Buy Cheap Polo, IL Auto Insurance (2021)

Polo, IL auto insurance rates average $249 a month. Minimum auto insurance requirements in Polo, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Polo, IL, compare Polo auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Polo after a DUI is Allstate
  • Average auto insurance rates in Polo, IL after a DUI are $3,487/year
  • The most expensive auto insurance company in Polo is Allstate

Finding affordable Polo, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Polo, IL auto insurance with confidence is right here. Auto insurance rates in Polo are affected by local factors as well as personal ones like your driving record.

See how Polo, IL car insurance rates compare to Champaign auto insurance rates, Chicago auto insurance rates, and Springfield auto insurance rates before you read more about the cost of auto insurance in Polo.

Don’t buy Polo, IL auto insurance until you’ve compared rates. Get free Polo, Illinois auto insurance quotes when you enter your ZIP code above.

Polo, IL Minimum Auto Insurance Requirements

The required auto insurance in Polo, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Polo, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Polo, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Polo, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Polo, IL. Take a look at Polo, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Polo, Illinois

Insurance Company Poor Fair Good
Allstate $6,568 $4,737 $4,141
American Family $4,815 $3,281 $2,776
Farmers $4,757 $3,994 $3,800
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,117 $1,948 $1,552
Nationwide $2,730 $2,209 $1,940
Progressive $3,556 $3,005 $2,772
State Farm $2,969 $1,782 $1,384
Travelers $2,717 $2,176 $1,773
USAA $3,600 $2,467 $2,031

Buy Cheap Polo, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Polo, Illinois auto insurance rates? Find out how car insurance rates in Polo, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Polo, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,275 $3,290 $3,422 $3,422 $8,496 $11,080 $3,942 $4,263
American Family $2,247 $2,247 $2,059 $2,059 $6,391 $8,844 $2,247 $2,899
Farmers $2,254 $2,252 $2,001 $2,114 $9,585 $9,982 $2,579 $2,702
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,359 $1,466 $1,130 $1,261 $4,502 $5,004 $1,422 $1,501
Nationwide $1,487 $1,513 $1,329 $1,405 $3,961 $5,072 $1,719 $1,858
Progressive $1,834 $1,743 $1,511 $1,579 $6,439 $7,229 $2,188 $2,364
State Farm $1,306 $1,306 $1,162 $1,162 $3,640 $4,624 $1,473 $1,686
Travelers $1,433 $1,512 $1,300 $1,386 $4,015 $5,009 $1,520 $1,601
USAA $1,618 $1,654 $1,505 $1,491 $5,149 $5,691 $2,133 $2,356

Buy Cheap Polo, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Polo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Polo, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Polo, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,496 $11,080
American Family $6,391 $8,844
Farmers $9,585 $9,982
GEICO $4,524 $4,715
Liberty Mutual $4,502 $5,004
Nationwide $3,961 $5,072
Progressive $6,439 $7,229
State Farm $3,640 $4,624
Travelers $4,015 $5,009
USAA $5,149 $5,691

Buy Cheap Polo, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Polo, Illinois by comparing Polo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Polo, IL here.

Annual Auto Insurance Rates for Senior Drivers in Polo, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,422 $3,422
American Family $2,059 $2,059
Farmers $2,001 $2,114
GEICO $1,429 $1,724
Liberty Mutual $1,130 $1,261
Nationwide $1,329 $1,405
Progressive $1,511 $1,579
State Farm $1,162 $1,162
Travelers $1,300 $1,386
USAA $1,505 $1,491

Find Cheap Auto Insurance Rates in Polo, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Polo, Illinois auto insurance. Compare Polo, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Polo, Illinois

Insurance Company Low Medium High
Allstate $5,005 $5,144 $5,297
American Family $3,482 $3,757 $3,633
Farmers $3,992 $4,092 $4,468
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,089 $2,201 $2,327
Nationwide $2,276 $2,311 $2,292
Progressive $2,882 $3,098 $3,353
State Farm $1,935 $2,047 $2,153
Travelers $2,088 $2,220 $2,359
USAA $2,521 $2,697 $2,882

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Find Cheap Polo, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Polo. Compare auto insurance rates in Polo, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Polo, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,149 $5,149
American Family $3,578 $3,670
Farmers $4,184 $4,184
GEICO $2,338 $2,425
Liberty Mutual $2,206 $2,206
Nationwide $2,293 $2,293
Progressive $3,111 $3,111
State Farm $1,993 $2,096
Travelers $2,136 $2,308
USAA $2,624 $2,776

Find Cheap Polo, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Polo, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Polo, IL, take a look at the average cost for various violations versus rates for a clean driving record in Polo.

Annual Polo, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,687 $6,249 $5,820 $4,839
American Family $2,662 $3,788 $5,026 $3,020
Farmers $3,531 $4,552 $4,438 $4,214
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,838 $2,606 $2,292 $2,086
Nationwide $1,857 $2,389 $2,800 $2,126
Progressive $2,571 $3,786 $2,842 $3,245
State Farm $1,875 $2,214 $2,045 $2,045
Travelers $1,774 $2,314 $2,580 $2,220
USAA $1,929 $2,762 $3,784 $2,324

Find Cheap Polo, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Polo, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Polo for less when you shop around and compare rates from multiple Polo, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Polo, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,820
American Family $5,026
Farmers $4,438
GEICO $3,243
Liberty Mutual $2,292
Nationwide $2,800
Progressive $2,842
State Farm $2,045
Travelers $2,580
USAA $3,784

Winners by Category: Where to Buy Cheap Auto Insurance in Polo, IL

Compare rates from the cheapest auto insurance companies in Polo, IL for your needs. Take a look at how Polo, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Polo, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Polo, Illinois Auto Insurance Companies

If you’re looking for the cheapest Polo, IL auto insurance companies overall, you can compare them here. Find the best price for Polo, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Polo, Illinois

Insurance Company Average Annual Rates
Allstate $5,149
American Family $3,624
Farmers $4,184
GEICO $2,382
Liberty Mutual $2,206
Nationwide $2,293
Progressive $3,111
State Farm $2,045
Travelers $2,222
USAA $2,700

What affects Polo, Illinois auto insurance rates?

Local factors affect auto insurance rates in Polo, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Polo auto insurance rates.

Commute Times in Polo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Polo, IL is 23.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Polo, IL

You can buy cheap Polo, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Polo, Illinois auto insurance quotes from top companies.

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