Buy Cheap Prophetstown, IL Auto Insurance (2021)

Prophetstown, IL auto insurance rates average $235 a month. Minimum auto insurance requirements in Prophetstown, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Prophetstown, IL, compare Prophetstown auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Prophetstown, IL after a DUI are $3,294/year
  • Average auto insurance rates in Prophetstown, IL are $235/month
  • The most expensive auto insurance company in Prophetstown after a DUI is Allstate

Finding affordable Prophetstown, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Prophetstown, IL auto insurance with confidence is right here. Auto insurance rates in Prophetstown are affected by local factors as well as personal ones like your driving record.

See how Prophetstown, IL car insurance rates compare to Chicago auto insurance rates, Champaign auto insurance rates, and Springfield auto insurance rates before you read more about the cost of auto insurance in Prophetstown.

Don’t buy Prophetstown, IL auto insurance until you’ve compared rates. Get free Prophetstown, Illinois auto insurance quotes when you enter your ZIP code above.

Prophetstown, IL Minimum Auto Insurance Requirements

The required auto insurance in Prophetstown, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Prophetstown, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Prophetstown, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Prophetstown, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Prophetstown, IL. Take a look at Prophetstown, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Prophetstown, Illinois

Insurance Company Poor Fair Good
Allstate $5,951 $4,291 $3,751
American Family $4,695 $3,190 $2,696
Farmers $4,494 $3,767 $3,584
GEICO $3,813 $1,870 $1,461
Liberty Mutual $2,986 $1,865 $1,488
Nationwide $2,366 $1,914 $1,687
Progressive $3,287 $2,774 $2,557
State Farm $2,957 $1,771 $1,373
Travelers $2,671 $2,133 $1,740
USAA $3,347 $2,303 $1,900

Buy Cheap Prophetstown, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Prophetstown, Illinois auto insurance rates? Find out how car insurance rates in Prophetstown, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Prophetstown, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,974 $2,987 $3,104 $3,104 $7,685 $10,015 $3,577 $3,867
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,142 $2,140 $1,904 $2,010 $9,002 $9,370 $2,449 $2,569
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,316 $1,420 $1,097 $1,223 $4,271 $4,746 $1,377 $1,454
Nationwide $1,310 $1,335 $1,172 $1,242 $3,382 $4,341 $1,504 $1,627
Progressive $1,696 $1,611 $1,397 $1,462 $5,945 $6,672 $2,020 $2,179
State Farm $1,297 $1,297 $1,151 $1,151 $3,627 $4,600 $1,463 $1,683
Travelers $1,416 $1,495 $1,282 $1,367 $3,916 $4,891 $1,501 $1,582
USAA $1,498 $1,521 $1,395 $1,371 $4,862 $5,356 $1,970 $2,159

Buy Cheap Prophetstown, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Prophetstown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Prophetstown, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Prophetstown, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,685 $10,015
American Family $6,175 $8,572
Farmers $9,002 $9,370
GEICO $4,524 $4,715
Liberty Mutual $4,271 $4,746
Nationwide $3,382 $4,341
Progressive $5,945 $6,672
State Farm $3,627 $4,600
Travelers $3,916 $4,891
USAA $4,862 $5,356

Buy Cheap Prophetstown, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Prophetstown, Illinois by comparing Prophetstown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Prophetstown, IL here.

Annual Auto Insurance Rates for Senior Drivers in Prophetstown, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,104 $3,104
American Family $2,014 $2,014
Farmers $1,904 $2,010
GEICO $1,429 $1,724
Liberty Mutual $1,097 $1,223
Nationwide $1,172 $1,242
Progressive $1,397 $1,462
State Farm $1,151 $1,151
Travelers $1,282 $1,367
USAA $1,395 $1,371

Find Cheap Auto Insurance Rates in Prophetstown, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Prophetstown, Illinois auto insurance. Compare Prophetstown, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Prophetstown, Illinois

Insurance Company Low Medium High
Allstate $4,533 $4,660 $4,800
American Family $3,413 $3,656 $3,512
Farmers $3,770 $3,863 $4,211
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,002 $2,109 $2,228
Nationwide $1,977 $2,004 $1,987
Progressive $2,647 $2,859 $3,112
State Farm $1,936 $2,036 $2,129
Travelers $2,043 $2,178 $2,322
USAA $2,344 $2,513 $2,692

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Find Cheap Prophetstown, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Prophetstown. Compare auto insurance rates in Prophetstown, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Prophetstown, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,664 $4,664
American Family $3,482 $3,573
Farmers $3,948 $3,948
GEICO $2,338 $2,425
Liberty Mutual $2,113 $2,113
Nationwide $1,989 $1,989
Progressive $2,873 $2,873
State Farm $1,983 $2,084
Travelers $2,096 $2,266
USAA $2,446 $2,587

Find Cheap Prophetstown, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Prophetstown, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Prophetstown, IL, take a look at the average cost for various violations versus rates for a clean driving record in Prophetstown.

Annual Prophetstown, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,349 $5,655 $5,268 $4,385
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,333 $4,293 $4,186 $3,980
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,764 $2,493 $2,196 $2,000
Nationwide $1,612 $2,072 $2,427 $1,845
Progressive $2,376 $3,493 $2,626 $2,996
State Farm $1,865 $2,202 $2,033 $2,033
Travelers $1,741 $2,268 $2,537 $2,179
USAA $1,794 $2,581 $3,528 $2,162

Find Cheap Prophetstown, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Prophetstown, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Prophetstown for less when you shop around and compare rates from multiple Prophetstown, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Prophetstown, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,268
American Family $4,889
Farmers $4,186
GEICO $3,243
Liberty Mutual $2,196
Nationwide $2,427
Progressive $2,626
State Farm $2,033
Travelers $2,537
USAA $3,528

Winners by Category: Where to Buy Cheap Auto Insurance in Prophetstown, IL

Compare rates from the cheapest auto insurance companies in Prophetstown, IL for your needs. Take a look at how Prophetstown, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Prophetstown, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Find Cheap Prophetstown, Illinois Auto Insurance Companies

If you’re looking for the cheapest Prophetstown, IL auto insurance companies overall, you can compare them here. Find the best price for Prophetstown, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Prophetstown, Illinois

Insurance Company Average Annual Rates
Allstate $4,664
American Family $3,527
Farmers $3,948
GEICO $2,382
Liberty Mutual $2,113
Nationwide $1,989
Progressive $2,873
State Farm $2,033
Travelers $2,181
USAA $2,516

What affects Prophetstown, Illinois auto insurance rates?

Local factors affect auto insurance rates in Prophetstown, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Prophetstown auto insurance rates.

Commute Times in Prophetstown

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Prophetstown, IL is 20.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Prophetstown, IL

You can buy cheap Prophetstown, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Prophetstown, Illinois auto insurance quotes from top companies.

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