Buy Cheap Rainsville, AL Auto Insurance (2021)

Rainsville, AL auto insurance rates average $296 a month. Minimum auto insurance requirements in Rainsville, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Rainsville, AL, compare Rainsville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Rainsville after a DUI is Liberty Mutual
  • Average auto insurance rates in Rainsville, AL are $296/month
  • The most expensive auto insurance company in Rainsville is Liberty Mutual

Finding affordable Rainsville, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Rainsville, AL auto insurance with confidence is right here. Auto insurance rates in Rainsville are affected by local factors as well as personal ones like your driving record.

See how Rainsville, AL car insurance rates compare to Tuscaloosa auto insurance rates, Auburn auto insurance rates, and Huntsville auto insurance rates before you read more about the cost of auto insurance in Rainsville.

Don’t buy Rainsville, AL auto insurance until you’ve compared rates. Get free Rainsville, Alabama auto insurance quotes when you enter your ZIP code above.

Rainsville, AL Minimum Auto Insurance Requirements

The required auto insurance in Rainsville, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Rainsville, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Rainsville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Rainsville, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Rainsville, AL. Take a look at Rainsville, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Rainsville, Alabama

Insurance Company Poor Fair Good
Allstate $3,929 $3,078 $2,518
Farmers $4,390 $3,774 $3,577
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,687 $4,707 $3,696
Nationwide $3,075 $2,402 $2,174
Progressive $4,645 $3,960 $3,689
State Farm $6,879 $3,484 $2,369
Travelers $4,145 $3,596 $3,665
USAA $2,655 $1,728 $1,543

Buy Cheap Rainsville, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rainsville, Alabama auto insurance rates? Find out how car insurance rates in Rainsville, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rainsville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,940 $1,854 $1,750 $1,783 $6,580 $7,068 $2,185 $2,241
Farmers $2,254 $2,237 $2,016 $2,134 $8,577 $8,828 $2,572 $2,690
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,136 $3,389 $2,566 $2,870 $11,371 $12,648 $3,350 $3,578
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,261 $2,135 $1,851 $1,970 $9,012 $10,080 $2,651 $2,826
State Farm $2,591 $2,591 $2,347 $2,347 $7,893 $9,867 $2,928 $3,388
Travelers $1,532 $1,555 $1,442 $1,435 $8,297 $13,055 $1,448 $1,654
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

Buy Cheap Rainsville, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rainsville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rainsville, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rainsville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,580 $7,068
Farmers $8,577 $8,828
GEICO $5,284 $5,207
Liberty Mutual $11,371 $12,648
Nationwide $4,394 $5,642
Progressive $9,012 $10,080
State Farm $7,893 $9,867
Travelers $8,297 $13,055
USAA $3,657 $4,056

Buy Cheap Rainsville, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Rainsville, Alabama by comparing Rainsville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rainsville, AL here.

Annual Auto Insurance Rates for Senior Drivers in Rainsville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,750 $1,783
Farmers $2,016 $2,134
GEICO $1,927 $1,978
Liberty Mutual $2,566 $2,870
Nationwide $1,523 $1,574
Progressive $1,851 $1,970
State Farm $2,347 $2,347
Travelers $1,442 $1,435
USAA $1,149 $1,126

Find Cheap Auto Insurance Rates in Rainsville, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rainsville, Alabama auto insurance. Compare Rainsville, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rainsville, Alabama

Insurance Company Low Medium High
Allstate $3,077 $3,169 $3,279
Farmers $3,717 $3,868 $4,156
GEICO $2,613 $2,811 $3,048
Liberty Mutual $5,132 $5,339 $5,619
Nationwide $2,532 $2,529 $2,590
Progressive $3,700 $4,076 $4,518
State Farm $4,018 $4,238 $4,477
Travelers $3,609 $3,878 $3,920
USAA $1,905 $1,965 $2,056

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Find Cheap Rainsville, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rainsville. Compare auto insurance rates in Rainsville, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rainsville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,175 $3,175
Farmers $3,913 $3,913
GEICO $2,773 $2,875
Liberty Mutual $5,363 $5,363
Nationwide $2,550 $2,550
Progressive $4,098 $4,098
State Farm $4,143 $4,345
Travelers $3,802 $3,802
USAA $1,885 $2,065

Find Cheap Rainsville, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Rainsville, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rainsville, AL, take a look at the average cost for various violations versus rates for a clean driving record in Rainsville.

Annual Rainsville, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,710 $3,181 $3,756 $3,052
Farmers $3,291 $4,254 $4,149 $3,960
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,206 $5,854 $5,729 $5,665
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,712 $4,639 $3,965 $4,076
State Farm $3,827 $4,754 $4,198 $4,198
Travelers $3,164 $3,320 $4,868 $3,857
USAA $1,520 $1,908 $2,828 $1,644

Find Cheap Rainsville, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rainsville, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Rainsville for less when you shop around and compare rates from multiple Rainsville, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rainsville, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,756
Farmers $4,149
GEICO $3,769
Liberty Mutual $5,729
Nationwide $3,238
Progressive $3,965
State Farm $4,198
Travelers $4,868
USAA $2,828

Winners by Category: Where to Buy Cheap Auto Insurance in Rainsville, AL

Compare rates from the cheapest auto insurance companies in Rainsville, AL for your needs. Take a look at how Rainsville, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rainsville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Rainsville, Alabama Auto Insurance Companies

If you’re looking for the cheapest Rainsville, AL auto insurance companies overall, you can compare them here. Find the best price for Rainsville, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Rainsville, Alabama

Insurance Company Average Annual Rates
Allstate $3,175
Farmers $3,913
GEICO $2,824
Liberty Mutual $5,363
Nationwide $2,550
Progressive $4,098
State Farm $4,244
Travelers $3,802
USAA $1,975

What affects Rainsville, Alabama auto insurance rates?

Local factors affect auto insurance rates in Rainsville, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Rainsville auto insurance rates.

Commute Times in Rainsville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rainsville, AL is 21.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Rainsville, AL

You can buy cheap Rainsville, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rainsville, Alabama auto insurance quotes from top companies.

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