Buy Cheap Prattville, AL Auto Insurance (2021)

Prattville, AL auto insurance rates average $309 a month. Minimum auto insurance requirements in Prattville, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Prattville, AL, compare Prattville auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Prattville, AL after a DUI are $4,230/year
  • Average auto insurance rates in Prattville, AL for teens drivers are $7,600/year
  • The most expensive auto insurance company in Prattville is Liberty Mutual

Finding affordable Prattville, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Prattville, AL auto insurance with confidence is right here. Auto insurance rates in Prattville are affected by local factors as well as personal ones like your driving record.

See how Prattville, AL car insurance rates compare to Mobile auto insurance rates, Montgomery auto insurance rates, and Huntsville auto insurance rates before you read more about the cost of auto insurance in Prattville.

Don’t buy Prattville, AL auto insurance until you’ve compared rates. Get free Prattville, Alabama auto insurance quotes when you enter your ZIP code above.

Prattville, AL Minimum Auto Insurance Requirements

The required auto insurance in Prattville, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Prattville, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Prattville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Prattville, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Prattville, AL. Take a look at Prattville, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Prattville, Alabama

Insurance Company Poor Fair Good
Allstate $3,964 $3,117 $2,548
Farmers $4,471 $3,848 $3,649
GEICO $3,736 $2,664 $2,410
Liberty Mutual $7,515 $4,614 $3,620
Nationwide $3,240 $2,530 $2,289
Progressive $5,257 $4,529 $4,240
State Farm $7,862 $3,975 $2,698
Travelers $3,981 $3,453 $3,519
USAA $2,865 $1,862 $1,662

Buy Cheap Prattville, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Prattville, Alabama auto insurance rates? Find out how car insurance rates in Prattville, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Prattville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,934 $1,845 $1,751 $1,785 $6,740 $7,250 $2,164 $2,210
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $2,098 $2,086 $1,990 $2,057 $5,541 $5,439 $2,218 $2,063
Liberty Mutual $3,030 $3,272 $2,479 $2,772 $11,257 $12,520 $3,228 $3,439
Nationwide $1,755 $1,777 $1,599 $1,655 $4,620 $5,957 $1,948 $2,179
Progressive $2,497 $2,332 $2,057 $2,190 $10,530 $11,746 $2,927 $3,124
State Farm $2,933 $2,933 $2,666 $2,666 $9,066 $11,343 $3,319 $3,834
Travelers $1,477 $1,500 $1,389 $1,383 $7,950 $12,516 $1,398 $1,598
USAA $1,333 $1,356 $1,244 $1,223 $3,922 $4,351 $1,733 $1,877

Buy Cheap Prattville, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Prattville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Prattville, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Prattville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,740 $7,250
Farmers $8,772 $9,029
GEICO $5,541 $5,439
Liberty Mutual $11,257 $12,520
Nationwide $4,620 $5,957
Progressive $10,530 $11,746
State Farm $9,066 $11,343
Travelers $7,950 $12,516
USAA $3,922 $4,351

Buy Cheap Prattville, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Prattville, Alabama by comparing Prattville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Prattville, AL here.

Annual Auto Insurance Rates for Senior Drivers in Prattville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,751 $1,785
Farmers $2,054 $2,181
GEICO $1,990 $2,057
Liberty Mutual $2,479 $2,772
Nationwide $1,599 $1,655
Progressive $2,057 $2,190
State Farm $2,666 $2,666
Travelers $1,389 $1,383
USAA $1,244 $1,223

Find Cheap Auto Insurance Rates in Prattville, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Prattville, Alabama auto insurance. Compare Prattville, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Prattville, Alabama

Insurance Company Low Medium High
Allstate $3,092 $3,205 $3,332
Farmers $3,765 $3,938 $4,264
GEICO $2,708 $2,924 $3,177
Liberty Mutual $5,006 $5,225 $5,519
Nationwide $2,668 $2,664 $2,727
Progressive $4,193 $4,655 $5,178
State Farm $4,571 $4,840 $5,123
Travelers $3,463 $3,724 $3,767
USAA $2,054 $2,119 $2,217

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Prattville, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Prattville. Compare auto insurance rates in Prattville, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Prattville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,210 $3,210
Farmers $3,989 $3,989
GEICO $2,883 $2,990
Liberty Mutual $5,250 $5,250
Nationwide $2,686 $2,686
Progressive $4,675 $4,675
State Farm $4,727 $4,963
Travelers $3,651 $3,651
USAA $2,033 $2,228

Find Cheap Prattville, AL Auto Insurance Rates by ZIP Code

Auto insurance rates in Prattville, Alabama can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Prattville, AL to see how much where you live in Prattville affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Prattville, Alabama

ZIP Code Average Annual Rates
36066 $3,824
36067 $3,796

Find Cheap Prattville, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Prattville, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Prattville, AL, take a look at the average cost for various violations versus rates for a clean driving record in Prattville.

Annual Prattville, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,732 $3,221 $3,804 $3,082
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,979 $3,187 $3,940 $2,640
Liberty Mutual $4,114 $5,738 $5,600 $5,547
Nationwide $2,350 $2,350 $3,422 $2,623
Progressive $4,210 $5,319 $4,555 $4,616
State Farm $4,360 $5,437 $4,791 $4,791
Travelers $3,040 $3,190 $4,671 $3,704
USAA $1,639 $2,053 $3,055 $1,773

Find Cheap Prattville, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Prattville, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Prattville for less when you shop around and compare rates from multiple Prattville, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Prattville, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,804
Farmers $4,236
GEICO $3,940
Liberty Mutual $5,600
Nationwide $3,422
Progressive $4,555
State Farm $4,791
Travelers $4,671
USAA $3,055

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Prattville, AL

Compare rates from the cheapest auto insurance companies in Prattville, AL for your needs. Take a look at how Prattville, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Prattville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Prattville, Alabama Auto Insurance Companies

If you’re looking for the cheapest Prattville, AL auto insurance companies overall, you can compare them here. Find the best price for Prattville, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Prattville, Alabama

Insurance Company Average Annual Rates
Allstate $3,210
Farmers $3,989
GEICO $2,937
Liberty Mutual $5,250
Nationwide $2,686
Progressive $4,675
State Farm $4,845
Travelers $3,651
USAA $2,130

What affects Prattville, Alabama auto insurance rates?

Local factors affect auto insurance rates in Prattville, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Prattville auto insurance rates.

Auto Theft in Prattville

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Prattville, AL auto theft show a total of 92 vehicle thefts annually.

Commute Times in Prattville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Prattville, AL is 20.7 minutes according to City-Data.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Prattville, AL

You can buy cheap Prattville, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Prattville, Alabama auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption