Buy Cheap Quincy, IL Auto Insurance (2021)

Quincy, IL auto insurance rates average $240 a month. Minimum auto insurance requirements in Quincy, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Quincy, IL, compare Quincy auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Quincy, IL for teens drivers are $5,469/year
  • Average auto insurance rates in Quincy, IL are $240/month
  • The most expensive auto insurance company in Quincy is Allstate

Finding affordable Quincy, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Quincy, IL auto insurance with confidence is right here. Auto insurance rates in Quincy are affected by local factors as well as personal ones like your driving record.

See how Quincy, IL car insurance rates compare to Rockford auto insurance rates, Peoria auto insurance rates, and Naperville auto insurance rates before you read more about the cost of auto insurance in Quincy.

Don’t buy Quincy, IL auto insurance until you’ve compared rates. Get free Quincy, Illinois auto insurance quotes when you enter your ZIP code above.

Quincy, IL Minimum Auto Insurance Requirements

The required auto insurance in Quincy, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Quincy, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Quincy, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Quincy, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Quincy, IL. Take a look at Quincy, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Quincy, Illinois

Insurance Company Poor Fair Good
Allstate $5,718 $4,128 $3,608
American Family $4,604 $3,131 $2,648
Farmers $4,534 $3,809 $3,624
GEICO $3,835 $1,881 $1,469
Liberty Mutual $2,978 $1,860 $1,485
Nationwide $3,360 $2,706 $2,371
Progressive $3,575 $3,039 $2,810
State Farm $2,720 $1,629 $1,264
Travelers $2,688 $2,161 $1,758
USAA $3,056 $2,094 $1,725

Buy Cheap Quincy, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Quincy, Illinois auto insurance rates? Find out how car insurance rates in Quincy, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Quincy, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,860 $2,873 $2,985 $2,985 $7,396 $9,625 $3,438 $3,717
American Family $2,158 $2,158 $1,975 $1,975 $6,065 $8,414 $2,158 $2,782
Farmers $2,139 $2,141 $1,898 $2,006 $9,165 $9,558 $2,445 $2,560
GEICO $1,475 $1,501 $1,419 $1,713 $4,613 $4,804 $1,860 $1,777
Liberty Mutual $1,315 $1,420 $1,094 $1,224 $4,253 $4,735 $1,373 $1,449
Nationwide $1,805 $1,841 $1,604 $1,704 $4,886 $6,291 $2,094 $2,272
Progressive $1,815 $1,717 $1,498 $1,562 $6,604 $7,413 $2,168 $2,354
State Farm $1,178 $1,178 $1,053 $1,053 $3,369 $4,278 $1,332 $1,526
Travelers $1,406 $1,482 $1,283 $1,367 $4,007 $5,021 $1,488 $1,566
USAA $1,391 $1,421 $1,294 $1,281 $4,333 $4,785 $1,819 $2,009

Buy Cheap Quincy, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Quincy can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Quincy, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Quincy, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,396 $9,625
American Family $6,065 $8,414
Farmers $9,165 $9,558
GEICO $4,613 $4,804
Liberty Mutual $4,253 $4,735
Nationwide $4,886 $6,291
Progressive $6,604 $7,413
State Farm $3,369 $4,278
Travelers $4,007 $5,021
USAA $4,333 $4,785

Buy Cheap Quincy, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Quincy, Illinois by comparing Quincy senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Quincy, IL here.

Annual Auto Insurance Rates for Senior Drivers in Quincy, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,985 $2,985
American Family $1,975 $1,975
Farmers $1,898 $2,006
GEICO $1,419 $1,713
Liberty Mutual $1,094 $1,224
Nationwide $1,604 $1,704
Progressive $1,498 $1,562
State Farm $1,053 $1,053
Travelers $1,283 $1,367
USAA $1,294 $1,281

Find Cheap Auto Insurance Rates in Quincy, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Quincy, Illinois auto insurance. Compare Quincy, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Quincy, Illinois

Insurance Company Low Medium High
Allstate $4,359 $4,481 $4,615
American Family $3,344 $3,587 $3,451
Farmers $3,796 $3,894 $4,276
GEICO $2,184 $2,390 $2,611
Liberty Mutual $1,984 $2,103 $2,237
Nationwide $2,817 $2,831 $2,789
Progressive $2,906 $3,135 $3,382
State Farm $1,766 $1,874 $1,972
Travelers $2,066 $2,200 $2,341
USAA $2,141 $2,289 $2,445

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Find Cheap Quincy, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Quincy. Compare auto insurance rates in Quincy, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Quincy, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,485 $4,485
American Family $3,416 $3,505
Farmers $3,989 $3,989
GEICO $2,353 $2,437
Liberty Mutual $2,108 $2,108
Nationwide $2,812 $2,812
Progressive $3,141 $3,141
State Farm $1,823 $1,919
Travelers $2,117 $2,288
USAA $2,227 $2,356

Find Cheap Quincy, IL Auto Insurance Rates by ZIP Code

Auto insurance rates in Quincy, Illinois can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Quincy, IL to see how much where you live in Quincy affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Quincy, Illinois

ZIP Code Average Annual Rates
62301 $2,820
62305 $2,854

Find Cheap Quincy, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Quincy, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Quincy, IL, take a look at the average cost for various violations versus rates for a clean driving record in Quincy.

Annual Quincy, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,218 $5,435 $5,071 $4,215
American Family $2,541 $3,624 $4,795 $2,883
Farmers $3,368 $4,341 $4,233 $4,013
GEICO $1,745 $2,342 $3,322 $2,172
Liberty Mutual $1,761 $2,486 $2,190 $1,994
Nationwide $2,262 $2,933 $3,453 $2,601
Progressive $2,590 $3,841 $2,866 $3,268
State Farm $1,710 $2,032 $1,871 $1,871
Travelers $1,757 $2,296 $2,559 $2,198
USAA $1,646 $2,344 $3,198 $1,980

Find Cheap Quincy, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Quincy, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Quincy for less when you shop around and compare rates from multiple Quincy, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Quincy, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,071
American Family $4,795
Farmers $4,233
GEICO $3,322
Liberty Mutual $2,190
Nationwide $3,453
Progressive $2,866
State Farm $1,871
Travelers $2,559
USAA $3,198

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Winners by Category: Where to Buy Cheap Auto Insurance in Quincy, IL

Compare rates from the cheapest auto insurance companies in Quincy, IL for your needs. Take a look at how Quincy, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Quincy, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Find Cheap Quincy, Illinois Auto Insurance Companies

If you’re looking for the cheapest Quincy, IL auto insurance companies overall, you can compare them here. Find the best price for Quincy, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Quincy, Illinois

Insurance Company Average Annual Rates
Allstate $4,485
American Family $3,461
Farmers $3,989
GEICO $2,395
Liberty Mutual $2,108
Nationwide $2,812
Progressive $3,141
State Farm $1,871
Travelers $2,202
USAA $2,292

What affects Quincy, Illinois auto insurance rates?

Local factors affect auto insurance rates in Quincy, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Quincy auto insurance rates.

Commute Times in Quincy

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Quincy, IL is 14.2 minutes according to City-Data.

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Compare Auto Insurance Quotes in Quincy, IL

You can buy cheap Quincy, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Quincy, Illinois auto insurance quotes from top companies.

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