Buy Cheap Plymouth, IL Auto Insurance (2021)

Plymouth, IL auto insurance rates average $249 a month. Minimum auto insurance requirements in Plymouth, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Plymouth, IL, compare Plymouth auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Plymouth, IL for teens drivers are $5,573/year
  • Average auto insurance rates in Plymouth, IL after a DUI are $3,487/year
  • The most expensive auto insurance company in Plymouth is Allstate

Finding affordable Plymouth, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Plymouth, IL auto insurance with confidence is right here. Auto insurance rates in Plymouth are affected by local factors as well as personal ones like your driving record.

See how Plymouth, IL car insurance rates compare to Springfield auto insurance rates, Elgin auto insurance rates, and Champaign auto insurance rates before you read more about the cost of auto insurance in Plymouth.

Don’t buy Plymouth, IL auto insurance until you’ve compared rates. Get free Plymouth, Illinois auto insurance quotes when you enter your ZIP code above.

Plymouth, IL Minimum Auto Insurance Requirements

The required auto insurance in Plymouth, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Plymouth, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Plymouth, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Plymouth, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Plymouth, IL. Take a look at Plymouth, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Plymouth, Illinois

Insurance Company Poor Fair Good
Allstate $5,772 $4,148 $3,626
American Family $5,016 $3,389 $2,858
Farmers $4,704 $3,921 $3,733
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,978 $1,854 $1,481
Nationwide $3,164 $2,550 $2,235
Progressive $3,639 $3,062 $2,816
State Farm $2,984 $1,787 $1,386
Travelers $2,630 $2,098 $1,714
USAA $3,661 $2,516 $2,074

Buy Cheap Plymouth, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Plymouth, Illinois auto insurance rates? Find out how car insurance rates in Plymouth, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Plymouth, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,891 $2,905 $3,014 $3,014 $7,414 $9,652 $3,476 $3,756
American Family $2,367 $2,367 $2,158 $2,158 $6,493 $9,079 $2,367 $3,045
Farmers $2,295 $2,301 $2,046 $2,152 $9,208 $9,593 $2,611 $2,748
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,331 $1,438 $1,108 $1,236 $4,189 $4,658 $1,395 $1,479
Nationwide $1,706 $1,740 $1,517 $1,611 $4,593 $5,910 $1,976 $2,143
Progressive $1,949 $1,881 $1,606 $1,663 $6,307 $7,109 $2,338 $2,524
State Farm $1,356 $1,356 $1,188 $1,188 $3,546 $4,528 $1,525 $1,733
Travelers $1,405 $1,483 $1,267 $1,351 $3,841 $4,773 $1,491 $1,571
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

Buy Cheap Plymouth, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Plymouth can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Plymouth, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Plymouth, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,414 $9,652
American Family $6,493 $9,079
Farmers $9,208 $9,593
GEICO $4,847 $5,129
Liberty Mutual $4,189 $4,658
Nationwide $4,593 $5,910
Progressive $6,307 $7,109
State Farm $3,546 $4,528
Travelers $3,841 $4,773
USAA $5,289 $5,831

Buy Cheap Plymouth, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Plymouth, Illinois by comparing Plymouth senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Plymouth, IL here.

Annual Auto Insurance Rates for Senior Drivers in Plymouth, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,014 $3,014
American Family $2,158 $2,158
Farmers $2,046 $2,152
GEICO $1,521 $1,797
Liberty Mutual $1,108 $1,236
Nationwide $1,517 $1,611
Progressive $1,606 $1,663
State Farm $1,188 $1,188
Travelers $1,267 $1,351
USAA $1,527 $1,507

Find Cheap Auto Insurance Rates in Plymouth, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Plymouth, Illinois auto insurance. Compare Plymouth, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Plymouth, Illinois

Insurance Company Low Medium High
Allstate $4,379 $4,511 $4,656
American Family $3,654 $3,890 $3,718
Farmers $3,942 $4,035 $4,381
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,997 $2,100 $2,215
Nationwide $2,654 $2,667 $2,629
Progressive $2,979 $3,164 $3,373
State Farm $1,961 $2,055 $2,142
Travelers $2,023 $2,145 $2,274
USAA $2,561 $2,747 $2,942

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Find Cheap Plymouth, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Plymouth. Compare auto insurance rates in Plymouth, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Plymouth, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,515 $4,515
American Family $3,705 $3,803
Farmers $4,119 $4,119
GEICO $2,519 $2,617
Liberty Mutual $2,104 $2,104
Nationwide $2,650 $2,650
Progressive $3,172 $3,172
State Farm $2,001 $2,104
Travelers $2,064 $2,231
USAA $2,673 $2,827

Find Cheap Plymouth, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Plymouth, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Plymouth, IL, take a look at the average cost for various violations versus rates for a clean driving record in Plymouth.

Annual Plymouth, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,260 $5,472 $5,081 $4,249
American Family $2,759 $3,921 $5,207 $3,132
Farmers $3,488 $4,470 $4,359 $4,160
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,760 $2,476 $2,188 $1,993
Nationwide $2,134 $2,763 $3,250 $2,452
Progressive $2,634 $3,821 $2,905 $3,328
State Farm $1,899 $2,206 $2,052 $2,052
Travelers $1,717 $2,236 $2,489 $2,147
USAA $1,960 $2,818 $3,858 $2,364

Find Cheap Plymouth, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Plymouth, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Plymouth for less when you shop around and compare rates from multiple Plymouth, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Plymouth, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,081
American Family $5,207
Farmers $4,359
GEICO $3,482
Liberty Mutual $2,188
Nationwide $3,250
Progressive $2,905
State Farm $2,052
Travelers $2,489
USAA $3,858

Winners by Category: Where to Buy Cheap Auto Insurance in Plymouth, IL

Compare rates from the cheapest auto insurance companies in Plymouth, IL for your needs. Take a look at how Plymouth, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Plymouth, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Plymouth, Illinois Auto Insurance Companies

If you’re looking for the cheapest Plymouth, IL auto insurance companies overall, you can compare them here. Find the best price for Plymouth, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Plymouth, Illinois

Insurance Company Average Annual Rates
Allstate $4,515
American Family $3,754
Farmers $4,119
GEICO $2,568
Liberty Mutual $2,104
Nationwide $2,650
Progressive $3,172
State Farm $2,052
Travelers $2,147
USAA $2,750

What affects Plymouth, Illinois auto insurance rates?

Local factors affect auto insurance rates in Plymouth, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Plymouth auto insurance rates.

Commute Times in Plymouth

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Plymouth, IL is 30.1 minutes according to City-Data.

Traffic in Plymouth

How is traffic in Plymouth, Illinois? Inrix data shows that Plymouth, IL traffic makes it the 280th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Plymouth, IL

You can buy cheap Plymouth, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Plymouth, Illinois auto insurance quotes from top companies.

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