Buy Cheap Putnam, IL Auto Insurance (2021)

Putnam, IL auto insurance rates average $255 a month. Minimum auto insurance requirements in Putnam, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Putnam, IL, compare Putnam auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Putnam, IL for teens drivers are $5,760/year
  • Average auto insurance rates in Putnam, IL are $255/month
  • The most expensive auto insurance company in Putnam after a DUI is Allstate

Finding affordable Putnam, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Putnam, IL auto insurance with confidence is right here. Auto insurance rates in Putnam are affected by local factors as well as personal ones like your driving record.

See how Putnam, IL car insurance rates compare to Chicago auto insurance rates, Rockford auto insurance rates, and Peoria auto insurance rates before you read more about the cost of auto insurance in Putnam.

Don’t buy Putnam, IL auto insurance until you’ve compared rates. Get free Putnam, Illinois auto insurance quotes when you enter your ZIP code above.

Putnam, IL Minimum Auto Insurance Requirements

The required auto insurance in Putnam, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Putnam, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Putnam, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Putnam, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Putnam, IL. Take a look at Putnam, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Putnam, Illinois

Insurance Company Poor Fair Good
Allstate $6,453 $4,661 $4,077
American Family $4,999 $3,383 $2,856
Farmers $4,676 $3,922 $3,731
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,788 $1,747 $1,396
Nationwide $2,932 $2,366 $2,077
Progressive $4,113 $3,476 $3,207
State Farm $2,947 $1,765 $1,369
Travelers $2,614 $2,085 $1,702
USAA $3,883 $2,655 $2,184

Buy Cheap Putnam, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Putnam, Illinois auto insurance rates? Find out how car insurance rates in Putnam, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Putnam, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,213 $3,227 $3,361 $3,361 $8,381 $10,919 $3,866 $4,181
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,222 $2,221 $1,974 $2,086 $9,398 $9,786 $2,536 $2,655
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,239 $1,336 $1,037 $1,156 $3,977 $4,417 $1,292 $1,361
Nationwide $1,589 $1,620 $1,416 $1,502 $4,249 $5,460 $1,839 $1,992
Progressive $2,149 $2,059 $1,767 $1,837 $7,331 $8,260 $2,579 $2,807
State Farm $1,309 $1,309 $1,157 $1,157 $3,574 $4,549 $1,475 $1,686
Travelers $1,401 $1,478 $1,259 $1,343 $3,815 $4,719 $1,488 $1,567
USAA $1,743 $1,788 $1,620 $1,612 $5,519 $6,112 $2,305 $2,557

Buy Cheap Putnam, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Putnam can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Putnam, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Putnam, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,381 $10,919
American Family $6,511 $9,083
Farmers $9,398 $9,786
GEICO $4,847 $5,129
Liberty Mutual $3,977 $4,417
Nationwide $4,249 $5,460
Progressive $7,331 $8,260
State Farm $3,574 $4,549
Travelers $3,815 $4,719
USAA $5,519 $6,112

Buy Cheap Putnam, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Putnam, Illinois by comparing Putnam senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Putnam, IL here.

Annual Auto Insurance Rates for Senior Drivers in Putnam, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,361 $3,361
American Family $2,146 $2,146
Farmers $1,974 $2,086
GEICO $1,521 $1,797
Liberty Mutual $1,037 $1,156
Nationwide $1,416 $1,502
Progressive $1,767 $1,837
State Farm $1,157 $1,157
Travelers $1,259 $1,343
USAA $1,620 $1,612

Find Cheap Auto Insurance Rates in Putnam, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Putnam, Illinois auto insurance. Compare Putnam, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Putnam, Illinois

Insurance Company Low Medium High
Allstate $4,918 $5,059 $5,214
American Family $3,633 $3,882 $3,723
Farmers $3,917 $4,018 $4,395
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,868 $1,972 $2,089
Nationwide $2,452 $2,476 $2,447
Progressive $3,379 $3,592 $3,825
State Farm $1,928 $2,030 $2,123
Travelers $2,018 $2,132 $2,252
USAA $2,717 $2,904 $3,100

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Find Cheap Putnam, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Putnam. Compare auto insurance rates in Putnam, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Putnam, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,064 $5,064
American Family $3,697 $3,794
Farmers $4,110 $4,110
GEICO $2,519 $2,617
Liberty Mutual $1,977 $1,977
Nationwide $2,458 $2,458
Progressive $3,599 $3,599
State Farm $1,976 $2,078
Travelers $2,051 $2,216
USAA $2,825 $2,989

Find Cheap Putnam, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Putnam, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Putnam, IL, take a look at the average cost for various violations versus rates for a clean driving record in Putnam.

Annual Putnam, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,607 $6,157 $5,736 $4,754
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,471 $4,471 $4,360 $4,138
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,652 $2,330 $2,053 $1,871
Nationwide $1,984 $2,563 $3,011 $2,276
Progressive $2,976 $4,367 $3,286 $3,766
State Farm $1,864 $2,190 $2,027 $2,027
Travelers $1,708 $2,223 $2,467 $2,136
USAA $2,077 $2,971 $4,078 $2,502

Find Cheap Putnam, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Putnam, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Putnam for less when you shop around and compare rates from multiple Putnam, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Putnam, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,736
American Family $5,196
Farmers $4,360
GEICO $3,482
Liberty Mutual $2,053
Nationwide $3,011
Progressive $3,286
State Farm $2,027
Travelers $2,467
USAA $4,078

Winners by Category: Where to Buy Cheap Auto Insurance in Putnam, IL

Compare rates from the cheapest auto insurance companies in Putnam, IL for your needs. Take a look at how Putnam, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Putnam, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Putnam, Illinois Auto Insurance Companies

If you’re looking for the cheapest Putnam, IL auto insurance companies overall, you can compare them here. Find the best price for Putnam, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Putnam, Illinois

Insurance Company Average Annual Rates
Allstate $5,064
American Family $3,746
Farmers $4,110
GEICO $2,568
Liberty Mutual $1,977
Nationwide $2,458
Progressive $3,599
State Farm $2,027
Travelers $2,134
USAA $2,907

Compare Auto Insurance Quotes in Putnam, IL

You can buy cheap Putnam, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Putnam, Illinois auto insurance quotes from top companies.

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