Buy Cheap Portsmouth, VA Auto Insurance (2022)

Portsmouth, VA auto insurance rates average $213 a month. Minimum auto insurance requirements in Portsmouth, Virginia are 25/50/20 to comply with Virginia laws. To buy cheap auto insurance in Portsmouth, VA, compare Portsmouth auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Portsmouth, VA after a DUI are $3,026/year
  • Average auto insurance rates in Portsmouth, VA for teens drivers are $4,792/year
  • Average auto insurance rates in Portsmouth, VA are $213/month

Finding affordable Portsmouth, Virginia auto insurance can be challenging, but everything you need to know to buy cheap Portsmouth, VA auto insurance with confidence is right here. Auto insurance rates in Portsmouth are affected by local factors as well as personal ones like your driving record.

See how Portsmouth, VA car insurance rates compare to Suffolk auto insurance rates, Chesapeake auto insurance rates, and Norfolk auto insurance rates before you read more about the cost of auto insurance in Portsmouth.

Don’t buy Portsmouth, VA auto insurance until you’ve compared rates. Get free Portsmouth, Virginia auto insurance quotes when you enter your ZIP code above.

Portsmouth, VA Minimum Auto Insurance Requirements

The required auto insurance in Portsmouth, VA is 25/50/20 according to the auto insurance laws in Virginia. The minimum auto insurance in Portsmouth, Virginia is outlined here.

Minimum Required Auto Insurance Coverage in Portsmouth, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Portsmouth, VA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Portsmouth, VA. Take a look at Portsmouth, Virginia auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Portsmouth, Virginia

Insurance Company Poor Fair Good
Allstate $4,266 $3,431 $2,840
GEICO $2,521 $2,143 $2,143
Nationwide $2,605 $2,098 $1,907
Progressive $2,817 $2,478 $2,320
State Farm $3,671 $2,274 $1,795
USAA $2,968 $2,030 $1,677

Buy Cheap Portsmouth, VA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Portsmouth, Virginia auto insurance rates? Find out how car insurance rates in Portsmouth, VA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Portsmouth, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,127 $2,003 $2,114 $2,114 $6,651 $7,594 $2,755 $2,744
GEICO $1,610 $1,599 $1,531 $1,531 $3,506 $4,664 $1,871 $1,839
Nationwide $1,512 $1,519 $1,342 $1,375 $3,672 $4,720 $1,672 $1,815
Progressive $1,252 $1,183 $1,140 $1,140 $5,910 $6,630 $1,513 $1,536
State Farm $1,542 $1,542 $1,409 $1,409 $4,871 $6,115 $1,749 $2,007
USAA $1,332 $1,311 $1,254 $1,259 $4,144 $4,910 $1,712 $1,880

Buy Cheap Portsmouth, VA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Portsmouth can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Portsmouth, VA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Portsmouth, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,651 $7,594
GEICO $3,506 $4,664
Nationwide $3,672 $4,720
Progressive $5,910 $6,630
State Farm $4,871 $6,115
USAA $4,144 $4,910

Buy Cheap Portsmouth, VA Auto Insurance for Seniors

You can save on senior auto insurance rates in Portsmouth, Virginia by comparing Portsmouth senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Portsmouth, VA here.

Annual Auto Insurance Rates for Senior Drivers in Portsmouth, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,114 $2,114
GEICO $1,531 $1,531
Nationwide $1,342 $1,375
Progressive $1,140 $1,140
State Farm $1,409 $1,409
USAA $1,254 $1,259

Find Cheap Auto Insurance Rates in Portsmouth, VA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Portsmouth, Virginia auto insurance. Compare Portsmouth, VA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Portsmouth, Virginia

Insurance Company Low Medium High
Allstate $3,392 $3,513 $3,633
GEICO $2,160 $2,265 $2,382
Nationwide $2,303 $2,183 $2,125
Progressive $2,408 $2,505 $2,701
State Farm $2,401 $2,578 $2,762
USAA $2,118 $2,230 $2,328

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Find Cheap Portsmouth, VA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Portsmouth. Compare auto insurance rates in Portsmouth, VA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Portsmouth, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,403 $3,622
GEICO $2,227 $2,311
Nationwide $2,203 $2,203
Progressive $2,538 $2,538
State Farm $2,514 $2,646
USAA $2,142 $2,308

Find Cheap Portsmouth, VA Auto Insurance Rates by ZIP Code

Auto insurance rates in Portsmouth, Virginia can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Portsmouth, VA to see how much where you live in Portsmouth affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Portsmouth, Virginia

ZIP Code Average Annual Rates
23701 $2,175
23702 $2,250
23703 $2,122
23704 $2,268
23707 $2,189
23708 $2,242
23709 $2,243

Find Cheap Portsmouth, VA Auto Insurance Rates by Driving Record

Auto insurance rates in Portsmouth, Virginia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Portsmouth, VA, take a look at the average cost for various violations versus rates for a clean driving record in Portsmouth.

Annual Portsmouth, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,612 $4,213 $3,847 $3,379
GEICO $1,728 $2,237 $3,381 $1,728
Nationwide $1,916 $1,916 $2,807 $2,174
Progressive $2,157 $2,888 $2,590 $2,517
State Farm $2,342 $2,818 $2,580 $2,580
USAA $1,719 $2,247 $2,954 $1,981

Find Cheap Portsmouth, VA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Portsmouth, Virginia is higher than for a clean driving record. You can buy auto insurance after a DUI in Portsmouth for less when you shop around and compare rates from multiple Portsmouth, VA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Portsmouth, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,847
GEICO $3,381
Nationwide $2,807
Progressive $2,590
State Farm $2,580
USAA $2,954

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Winners by Category: Where to Buy Cheap Auto Insurance in Portsmouth, VA

Compare rates from the cheapest auto insurance companies in Portsmouth, VA for your needs. Take a look at how Portsmouth, Virginia auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Portsmouth, Virginia

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Portsmouth, Virginia Auto Insurance Companies

If you’re looking for the cheapest Portsmouth, VA auto insurance companies overall, you can compare them here. Find the best price for Portsmouth, Virginia car insurance by company.

Average Annual Auto Insurance Rates by Company in Portsmouth, Virginia

Insurance Company Average Annual Rates
Allstate $3,513
GEICO $2,269
Nationwide $2,203
Progressive $2,538
State Farm $2,580
USAA $2,225

What affects Portsmouth, Virginia auto insurance rates?

Local factors affect auto insurance rates in Portsmouth, VA, including traffic, theft statistics, and commute length. Take a look at the things that impact Portsmouth auto insurance rates.

Commute Times in Portsmouth

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Portsmouth, VA is 23.1 minutes according to City-Data.

Traffic in Portsmouth

How is traffic in Portsmouth, Virginia? Inrix data shows that Portsmouth, VA traffic makes it the 596th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Portsmouth, VA

You can buy cheap Portsmouth, VA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Portsmouth, Virginia auto insurance quotes from top companies.

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