Buy Cheap Potomac, IL Auto Insurance (2021)

Potomac, IL auto insurance rates average $249 a month. Minimum auto insurance requirements in Potomac, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Potomac, IL, compare Potomac auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Potomac, IL are $249/month
  • The most expensive auto insurance company in Potomac after a DUI is Allstate
  • Average auto insurance rates in Potomac, IL for teens drivers are $5,667/year

Finding affordable Potomac, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Potomac, IL auto insurance with confidence is right here. Auto insurance rates in Potomac are affected by local factors as well as personal ones like your driving record.

See how Potomac, IL car insurance rates compare to Cicero auto insurance rates, Naperville auto insurance rates, and Champaign auto insurance rates before you read more about the cost of auto insurance in Potomac.

Don’t buy Potomac, IL auto insurance until you’ve compared rates. Get free Potomac, Illinois auto insurance quotes when you enter your ZIP code above.

Potomac, IL Minimum Auto Insurance Requirements

The required auto insurance in Potomac, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Potomac, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Potomac, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Potomac, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Potomac, IL. Take a look at Potomac, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Potomac, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,795 $3,261 $2,757
Farmers $4,659 $3,910 $3,721
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,993 $1,868 $1,490
Nationwide $3,151 $2,545 $2,230
Progressive $3,727 $3,151 $2,909
State Farm $3,284 $1,965 $1,524
Travelers $2,651 $2,112 $1,725
USAA $3,831 $2,620 $2,154

Buy Cheap Potomac, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Potomac, Illinois auto insurance rates? Find out how car insurance rates in Potomac, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Potomac, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,245 $2,245 $2,055 $2,055 $6,324 $8,770 $2,245 $2,896
Farmers $2,212 $2,211 $1,964 $2,074 $9,372 $9,766 $2,527 $2,648
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,321 $1,426 $1,101 $1,229 $4,270 $4,748 $1,381 $1,458
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,902 $1,798 $1,568 $1,646 $6,828 $7,655 $2,264 $2,439
State Farm $1,438 $1,438 $1,276 $1,276 $4,030 $5,109 $1,623 $1,869
Travelers $1,422 $1,501 $1,277 $1,362 $3,864 $4,775 $1,511 $1,592
USAA $1,719 $1,765 $1,598 $1,592 $5,442 $6,030 $2,275 $2,525

Buy Cheap Potomac, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Potomac can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Potomac, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Potomac, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $6,324 $8,770
Farmers $9,372 $9,766
GEICO $4,375 $4,641
Liberty Mutual $4,270 $4,748
Nationwide $4,608 $5,912
Progressive $6,828 $7,655
State Farm $4,030 $5,109
Travelers $3,864 $4,775
USAA $5,442 $6,030

Buy Cheap Potomac, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Potomac, Illinois by comparing Potomac senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Potomac, IL here.

Annual Auto Insurance Rates for Senior Drivers in Potomac, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $2,055 $2,055
Farmers $1,964 $2,074
GEICO $1,364 $1,612
Liberty Mutual $1,101 $1,229
Nationwide $1,508 $1,597
Progressive $1,568 $1,646
State Farm $1,276 $1,276
Travelers $1,277 $1,362
USAA $1,598 $1,592

Find Cheap Auto Insurance Rates in Potomac, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Potomac, Illinois auto insurance. Compare Potomac, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Potomac, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,484 $3,736 $3,593
Farmers $3,906 $4,005 $4,380
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,999 $2,112 $2,239
Nationwide $2,636 $2,662 $2,629
Progressive $2,994 $3,244 $3,549
State Farm $2,152 $2,261 $2,360
Travelers $2,047 $2,161 $2,281
USAA $2,681 $2,865 $3,059

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Find Cheap Potomac, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Potomac. Compare auto insurance rates in Potomac, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Potomac, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,558 $3,651
Farmers $4,097 $4,097
GEICO $2,263 $2,351
Liberty Mutual $2,117 $2,117
Nationwide $2,642 $2,642
Progressive $3,262 $3,262
State Farm $2,202 $2,313
Travelers $2,079 $2,247
USAA $2,787 $2,949

Find Cheap Potomac, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Potomac, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Potomac, IL, take a look at the average cost for various violations versus rates for a clean driving record in Potomac.

Annual Potomac, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,647 $3,768 $4,998 $3,004
Farmers $3,460 $4,457 $4,346 $4,125
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,767 $2,497 $2,200 $2,004
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,691 $3,982 $2,979 $3,398
State Farm $2,070 $2,445 $2,258 $2,258
Travelers $1,732 $2,254 $2,500 $2,166
USAA $2,050 $2,931 $4,024 $2,468

Find Cheap Potomac, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Potomac, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Potomac for less when you shop around and compare rates from multiple Potomac, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Potomac, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,187
American Family $4,998
Farmers $4,346
GEICO $3,141
Liberty Mutual $2,200
Nationwide $3,236
Progressive $2,979
State Farm $2,258
Travelers $2,500
USAA $4,024

Winners by Category: Where to Buy Cheap Auto Insurance in Potomac, IL

Compare rates from the cheapest auto insurance companies in Potomac, IL for your needs. Take a look at how Potomac, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Potomac, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Potomac, Illinois Auto Insurance Companies

If you’re looking for the cheapest Potomac, IL auto insurance companies overall, you can compare them here. Find the best price for Potomac, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Potomac, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,604
Farmers $4,097
GEICO $2,307
Liberty Mutual $2,117
Nationwide $2,642
Progressive $3,262
State Farm $2,258
Travelers $2,163
USAA $2,868

What affects Potomac, Illinois auto insurance rates?

Local factors affect auto insurance rates in Potomac, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Potomac auto insurance rates.

Commute Times in Potomac

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Potomac, IL is 30.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Potomac, IL

You can buy cheap Potomac, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Potomac, Illinois auto insurance quotes from top companies.

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