Buy Cheap Plant City, FL Auto Insurance (2021)

Plant City, FL auto insurance rates average $432 a month. Minimum auto insurance requirements in Plant City, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Plant City, FL, compare Plant City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Plant City, FL for teens drivers are $9,363/year
  • Average auto insurance rates in Plant City, FL are $432/month
  • The most expensive auto insurance company in Plant City is Allstate

Finding affordable Plant City, Florida auto insurance can be challenging, but everything you need to know to buy cheap Plant City, FL auto insurance with confidence is right here. Auto insurance rates in Plant City are affected by local factors as well as personal ones like your driving record.

See how Plant City, FL car insurance rates compare to Tampa auto insurance rates, Tallahassee auto insurance rates, and Jacksonville auto insurance rates before you read more about the cost of auto insurance in Plant City.

Don’t buy Plant City, FL auto insurance until you’ve compared rates. Get free Plant City, Florida auto insurance quotes when you enter your ZIP code above.

Plant City, FL Minimum Auto Insurance Requirements

The required auto insurance in Plant City, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Plant City, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Plant City, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Plant City, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Plant City, FL. Take a look at Plant City, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Plant City, Florida

Insurance Company Poor Fair Good
Allstate $12,011 $7,636 $6,204
GEICO $6,327 $3,832 $2,879
Liberty Mutual $7,264 $5,334 $4,329
Nationwide $6,331 $4,634 $4,188
Progressive $7,722 $5,491 $4,566
State Farm $4,737 $3,124 $2,571
USAA $5,224 $2,548 $1,845

Buy Cheap Plant City, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Plant City, Florida auto insurance rates? Find out how car insurance rates in Plant City, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Plant City, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,121 $4,966 $4,520 $4,630 $18,684 $20,611 $5,149 $5,253
GEICO $3,453 $3,466 $3,232 $3,232 $6,128 $7,624 $3,796 $3,835
Liberty Mutual $3,914 $3,914 $3,589 $3,589 $8,239 $12,678 $3,914 $5,299
Nationwide $3,503 $3,456 $3,117 $3,226 $8,598 $10,611 $3,869 $4,029
Progressive $3,975 $3,730 $3,395 $3,641 $11,200 $12,168 $4,778 $4,525
State Farm $2,187 $2,187 $1,981 $1,981 $6,343 $8,111 $2,427 $2,603
USAA $1,854 $1,823 $1,736 $1,720 $6,347 $7,353 $2,315 $2,497

Buy Cheap Plant City, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Plant City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Plant City, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Plant City, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,684 $20,611
GEICO $6,128 $7,624
Liberty Mutual $8,239 $12,678
Nationwide $8,598 $10,611
Progressive $11,200 $12,168
State Farm $6,343 $8,111
USAA $6,347 $7,353

Buy Cheap Plant City, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Plant City, Florida by comparing Plant City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Plant City, FL here.

Annual Auto Insurance Rates for Senior Drivers in Plant City, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,520 $4,630
GEICO $3,232 $3,232
Liberty Mutual $3,589 $3,589
Nationwide $3,117 $3,226
Progressive $3,395 $3,641
State Farm $1,981 $1,981
USAA $1,736 $1,720

Find Cheap Auto Insurance Rates in Plant City, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Plant City, Florida auto insurance. Compare Plant City, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Plant City, Florida

Insurance Company Low Medium High
Allstate $6,351 $9,129 $10,370
GEICO $3,528 $4,499 $5,011
Liberty Mutual $5,191 $5,728 $6,008
Nationwide $3,956 $5,256 $5,942
Progressive $4,894 $6,073 $6,813
State Farm $2,955 $3,562 $3,915
USAA $2,746 $3,324 $3,547

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Find Cheap Plant City, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Plant City. Compare auto insurance rates in Plant City, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Plant City, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,368 $8,865
GEICO $4,325 $4,367
Liberty Mutual $5,460 $5,824
Nationwide $5,051 $5,051
Progressive $5,926 $5,926
State Farm $3,359 $3,596
USAA $3,169 $3,242

Find Cheap Plant City, FL Auto Insurance Rates by ZIP Code

Auto insurance rates in Plant City, Florida can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Plant City, FL to see how much where you live in Plant City affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Plant City, Florida

ZIP Code Average Annual Rates
33563 $4,000
33565 $4,001
33566 $4,000
33567 $3,995

Find Cheap Plant City, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Plant City, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Plant City, FL, take a look at the average cost for various violations versus rates for a clean driving record in Plant City.

Annual Plant City, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,382 $8,877 $9,965 $8,243
GEICO $3,025 $3,868 $5,762 $4,729
Liberty Mutual $4,059 $5,279 $7,677 $5,554
Nationwide $4,294 $4,723 $6,405 $4,783
Progressive $4,678 $6,920 $5,830 $6,278
State Farm $3,184 $3,771 $3,477 $3,477
USAA $2,511 $3,100 $4,580 $2,633

Find Cheap Plant City, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Plant City, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Plant City for less when you shop around and compare rates from multiple Plant City, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Plant City, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,965
GEICO $5,762
Liberty Mutual $7,677
Nationwide $6,405
Progressive $5,830
State Farm $3,477
USAA $4,580

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Winners by Category: Where to Buy Cheap Auto Insurance in Plant City, FL

Compare rates from the cheapest auto insurance companies in Plant City, FL for your needs. Take a look at how Plant City, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Plant City, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Plant City, Florida Auto Insurance Companies

If you’re looking for the cheapest Plant City, FL auto insurance companies overall, you can compare them here. Find the best price for Plant City, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Plant City, Florida

Insurance Company Average Annual Rates
Allstate $8,617
GEICO $4,346
Liberty Mutual $5,642
Nationwide $5,051
Progressive $5,926
State Farm $3,477
USAA $3,206

What affects Plant City, Florida auto insurance rates?

Local factors affect auto insurance rates in Plant City, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Plant City auto insurance rates.

Auto Theft in Plant City

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Plant City, FL auto theft show a total of 110 vehicle thefts annually.

Commute Times in Plant City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Plant City, FL is 24.9 minutes according to City-Data.

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Compare Auto Insurance Quotes in Plant City, FL

You can buy cheap Plant City, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Plant City, Florida auto insurance quotes from top companies.

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