Buy Cheap Plano, TX Auto Insurance (2021)

Plano, TX auto insurance rates average $330 a month. Minimum auto insurance requirements in Plano, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Plano, TX, compare Plano auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Plano, TX for teens drivers are $7,118/year
  • Average auto insurance rates in Plano, TX after a DUI are $4,513/year
  • The most expensive auto insurance company in Plano is Allstate

Finding affordable Plano, Texas auto insurance can be challenging, but everything you need to know to buy cheap Plano, TX auto insurance with confidence is right here. Auto insurance rates in Plano are affected by local factors as well as personal ones like your driving record.

See how Plano, TX car insurance rates compare to Plano auto insurance rates, Corpus Christi auto insurance rates, and El Paso auto insurance rates before you read more about the cost of auto insurance in Plano.

Don’t buy Plano, TX auto insurance until you’ve compared rates. Get free Plano, Texas auto insurance quotes when you enter your ZIP code above.

Plano, TX Minimum Auto Insurance Requirements

The required auto insurance in Plano, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Plano, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Plano, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Plano, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Plano, TX. Take a look at Plano, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Plano, Texas

Insurance Company Poor Fair Good
Allstate $7,083 $5,200 $4,458
American Family $6,506 $4,175 $3,641
GEICO $5,471 $3,090 $2,055
Nationwide $4,414 $3,558 $3,093
Progressive $4,922 $4,269 $3,963
State Farm $4,552 $2,835 $2,259
USAA $3,678 $2,143 $1,729

Buy Cheap Plano, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Plano, Texas auto insurance rates? Find out how car insurance rates in Plano, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Plano, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,594 $3,614 $3,545 $3,545 $9,663 $11,633 $4,439 $4,607
American Family $2,765 $3,097 $2,642 $3,043 $7,780 $10,173 $4,058 $4,636
GEICO $2,598 $2,815 $2,508 $2,867 $5,848 $6,038 $2,823 $2,810
Nationwide $2,290 $2,324 $2,023 $2,139 $6,620 $8,487 $2,703 $2,923
Progressive $2,312 $2,210 $2,066 $2,101 $9,831 $10,981 $2,759 $2,817
State Farm $2,203 $2,203 $1,971 $1,971 $5,476 $7,013 $2,409 $2,477
USAA $1,590 $1,586 $1,526 $1,498 $4,607 $4,979 $2,113 $2,236

Buy Cheap Plano, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Plano can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Plano, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Plano, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,663 $11,633
American Family $7,780 $10,173
GEICO $5,848 $6,038
Nationwide $6,620 $8,487
Progressive $9,831 $10,981
State Farm $5,476 $7,013
USAA $4,607 $4,979

Buy Cheap Plano, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Plano, Texas by comparing Plano senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Plano, TX here.

Annual Auto Insurance Rates for Senior Drivers in Plano, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,545 $3,545
American Family $2,642 $3,043
GEICO $2,508 $2,867
Nationwide $2,023 $2,139
Progressive $2,066 $2,101
State Farm $1,971 $1,971
USAA $1,526 $1,498

Find Cheap Auto Insurance Rates in Plano, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Plano, Texas auto insurance. Compare Plano, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Plano, Texas

Insurance Company Low Medium High
Allstate $5,450 $5,531 $5,759
American Family $4,452 $4,602 $5,269
GEICO $3,350 $3,501 $3,764
Nationwide $3,981 $3,534 $3,550
Progressive $4,212 $4,370 $4,572
State Farm $3,039 $3,209 $3,399
USAA $2,425 $2,507 $2,619

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Find Cheap Plano, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Plano. Compare auto insurance rates in Plano, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Plano, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,439 $5,721
American Family $4,774 $4,774
GEICO $3,475 $3,602
Nationwide $3,689 $3,689
Progressive $4,385 $4,385
State Farm $3,215 $3,215
USAA $2,485 $2,548

Find Cheap Plano, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Plano, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Plano, TX to see how much where you live in Plano affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Plano, Texas

ZIP Code Average Annual Rates
75023 $5,821
75024 $5,997
75025 $5,787
75074 $5,780
75075 $5,773
75093 $5,849
75094 $5,687

Find Cheap Plano, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Plano, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Plano, TX, take a look at the average cost for various violations versus rates for a clean driving record in Plano.

Annual Plano, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,288 $6,724 $7,021 $4,288
American Family $4,326 $5,578 $4,867 $4,326
GEICO $2,999 $3,993 $3,302 $3,860
Nationwide $3,199 $3,199 $4,743 $3,613
Progressive $3,824 $4,947 $4,460 $4,307
State Farm $2,836 $3,280 $3,910 $2,836
USAA $1,865 $2,774 $3,287 $2,141

Find Cheap Plano, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Plano, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Plano for less when you shop around and compare rates from multiple Plano, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Plano, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,021
American Family $4,867
GEICO $3,302
Nationwide $4,743
Progressive $4,460
State Farm $3,910
USAA $3,287

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Winners by Category: Where to Buy Cheap Auto Insurance in Plano, TX

Compare rates from the cheapest auto insurance companies in Plano, TX for your needs. Take a look at how Plano, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Plano, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Plano, Texas Auto Insurance Companies

If you’re looking for the cheapest Plano, TX auto insurance companies overall, you can compare them here. Find the best price for Plano, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Plano, Texas

Insurance Company Average Annual Rates
Allstate $5,580
American Family $4,774
GEICO $3,539
Nationwide $3,689
Progressive $4,385
State Farm $3,215
USAA $2,517

What affects Plano, Texas auto insurance rates?

Local factors affect auto insurance rates in Plano, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Plano auto insurance rates.

Auto Theft in Plano

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Plano, TX auto theft show a total of 373 vehicle thefts annually.

Commute Times in Plano

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Plano, TX is 26.8 minutes according to City-Data.

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Compare Auto Insurance Quotes in Plano, TX

You can buy cheap Plano, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Plano, Texas auto insurance quotes from top companies.

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