662
Progressive $3,924 $4,338 $4,828
State Farm $4,722 $5,008 $5,307
Travelers $3,766 $4,043 $4,083
USAA $2,089 $2,156 $2,258

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Find Cheap Ralph, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ralph. Compare auto insurance rates in Ralph, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ralph, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,474 $3,474
Farmers $4,369 $4,369
GEICO $2,907 $3,013
Liberty Mutual $5,160 $5,160
Nationwide $2,619 $2,619
Progressive $4,363 $4,363
State Farm $4,889 $5,135
Travelers $3,964 $3,964
USAA $2,069 $2,267

Find Cheap Ralph, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Ralph, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ralph, AL, take a look at the average cost for various violations versus rates for a clean driving record in Ralph.

Annual Ralph, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,952 $3,481 $4,126 $3,336
Farmers $3,677 $4,759 $4,643 $4,397
GEICO $1,986 $3,215 $3,995 $2,644
Liberty Mutual $4,050 $5,624 $5,515 $5,449
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $3,945 $4,964 $4,217 $4,326
State Farm $4,508 $5,628 $4,956 $4,956
Travelers $3,297 $3,460 $5,079 $4,021
USAA $1,667 $2,094 $3,108 $1,803

Find Cheap Ralph, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ralph, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Ralph for less when you shop around and compare rates from multiple Ralph, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ralph, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,126
Farmers $4,643
GEICO $3,995
Liberty Mutual $5,515
Nationwide $3,329
Progressive $4,217
State Farm $4,956
Travelers $5,079
USAA $3,108

Winners by Category: Where to Buy Cheap Auto Insurance in Ralph, AL

Compare rates from the cheapest auto insurance companies in Ralph, AL for your needs. Take a look at how Ralph, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ralph, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Ralph, Alabama Auto Insurance Companies

If you’re looking for the cheapest Ralph, AL auto insurance companies overall, you can compare them here. Find the best price for Ralph, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Ralph, Alabama

Insurance Company Average Annual Rates
Allstate $3,474
Farmers $4,369
GEICO $2,960
Liberty Mutual $5,160
Nationwide $2,619
Progressive $4,363
State Farm $5,012
Travelers $3,964
USAA $2,168

Compare Auto Insurance Quotes in Ralph, AL

You can buy cheap Ralph, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ralph, Alabama auto insurance quotes from top companies.

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