Buy Cheap Presque Isle Harbor, MI Auto Insurance (2022)

Presque Isle Harbor, MI auto insurance rates average $740 a month. Minimum auto insurance requirements in Presque Isle Harbor, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Presque Isle Harbor, MI, compare Presque Isle Harbor auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Presque Isle Harbor is Allstate
  • Average auto insurance rates in Presque Isle Harbor, MI are $740/month
  • Average auto insurance rates in Presque Isle Harbor, MI after a DUI are $14,538/year

Finding affordable Presque Isle Harbor, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Presque Isle Harbor, MI auto insurance with confidence is right here. Auto insurance rates in Presque Isle Harbor are affected by local factors as well as personal ones like your driving record.

See how Presque Isle Harbor, MI car insurance rates compare to Troy auto insurance rates, Dearborn auto insurance rates, and Livonia auto insurance rates before you read more about the cost of auto insurance in Presque Isle Harbor.

Don’t buy Presque Isle Harbor, MI auto insurance until you’ve compared rates. Get free Presque Isle Harbor, Michigan auto insurance quotes when you enter your ZIP code above.

Presque Isle Harbor, MI Minimum Auto Insurance Requirements

The required auto insurance in Presque Isle Harbor, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Presque Isle Harbor, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Presque Isle Harbor, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Presque Isle Harbor, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Presque Isle Harbor, MI. Take a look at Presque Isle Harbor, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Presque Isle Harbor, Michigan

Insurance Company Poor Fair Good
Allstate $29,308 $16,213 $12,393
Farmers $6,959 $4,530 $4,170
GEICO $6,870 $5,055 $4,115
Liberty Mutual $25,898 $14,972 $8,283
Nationwide $8,377 $6,271 $5,320
Progressive $5,603 $4,711 $4,244
State Farm $17,260 $8,742 $5,943
Travelers $8,534 $8,275 $8,170
USAA $4,680 $2,685 $2,060

Buy Cheap Presque Isle Harbor, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Presque Isle Harbor, Michigan auto insurance rates? Find out how car insurance rates in Presque Isle Harbor, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Presque Isle Harbor, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,129 $14,129 $13,111 $13,111 $35,093 $35,093 $14,886 $14,886
Farmers $4,001 $4,001 $3,749 $3,749 $8,642 $8,642 $4,486 $4,486
GEICO $3,730 $3,730 $3,774 $3,774 $10,315 $10,315 $3,568 $3,568
Liberty Mutual $12,193 $12,193 $12,069 $12,069 $29,083 $29,083 $12,193 $12,193
Nationwide $4,763 $4,763 $4,231 $4,231 $12,415 $12,415 $5,214 $5,214
Progressive $2,886 $2,689 $2,550 $2,843 $10,362 $11,027 $3,356 $3,107
State Farm $6,521 $6,521 $6,023 $6,023 $22,411 $22,411 $7,639 $7,639
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,315 $2,209 $2,178 $2,072 $5,527 $5,282 $2,821 $2,728

Buy Cheap Presque Isle Harbor, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Presque Isle Harbor can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Presque Isle Harbor, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Presque Isle Harbor, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,093 $35,093
Farmers $8,642 $8,642
GEICO $10,315 $10,315
Liberty Mutual $29,083 $29,083
Nationwide $12,415 $12,415
Progressive $10,362 $11,027
State Farm $22,411 $22,411
Travelers $16,861 $16,861
USAA $5,527 $5,282

Buy Cheap Presque Isle Harbor, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Presque Isle Harbor, Michigan by comparing Presque Isle Harbor senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Presque Isle Harbor, MI here.

Annual Auto Insurance Rates for Senior Drivers in Presque Isle Harbor, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,111 $13,111
Farmers $3,749 $3,749
GEICO $3,774 $3,774
Liberty Mutual $12,069 $12,069
Nationwide $4,231 $4,231
Progressive $2,550 $2,843
State Farm $6,023 $6,023
Travelers $4,792 $4,792
USAA $2,178 $2,072

Find Cheap Auto Insurance Rates in Presque Isle Harbor, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Presque Isle Harbor, Michigan auto insurance. Compare Presque Isle Harbor, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Presque Isle Harbor, Michigan

Insurance Company Low Medium High
Allstate $18,877 $19,343 $19,694
Farmers $5,084 $5,208 $5,366
GEICO $4,997 $5,299 $5,744
Liberty Mutual $15,988 $16,346 $16,819
Nationwide $6,997 $6,535 $6,435
Progressive $4,692 $4,860 $5,006
State Farm $10,129 $10,712 $11,104
Travelers $8,241 $8,334 $8,405
USAA $3,036 $3,150 $3,238

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Find Cheap Presque Isle Harbor, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Presque Isle Harbor. Compare auto insurance rates in Presque Isle Harbor, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Presque Isle Harbor, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,304 $19,304
Farmers $5,219 $5,219
GEICO $5,223 $5,471
Liberty Mutual $15,810 $16,959
Nationwide $6,656 $6,656
Progressive $4,853 $4,853
State Farm $10,362 $10,935
Travelers $8,279 $8,375
USAA $3,106 $3,177

Find Cheap Presque Isle Harbor, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Presque Isle Harbor, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Presque Isle Harbor, MI, take a look at the average cost for various violations versus rates for a clean driving record in Presque Isle Harbor.

Annual Presque Isle Harbor, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,442 $12,596 $42,000 $13,180
Farmers $4,394 $5,581 $5,521 $5,382
GEICO $1,922 $3,987 $11,973 $3,505
Liberty Mutual $11,669 $13,920 $25,146 $14,803
Nationwide $5,683 $7,605 $6,921 $6,413
Progressive $4,117 $5,396 $4,862 $5,036
State Farm $6,869 $8,183 $17,386 $10,155
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,536 $3,144 $4,126 $2,760

Find Cheap Presque Isle Harbor, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Presque Isle Harbor, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Presque Isle Harbor for less when you shop around and compare rates from multiple Presque Isle Harbor, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Presque Isle Harbor, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $42,000
Farmers $5,521
GEICO $11,973
Liberty Mutual $25,146
Nationwide $6,921
Progressive $4,862
State Farm $17,386
Travelers $12,908
USAA $4,126

Winners by Category: Where to Buy Cheap Auto Insurance in Presque Isle Harbor, MI

Compare rates from the cheapest auto insurance companies in Presque Isle Harbor, MI for your needs. Take a look at how Presque Isle Harbor, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Presque Isle Harbor, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Presque Isle Harbor, Michigan Auto Insurance Companies

If you’re looking for the cheapest Presque Isle Harbor, MI auto insurance companies overall, you can compare them here. Find the best price for Presque Isle Harbor, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Presque Isle Harbor, Michigan

Insurance Company Average Annual Rates
Allstate $19,304
Farmers $5,219
GEICO $5,347
Liberty Mutual $16,384
Nationwide $6,656
Progressive $4,853
State Farm $10,648
Travelers $8,327
USAA $3,142

What affects Presque Isle Harbor, Michigan auto insurance rates?

Local factors affect auto insurance rates in Presque Isle Harbor, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Presque Isle Harbor auto insurance rates.

Commute Times in Presque Isle Harbor

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Presque Isle Harbor, MI is 39.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Presque Isle Harbor, MI

You can buy cheap Presque Isle Harbor, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Presque Isle Harbor, Michigan auto insurance quotes from top companies.

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