Buy Cheap Rainbow City, AL Auto Insurance (2021)

Rainbow City, AL auto insurance rates average $316 a month. Minimum auto insurance requirements in Rainbow City, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Rainbow City, AL, compare Rainbow City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Rainbow City, AL after a DUI are $4,309/year
  • The most expensive auto insurance company in Rainbow City after a DUI is Liberty Mutual
  • Average auto insurance rates in Rainbow City, AL are $316/month

Finding affordable Rainbow City, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Rainbow City, AL auto insurance with confidence is right here. Auto insurance rates in Rainbow City are affected by local factors as well as personal ones like your driving record.

See how Rainbow City, AL car insurance rates compare to Huntsville auto insurance rates, Tuscaloosa auto insurance rates, and Madison auto insurance rates before you read more about the cost of auto insurance in Rainbow City.

Don’t buy Rainbow City, AL auto insurance until you’ve compared rates. Get free Rainbow City, Alabama auto insurance quotes when you enter your ZIP code above.

Rainbow City, AL Minimum Auto Insurance Requirements

The required auto insurance in Rainbow City, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Rainbow City, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Rainbow City, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Rainbow City, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Rainbow City, AL. Take a look at Rainbow City, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Rainbow City, Alabama

Insurance Company Poor Fair Good
Allstate $4,183 $3,294 $2,695
Farmers $4,963 $4,275 $4,050
GEICO $3,582 $2,555 $2,311
Liberty Mutual $7,421 $4,554 $3,575
Nationwide $3,327 $2,596 $2,349
Progressive $5,044 $4,347 $4,069
State Farm $8,771 $4,437 $3,013
Travelers $3,873 $3,361 $3,426
USAA $2,762 $1,804 $1,612

Buy Cheap Rainbow City, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rainbow City, Alabama auto insurance rates? Find out how car insurance rates in Rainbow City, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rainbow City, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,032 $1,933 $1,841 $1,876 $7,163 $7,694 $2,268 $2,316
Farmers $2,509 $2,491 $2,240 $2,388 $9,874 $10,156 $2,841 $2,936
GEICO $2,012 $2,002 $1,917 $1,984 $5,308 $5,206 $2,125 $1,972
Liberty Mutual $3,019 $3,261 $2,479 $2,773 $11,036 $12,273 $3,210 $3,415
Nationwide $1,788 $1,809 $1,631 $1,685 $4,787 $6,152 $1,988 $2,221
Progressive $2,393 $2,233 $1,963 $2,101 $10,121 $11,293 $2,799 $2,990
State Farm $3,254 $3,254 $2,967 $2,967 $10,164 $12,714 $3,684 $4,252
Travelers $1,433 $1,454 $1,351 $1,345 $7,751 $12,192 $1,357 $1,545
USAA $1,278 $1,295 $1,196 $1,170 $3,833 $4,246 $1,665 $1,794

Buy Cheap Rainbow City, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rainbow City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rainbow City, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rainbow City, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,163 $7,694
Farmers $9,874 $10,156
GEICO $5,308 $5,206
Liberty Mutual $11,036 $12,273
Nationwide $4,787 $6,152
Progressive $10,121 $11,293
State Farm $10,164 $12,714
Travelers $7,751 $12,192
USAA $3,833 $4,246

Buy Cheap Rainbow City, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Rainbow City, Alabama by comparing Rainbow City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rainbow City, AL here.

Annual Auto Insurance Rates for Senior Drivers in Rainbow City, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,841 $1,876
Farmers $2,240 $2,388
GEICO $1,917 $1,984
Liberty Mutual $2,479 $2,773
Nationwide $1,631 $1,685
Progressive $1,963 $2,101
State Farm $2,967 $2,967
Travelers $1,351 $1,345
USAA $1,196 $1,170

Find Cheap Auto Insurance Rates in Rainbow City, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rainbow City, Alabama auto insurance. Compare Rainbow City, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rainbow City, Alabama

Insurance Company Low Medium High
Allstate $3,270 $3,385 $3,516
Farmers $4,156 $4,365 $4,767
GEICO $2,590 $2,803 $3,054
Liberty Mutual $4,933 $5,157 $5,460
Nationwide $2,741 $2,735 $2,797
Progressive $4,007 $4,464 $4,989
State Farm $5,086 $5,401 $5,733
Travelers $3,371 $3,624 $3,665
USAA $1,983 $2,048 $2,148

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Find Cheap Rainbow City, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rainbow City. Compare auto insurance rates in Rainbow City, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rainbow City, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,390 $3,390
Farmers $4,429 $4,429
GEICO $2,765 $2,866
Liberty Mutual $5,183 $5,183
Nationwide $2,758 $2,758
Progressive $4,487 $4,487
State Farm $5,274 $5,540
Travelers $3,554 $3,554
USAA $1,966 $2,154

Find Cheap Rainbow City, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Rainbow City, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rainbow City, AL, take a look at the average cost for various violations versus rates for a clean driving record in Rainbow City.

Annual Rainbow City, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,874 $3,394 $4,039 $3,255
Farmers $3,726 $4,828 $4,711 $4,452
GEICO $1,897 $3,056 $3,781 $2,528
Liberty Mutual $4,065 $5,660 $5,532 $5,476
Nationwide $2,414 $2,414 $3,510 $2,693
Progressive $4,044 $5,110 $4,360 $4,433
State Farm $4,859 $6,077 $5,346 $5,346
Travelers $2,959 $3,104 $4,549 $3,602
USAA $1,585 $1,991 $2,949 $1,714

Find Cheap Rainbow City, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rainbow City, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Rainbow City for less when you shop around and compare rates from multiple Rainbow City, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rainbow City, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,039
Farmers $4,711
GEICO $3,781
Liberty Mutual $5,532
Nationwide $3,510
Progressive $4,360
State Farm $5,346
Travelers $4,549
USAA $2,949

Winners by Category: Where to Buy Cheap Auto Insurance in Rainbow City, AL

Compare rates from the cheapest auto insurance companies in Rainbow City, AL for your needs. Take a look at how Rainbow City, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rainbow City, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Rainbow City, Alabama Auto Insurance Companies

If you’re looking for the cheapest Rainbow City, AL auto insurance companies overall, you can compare them here. Find the best price for Rainbow City, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Rainbow City, Alabama

Insurance Company Average Annual Rates
Allstate $3,390
Farmers $4,429
GEICO $2,816
Liberty Mutual $5,183
Nationwide $2,758
Progressive $4,487
State Farm $5,407
Travelers $3,554
USAA $2,060

What affects Rainbow City, Alabama auto insurance rates?

Local factors affect auto insurance rates in Rainbow City, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Rainbow City auto insurance rates.

Auto Theft in Rainbow City

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Rainbow City, AL auto theft show a total of 9 vehicle thefts annually.

Commute Times in Rainbow City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rainbow City, AL is 21.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Rainbow City, AL

You can buy cheap Rainbow City, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rainbow City, Alabama auto insurance quotes from top companies.

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