Buy Cheap Prescott, AR Auto Insurance (2021)

Prescott, AR auto insurance rates average $338 a month. Minimum auto insurance requirements in Prescott, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Prescott, AR, compare Prescott auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Prescott after a DUI is Travelers
  • Average auto insurance rates in Prescott, AR after a DUI are $4,917/year
  • The most expensive auto insurance company in Prescott is Travelers

Finding affordable Prescott, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Prescott, AR auto insurance with confidence is right here. Auto insurance rates in Prescott are affected by local factors as well as personal ones like your driving record.

See how Prescott, AR car insurance rates compare to Rogers auto insurance rates, Fort Smith auto insurance rates, and Jonesboro auto insurance rates before you read more about the cost of auto insurance in Prescott.

Don’t buy Prescott, AR auto insurance until you’ve compared rates. Get free Prescott, Arkansas auto insurance quotes when you enter your ZIP code above.

Prescott, AR Minimum Auto Insurance Requirements

The required auto insurance in Prescott, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Prescott, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Prescott, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Prescott, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Prescott, AR. Take a look at Prescott, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Prescott, Arkansas

Insurance Company Poor Fair Good
Allstate $6,062 $4,654 $3,780
Farmers $4,620 $3,865 $3,682
GEICO $4,411 $3,620 $3,007
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $5,555 $4,728 $4,394
State Farm $3,874 $2,333 $1,817
Travelers $7,151 $5,959 $5,567
USAA $2,946 $2,005 $1,706

Buy Cheap Prescott, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Prescott, Arkansas auto insurance rates? Find out how car insurance rates in Prescott, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Prescott, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,729 $2,426 $2,592 $9,970 $11,979 $2,991 $3,252
Farmers $2,219 $2,208 $1,985 $2,086 $9,196 $9,520 $2,546 $2,688
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,601 $2,470 $2,136 $2,232 $10,916 $12,298 $3,115 $3,372
State Farm $1,721 $1,721 $1,526 $1,526 $4,758 $6,006 $1,934 $2,206
Travelers $2,341 $2,388 $2,296 $2,307 $13,448 $21,629 $2,495 $2,904
USAA $1,372 $1,389 $1,269 $1,282 $4,273 $4,484 $1,770 $1,913

Buy Cheap Prescott, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Prescott can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Prescott, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Prescott, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,970 $11,979
Farmers $9,196 $9,520
GEICO $6,742 $6,800
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $10,916 $12,298
State Farm $4,758 $6,006
Travelers $13,448 $21,629
USAA $4,273 $4,484

Buy Cheap Prescott, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Prescott, Arkansas by comparing Prescott senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Prescott, AR here.

Annual Auto Insurance Rates for Senior Drivers in Prescott, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,426 $2,592
Farmers $1,985 $2,086
GEICO $2,547 $2,475
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,136 $2,232
State Farm $1,526 $1,526
Travelers $2,296 $2,307
USAA $1,269 $1,282

Find Cheap Auto Insurance Rates in Prescott, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Prescott, Arkansas auto insurance. Compare Prescott, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Prescott, Arkansas

Insurance Company Low Medium High
Allstate $4,711 $4,829 $4,955
Farmers $3,868 $4,017 $4,283
GEICO $3,545 $3,679 $3,815
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $4,536 $4,820 $5,320
State Farm $2,553 $2,672 $2,799
Travelers $5,933 $6,244 $6,502
USAA $2,132 $2,212 $2,314

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Prescott, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Prescott. Compare auto insurance rates in Prescott, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Prescott, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,832 $4,832
Farmers $4,056 $4,056
GEICO $3,661 $3,698
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $4,892 $4,892
State Farm $2,611 $2,739
Travelers $6,226 $6,226
USAA $2,155 $2,283

Find Cheap Prescott, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Prescott, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Prescott, AR, take a look at the average cost for various violations versus rates for a clean driving record in Prescott.

Annual Prescott, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,972 $5,006 $5,586 $4,763
Farmers $3,427 $4,391 $4,288 $4,118
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,218 $5,855 $4,431 $5,064
State Farm $2,468 $2,881 $2,675 $2,675
Travelers $5,221 $5,395 $7,878 $6,410
USAA $1,706 $2,159 $3,118 $1,893

Find Cheap Prescott, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Prescott, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Prescott for less when you shop around and compare rates from multiple Prescott, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Prescott, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,586
Farmers $4,288
GEICO $5,763
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,431
State Farm $2,675
Travelers $7,878
USAA $3,118

Winners by Category: Where to Buy Cheap Auto Insurance in Prescott, AR

Compare rates from the cheapest auto insurance companies in Prescott, AR for your needs. Take a look at how Prescott, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Prescott, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Prescott, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Prescott, AR auto insurance companies overall, you can compare them here. Find the best price for Prescott, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Prescott, Arkansas

Insurance Company Average Annual Rates
Allstate $4,832
Farmers $4,056
GEICO $3,679
Liberty Mutual $4,090
Nationwide $3,833
Progressive $4,892
State Farm $2,675
Travelers $6,226
USAA $2,219

What affects Prescott, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Prescott, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Prescott auto insurance rates.

Commute Times in Prescott

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Prescott, AR is 22.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Prescott, AR

You can buy cheap Prescott, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Prescott, Arkansas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption