Buy Cheap Rail Road Flat, CA Auto Insurance (2021)

Rail Road Flat, CA auto insurance rates average $282 a month. Minimum auto insurance requirements in Rail Road Flat, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Rail Road Flat, CA, compare Rail Road Flat auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Rail Road Flat, CA for teens drivers are $5,693/year
  • The most expensive auto insurance company in Rail Road Flat is Allstate
  • Average auto insurance rates in Rail Road Flat, CA are $282/month

Finding affordable Rail Road Flat, California auto insurance can be challenging, but everything you need to know to buy cheap Rail Road Flat, CA auto insurance with confidence is right here. Auto insurance rates in Rail Road Flat are affected by local factors as well as personal ones like your driving record.

See how Rail Road Flat, CA car insurance rates compare to Long Beach auto insurance rates, Oakland auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Rail Road Flat.

Don’t buy Rail Road Flat, CA auto insurance until you’ve compared rates. Get free Rail Road Flat, California auto insurance quotes when you enter your ZIP code above.

Rail Road Flat, CA Minimum Auto Insurance Requirements

The required auto insurance in Rail Road Flat, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Rail Road Flat, California is outlined here.

Minimum Required Auto Insurance Coverage in Rail Road Flat, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Rail Road Flat, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Rail Road Flat, California auto insurance rates? Find out how car insurance rates in Rail Road Flat, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rail Road Flat, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,325 $2,325 $2,092 $2,092 $7,417 $12,180 $2,754 $3,066
GEICO $1,727 $1,729 $1,625 $1,625 $5,231 $5,333 $2,478 $2,542
Liberty Mutual $2,131 $2,029 $1,967 $1,911 $4,669 $4,930 $2,416 $2,424
Nationwide $2,910 $2,785 $2,528 $2,391 $7,264 $8,031 $3,458 $3,434
Progressive $1,668 $1,720 $1,416 $1,685 $4,440 $5,384 $2,414 $2,604
State Farm $2,930 $2,930 $2,616 $2,616 $5,341 $6,618 $3,240 $3,342
Travelers $2,187 $2,122 $1,932 $1,912 $4,420 $5,064 $2,824 $2,771
USAA $1,791 $1,698 $1,747 $1,755 $4,092 $4,107 $2,476 $2,342

Buy Cheap Rail Road Flat, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Rail Road Flat can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rail Road Flat, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Rail Road Flat, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $7,417 $12,180
GEICO $5,231 $5,333
Liberty Mutual $4,669 $4,930
Nationwide $7,264 $8,031
Progressive $4,440 $5,384
State Farm $5,341 $6,618
Travelers $4,420 $5,064
USAA $4,092 $4,107

Buy Cheap Rail Road Flat, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Rail Road Flat, California by comparing Rail Road Flat senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rail Road Flat, CA here.

Annual Auto Insurance Rates for Senior Drivers in Rail Road Flat, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,092 $2,092
GEICO $1,625 $1,625
Liberty Mutual $1,967 $1,911
Nationwide $2,528 $2,391
Progressive $1,416 $1,685
State Farm $2,616 $2,616
Travelers $1,932 $1,912
USAA $1,747 $1,755

Find Cheap Auto Insurance Rates in Rail Road Flat, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Rail Road Flat, California auto insurance. Compare Rail Road Flat, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rail Road Flat, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $3,998 $4,313 $4,532
GEICO $2,521 $2,815 $3,023
Liberty Mutual $2,645 $2,831 $2,952
Nationwide $3,722 $4,161 $4,418
Progressive $2,412 $2,734 $2,853
State Farm $3,386 $3,755 $3,972
Travelers $2,552 $2,976 $3,184
USAA $2,268 $2,549 $2,686

Find Cheap Rail Road Flat, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Rail Road Flat. Compare auto insurance rates in Rail Road Flat, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Rail Road Flat, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $3,885 $4,678
GEICO $2,531 $3,041
Liberty Mutual $2,580 $3,039
Nationwide $3,623 $4,577
Progressive $2,426 $2,907
State Farm $3,570 $3,838
Travelers $2,617 $3,191
USAA $2,303 $2,699

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Find Cheap Rail Road Flat, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Rail Road Flat, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rail Road Flat, CA, take a look at the average cost for various violations versus rates for a clean driving record in Rail Road Flat.

Annual Rail Road Flat, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,165 $4,309 $5,371 $4,280
GEICO $1,950 $3,001 $3,775 $2,419
Liberty Mutual $2,438 $3,270 $2,947 $2,583
Nationwide $2,863 $3,666 $6,205 $3,666
Progressive $1,743 $2,958 $3,459 $2,505
State Farm $2,639 $3,150 $5,963 $3,065
Travelers $1,959 $3,148 $3,660 $2,849
USAA $1,663 $2,470 $4,050 $1,821

Find Cheap Rail Road Flat, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Rail Road Flat, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Rail Road Flat for less when you shop around and compare rates from multiple Rail Road Flat, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Rail Road Flat, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,445
Farmers $5,371
GEICO $3,775
Liberty Mutual $2,947
Nationwide $6,205
Progressive $3,459
State Farm $5,963
Travelers $3,660
USAA $4,050

Winners by Category: Where to Buy Cheap Auto Insurance in Rail Road Flat, CA

Compare rates from the cheapest auto insurance companies in Rail Road Flat, CA for your needs. Take a look at how Rail Road Flat, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Rail Road Flat, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Rail Road Flat, California Auto Insurance Companies

If you’re looking for the cheapest Rail Road Flat, CA auto insurance companies overall, you can compare them here. Find the best price for Rail Road Flat, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Rail Road Flat, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,281
GEICO $2,786
Liberty Mutual $2,810
Nationwide $4,100
Progressive $2,666
State Farm $3,704
Travelers $2,904
USAA $2,501

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Compare Auto Insurance Quotes in Rail Road Flat, CA

You can buy cheap Rail Road Flat, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rail Road Flat, California auto insurance quotes from top companies.

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