Buy Cheap Portales, NM Auto Insurance (2021)

Portales, NM auto insurance rates average $275 a month. Minimum auto insurance requirements in Portales, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Portales, NM, compare Portales auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Portales, NM for teens drivers are $6,273/year
  • Average auto insurance rates in Portales, NM are $275/month
  • The most expensive auto insurance company in Portales is GEICO

Finding affordable Portales, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Portales, NM auto insurance with confidence is right here. Auto insurance rates in Portales are affected by local factors as well as personal ones like your driving record.

See how Portales, NM car insurance rates compare to Alamogordo auto insurance rates, Santa Fe auto insurance rates, and Albuquerque auto insurance rates before you read more about the cost of auto insurance in Portales.

Don’t buy Portales, NM auto insurance until you’ve compared rates. Get free Portales, New Mexico auto insurance quotes when you enter your ZIP code above.

Portales, NM Minimum Auto Insurance Requirements

The required auto insurance in Portales, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Portales, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Portales, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Portales, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Portales, NM. Take a look at Portales, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Portales, New Mexico

Insurance Company Poor Fair Good
Allstate $4,865 $3,995 $3,660
Farmers $4,754 $3,929 $3,738
GEICO $4,787 $4,162 $3,849
Nationwide $4,328 $3,350 $2,912
Progressive $2,770 $2,461 $2,323
State Farm $3,448 $2,114 $1,668
USAA $2,631 $1,965 $1,702

Buy Cheap Portales, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Portales, New Mexico auto insurance rates? Find out how car insurance rates in Portales, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Portales, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,606 $2,648 $2,339 $2,472 $8,033 $9,185 $2,954 $3,149
Farmers $2,343 $2,338 $2,100 $2,231 $9,241 $9,513 $2,630 $2,724
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,429 $2,477 $2,200 $2,318 $5,797 $7,350 $2,731 $2,935
Progressive $1,381 $1,346 $1,245 $1,255 $5,419 $6,095 $1,670 $1,732
State Farm $1,569 $1,569 $1,420 $1,420 $4,252 $5,354 $1,758 $1,940
USAA $1,419 $1,416 $1,348 $1,350 $3,587 $4,056 $1,746 $1,874

Buy Cheap Portales, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Portales can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Portales, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Portales, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,033 $9,185
Farmers $9,241 $9,513
GEICO $7,583 $10,447
Nationwide $5,797 $7,350
Progressive $5,419 $6,095
State Farm $4,252 $5,354
USAA $3,587 $4,056

Buy Cheap Portales, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Portales, New Mexico by comparing Portales senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Portales, NM here.

Annual Auto Insurance Rates for Senior Drivers in Portales, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,339 $2,472
Farmers $2,100 $2,231
GEICO $2,511 $2,511
Nationwide $2,200 $2,318
Progressive $1,245 $1,255
State Farm $1,420 $1,420
USAA $1,348 $1,350

Find Cheap Auto Insurance Rates in Portales, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Portales, New Mexico auto insurance. Compare Portales, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Portales, New Mexico

Insurance Company Low Medium High
Allstate $4,014 $4,166 $4,339
Farmers $3,798 $4,105 $4,517
GEICO $3,990 $4,256 $4,552
Nationwide $3,514 $3,491 $3,584
Progressive $2,420 $2,518 $2,616
State Farm $2,206 $2,418 $2,606
USAA $1,957 $2,108 $2,233

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Portales, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Portales. Compare auto insurance rates in Portales, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Portales, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,173 $4,173
Farmers $4,140 $4,140
GEICO $4,201 $4,331
Nationwide $3,530 $3,530
Progressive $2,518 $2,518
State Farm $2,349 $2,471
USAA $2,037 $2,162

Find Cheap Portales, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Portales, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Portales, NM, take a look at the average cost for various violations versus rates for a clean driving record in Portales.

Annual Portales, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,505 $4,532 $4,763 $3,892
Farmers $3,506 $4,498 $4,392 $4,164
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,620 $3,705 $4,814 $2,979
Progressive $2,188 $2,955 $2,351 $2,576
State Farm $2,264 $2,459 $2,459 $2,459
USAA $1,564 $2,166 $2,849 $1,819

Find Cheap Portales, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Portales, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Portales for less when you shop around and compare rates from multiple Portales, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Portales, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,763
Farmers $4,392
GEICO $8,009
Nationwide $4,814
Progressive $2,351
State Farm $2,459
USAA $2,849

Winners by Category: Where to Buy Cheap Auto Insurance in Portales, NM

Compare rates from the cheapest auto insurance companies in Portales, NM for your needs. Take a look at how Portales, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Portales, New Mexico

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Portales, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Portales, NM auto insurance companies overall, you can compare them here. Find the best price for Portales, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Portales, New Mexico

Insurance Company Average Annual Rates
Allstate $4,173
Farmers $4,140
GEICO $4,266
Nationwide $3,530
Progressive $2,518
State Farm $2,410
USAA $2,100

What affects Portales, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Portales, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Portales auto insurance rates.

Auto Theft in Portales

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Portales, NM auto theft show a total of 20 vehicle thefts annually.

Commute Times in Portales

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Portales, NM is 14.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Portales, NM

You can buy cheap Portales, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Portales, New Mexico auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption