Buy Cheap Poncha Springs, CO Auto Insurance (2021)

Poncha Springs, CO auto insurance rates average $298 a month. Minimum auto insurance requirements in Poncha Springs, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Poncha Springs, CO, compare Poncha Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Poncha Springs after a DUI is Allstate
  • Average auto insurance rates in Poncha Springs, CO for teens drivers are $6,856/year
  • Average auto insurance rates in Poncha Springs, CO are $298/month

Finding affordable Poncha Springs, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Poncha Springs, CO auto insurance with confidence is right here. Auto insurance rates in Poncha Springs are affected by local factors as well as personal ones like your driving record.

See how Poncha Springs, CO car insurance rates compare to Arvada auto insurance rates, Denver auto insurance rates, and Boulder auto insurance rates before you read more about the cost of auto insurance in Poncha Springs.

Don’t buy Poncha Springs, CO auto insurance until you’ve compared rates. Get free Poncha Springs, Colorado auto insurance quotes when you enter your ZIP code above.

Poncha Springs, CO Minimum Auto Insurance Requirements

The required auto insurance in Poncha Springs, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Poncha Springs, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Poncha Springs, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Poncha Springs, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Poncha Springs, CO. Take a look at Poncha Springs, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Poncha Springs, Colorado

Insurance Company Poor Fair Good
Allstate $7,009 $5,386 $4,070
American Family $4,580 $3,253 $2,724
Farmers $5,525 $4,487 $4,266
GEICO $3,041 $2,533 $2,026
Liberty Mutual $4,073 $2,467 $1,970
Nationwide $3,990 $3,154 $2,751
Progressive $4,344 $3,700 $3,392
State Farm $3,771 $2,425 $1,955
USAA $4,757 $2,700 $2,160

Buy Cheap Poncha Springs, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Poncha Springs, Colorado auto insurance rates? Find out how car insurance rates in Poncha Springs, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Poncha Springs, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,405 $3,193 $3,048 $3,083 $11,519 $12,057 $3,782 $3,821
American Family $2,405 $2,405 $2,169 $2,169 $5,833 $7,813 $2,405 $2,955
Farmers $2,813 $2,791 $2,549 $2,737 $10,426 $10,520 $3,094 $3,143
GEICO $1,612 $1,756 $1,674 $1,875 $5,010 $5,334 $1,484 $1,526
Liberty Mutual $1,981 $1,963 $1,677 $1,837 $5,363 $5,839 $1,998 $2,034
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,358 $2,210 $2,046 $2,042 $7,831 $8,760 $2,657 $2,590
State Farm $1,711 $1,711 $1,534 $1,534 $4,884 $6,178 $1,913 $2,271
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Buy Cheap Poncha Springs, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Poncha Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Poncha Springs, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Poncha Springs, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,519 $12,057
American Family $5,833 $7,813
Farmers $10,426 $10,520
GEICO $5,010 $5,334
Liberty Mutual $5,363 $5,839
Nationwide $5,513 $7,064
Progressive $7,831 $8,760
State Farm $4,884 $6,178
USAA $5,325 $6,108

Buy Cheap Poncha Springs, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Poncha Springs, Colorado by comparing Poncha Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Poncha Springs, CO here.

Annual Auto Insurance Rates for Senior Drivers in Poncha Springs, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,048 $3,083
American Family $2,169 $2,169
Farmers $2,549 $2,737
GEICO $1,674 $1,875
Liberty Mutual $1,677 $1,837
Nationwide $1,977 $2,093
Progressive $2,046 $2,042
State Farm $1,534 $1,534
USAA $2,042 $2,056

Find Cheap Auto Insurance Rates in Poncha Springs, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Poncha Springs, Colorado auto insurance. Compare Poncha Springs, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Poncha Springs, Colorado

Insurance Company Low Medium High
Allstate $5,203 $5,470 $5,792
American Family $3,354 $3,592 $3,610
Farmers $4,216 $4,697 $5,364
GEICO $2,341 $2,501 $2,759
Liberty Mutual $2,691 $2,826 $2,992
Nationwide $3,323 $3,295 $3,276
Progressive $3,532 $3,822 $4,081
State Farm $2,548 $2,717 $2,886
USAA $3,077 $3,205 $3,334

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Find Cheap Poncha Springs, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Poncha Springs. Compare auto insurance rates in Poncha Springs, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Poncha Springs, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,488 $5,488
American Family $3,444 $3,594
Farmers $4,759 $4,759
GEICO $2,481 $2,586
Liberty Mutual $2,836 $2,836
Nationwide $3,298 $3,298
Progressive $3,812 $3,812
State Farm $2,651 $2,783
USAA $3,115 $3,296

Find Cheap Poncha Springs, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Poncha Springs, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Poncha Springs, CO, take a look at the average cost for various violations versus rates for a clean driving record in Poncha Springs.

Annual Poncha Springs, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,693 $5,384 $6,570 $5,307
American Family $2,601 $3,699 $4,827 $2,949
Farmers $4,025 $5,160 $5,089 $4,762
GEICO $1,801 $2,776 $3,204 $2,353
Liberty Mutual $2,469 $2,904 $3,038 $2,935
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,308 $4,591 $3,490 $3,857
State Farm $2,503 $2,932 $2,717 $2,717
USAA $2,344 $2,849 $4,987 $2,642

Find Cheap Poncha Springs, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Poncha Springs, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Poncha Springs for less when you shop around and compare rates from multiple Poncha Springs, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Poncha Springs, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,570
American Family $4,827
Farmers $5,089
GEICO $3,204
Liberty Mutual $3,038
Nationwide $4,398
Progressive $3,490
State Farm $2,717
USAA $4,987

Winners by Category: Where to Buy Cheap Auto Insurance in Poncha Springs, CO

Compare rates from the cheapest auto insurance companies in Poncha Springs, CO for your needs. Take a look at how Poncha Springs, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Poncha Springs, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Poncha Springs, Colorado Auto Insurance Companies

If you’re looking for the cheapest Poncha Springs, CO auto insurance companies overall, you can compare them here. Find the best price for Poncha Springs, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Poncha Springs, Colorado

Insurance Company Average Annual Rates
Allstate $5,488
American Family $3,519
Farmers $4,759
GEICO $2,533
Liberty Mutual $2,836
Nationwide $3,298
Progressive $3,812
State Farm $2,717
USAA $3,206

What affects Poncha Springs, Colorado auto insurance rates?

Local factors affect auto insurance rates in Poncha Springs, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Poncha Springs auto insurance rates.

Commute Times in Poncha Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Poncha Springs, CO is 11.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Poncha Springs, CO

You can buy cheap Poncha Springs, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Poncha Springs, Colorado auto insurance quotes from top companies.

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