Buy Cheap Prospect, CT Auto Insurance (2021)

Prospect, CT auto insurance rates average $417 a month. Minimum auto insurance requirements in Prospect, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Prospect, CT, compare Prospect auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Prospect, CT are $417/month
  • The most expensive auto insurance company in Prospect after a DUI is Liberty Mutual
  • Average auto insurance rates in Prospect, CT after a DUI are $6,109/year

Finding affordable Prospect, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Prospect, CT auto insurance with confidence is right here. Auto insurance rates in Prospect are affected by local factors as well as personal ones like your driving record.

See how Prospect, CT car insurance rates compare to New Britain auto insurance rates, Bristol auto insurance rates, and Danbury auto insurance rates before you read more about the cost of auto insurance in Prospect.

Don’t buy Prospect, CT auto insurance until you’ve compared rates. Get free Prospect, Connecticut auto insurance quotes when you enter your ZIP code above.

Prospect, CT Minimum Auto Insurance Requirements

The required auto insurance in Prospect, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Prospect, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Prospect, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Prospect, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Prospect, CT. Take a look at Prospect, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Prospect, Connecticut

Insurance Company Poor Fair Good
Allstate $8,363 $6,321 $5,011
GEICO $5,296 $3,191 $2,428
Liberty Mutual $11,570 $7,190 $5,644
Nationwide $5,165 $3,465 $3,066
Progressive $5,646 $5,059 $4,844
State Farm $4,355 $2,784 $2,239
Travelers $6,863 $5,723 $5,560
USAA $4,563 $3,082 $2,711

Buy Cheap Prospect, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Prospect, Connecticut auto insurance rates? Find out how car insurance rates in Prospect, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Prospect, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,123 $4,069 $3,803 $4,075 $12,673 $14,974 $4,302 $4,504
GEICO $2,691 $2,698 $2,495 $2,515 $6,238 $7,363 $2,593 $2,515
Liberty Mutual $3,930 $4,290 $3,025 $3,748 $19,626 $22,165 $3,965 $4,329
Nationwide $2,481 $2,510 $2,228 $2,338 $6,896 $8,757 $2,880 $3,099
Progressive $2,796 $2,601 $2,382 $2,489 $11,611 $12,858 $3,183 $3,545
State Farm $1,901 $1,901 $1,748 $1,748 $5,808 $7,300 $2,139 $2,460
Travelers $1,828 $1,853 $1,831 $1,823 $14,098 $22,734 $1,991 $2,230
USAA $2,110 $2,086 $1,969 $1,941 $6,712 $7,039 $2,831 $2,930

Buy Cheap Prospect, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Prospect can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Prospect, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Prospect, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,673 $14,974
GEICO $6,238 $7,363
Liberty Mutual $19,626 $22,165
Nationwide $6,896 $8,757
Progressive $11,611 $12,858
State Farm $5,808 $7,300
Travelers $14,098 $22,734
USAA $6,712 $7,039

Buy Cheap Prospect, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Prospect, Connecticut by comparing Prospect senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Prospect, CT here.

Annual Auto Insurance Rates for Senior Drivers in Prospect, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,803 $4,075
GEICO $2,495 $2,515
Liberty Mutual $3,025 $3,748
Nationwide $2,228 $2,338
Progressive $2,382 $2,489
State Farm $1,748 $1,748
Travelers $1,831 $1,823
USAA $1,969 $1,941

Find Cheap Auto Insurance Rates in Prospect, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Prospect, Connecticut auto insurance. Compare Prospect, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Prospect, Connecticut

Insurance Company Low Medium High
Allstate $6,159 $6,555 $6,981
GEICO $3,349 $3,591 $3,976
Liberty Mutual $7,773 $8,062 $8,570
Nationwide $3,954 $3,929 $3,813
Progressive $4,796 $5,135 $5,618
State Farm $2,934 $3,131 $3,312
Travelers $5,590 $6,006 $6,550
USAA $3,221 $3,456 $3,680

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Find Cheap Prospect, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Prospect. Compare auto insurance rates in Prospect, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Prospect, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,565 $6,565
GEICO $3,582 $3,695
Liberty Mutual $8,135 $8,135
Nationwide $3,898 $3,898
Progressive $5,183 $5,183
State Farm $3,049 $3,203
Travelers $6,049 $6,049
USAA $3,411 $3,493

Find Cheap Prospect, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Prospect, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Prospect, CT, take a look at the average cost for various violations versus rates for a clean driving record in Prospect.

Annual Prospect, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,578 $6,911 $8,193 $5,578
GEICO $2,289 $3,007 $6,445 $2,812
Liberty Mutual $7,121 $8,918 $8,838 $7,664
Nationwide $3,171 $4,142 $4,748 $3,533
Progressive $4,422 $6,414 $4,655 $5,241
State Farm $2,909 $3,198 $3,198 $3,198
Travelers $4,869 $5,273 $7,678 $6,375
USAA $2,667 $3,356 $5,118 $2,667

Find Cheap Prospect, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Prospect, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Prospect for less when you shop around and compare rates from multiple Prospect, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Prospect, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,193
GEICO $6,445
Liberty Mutual $8,838
Nationwide $4,748
Progressive $4,655
State Farm $3,198
Travelers $7,678
USAA $5,118

Winners by Category: Where to Buy Cheap Auto Insurance in Prospect, CT

Compare rates from the cheapest auto insurance companies in Prospect, CT for your needs. Take a look at how Prospect, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Prospect, Connecticut

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Prospect, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Prospect, CT auto insurance companies overall, you can compare them here. Find the best price for Prospect, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Prospect, Connecticut

Insurance Company Average Annual Rates
Allstate $6,565
GEICO $3,638
Liberty Mutual $8,135
Nationwide $3,898
Progressive $5,183
State Farm $3,126
Travelers $6,049
USAA $3,452

Compare Auto Insurance Quotes in Prospect, CT

You can buy cheap Prospect, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Prospect, Connecticut auto insurance quotes from top companies.

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