Buy Cheap Plano, IL Auto Insurance (2021)

Plano, IL auto insurance rates average $264 a month. Minimum auto insurance requirements in Plano, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Plano, IL, compare Plano auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Plano after a DUI is Allstate
  • Average auto insurance rates in Plano, IL are $264/month
  • The most expensive auto insurance company in Plano is Allstate

Finding affordable Plano, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Plano, IL auto insurance with confidence is right here. Auto insurance rates in Plano are affected by local factors as well as personal ones like your driving record.

See how Plano, IL car insurance rates compare to Rockford auto insurance rates, Chicago auto insurance rates, and Aurora auto insurance rates before you read more about the cost of auto insurance in Plano.

Don’t buy Plano, IL auto insurance until you’ve compared rates. Get free Plano, Illinois auto insurance quotes when you enter your ZIP code above.

Plano, IL Minimum Auto Insurance Requirements

The required auto insurance in Plano, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Plano, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Plano, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Plano, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Plano, IL. Take a look at Plano, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Plano, Illinois

Insurance Company Poor Fair Good
Allstate $6,421 $4,652 $4,072
American Family $5,207 $3,551 $3,006
Farmers $5,137 $4,331 $4,119
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,367 $2,108 $1,673
Nationwide $3,134 $2,540 $2,224
Progressive $3,767 $3,200 $2,961
State Farm $3,626 $2,173 $1,686
Travelers $2,938 $2,382 $1,929
USAA $3,410 $2,351 $1,941

Buy Cheap Plano, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Plano, Illinois auto insurance rates? Find out how car insurance rates in Plano, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Plano, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,186 $3,200 $3,343 $3,343 $8,407 $10,930 $3,834 $4,145
American Family $2,423 $2,423 $2,223 $2,223 $6,940 $9,585 $2,423 $3,133
Farmers $2,391 $2,388 $2,117 $2,244 $10,529 $10,976 $2,735 $2,853
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,427 $1,537 $1,180 $1,317 $4,989 $5,546 $1,493 $1,574
Nationwide $1,682 $1,706 $1,503 $1,585 $4,616 $5,894 $1,959 $2,114
Progressive $1,884 $1,766 $1,558 $1,636 $7,067 $7,910 $2,240 $2,414
State Farm $1,534 $1,534 $1,384 $1,384 $4,583 $5,793 $1,738 $2,010
Travelers $1,499 $1,579 $1,384 $1,473 $4,484 $5,660 $1,584 $1,667
USAA $1,524 $1,542 $1,420 $1,389 $4,992 $5,487 $2,000 $2,184

Buy Cheap Plano, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Plano can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Plano, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Plano, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,407 $10,930
American Family $6,940 $9,585
Farmers $10,529 $10,976
GEICO $4,524 $4,715
Liberty Mutual $4,989 $5,546
Nationwide $4,616 $5,894
Progressive $7,067 $7,910
State Farm $4,583 $5,793
Travelers $4,484 $5,660
USAA $4,992 $5,487

Buy Cheap Plano, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Plano, Illinois by comparing Plano senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Plano, IL here.

Annual Auto Insurance Rates for Senior Drivers in Plano, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,343 $3,343
American Family $2,223 $2,223
Farmers $2,117 $2,244
GEICO $1,429 $1,724
Liberty Mutual $1,180 $1,317
Nationwide $1,503 $1,585
Progressive $1,558 $1,636
State Farm $1,384 $1,384
Travelers $1,384 $1,473
USAA $1,420 $1,389

Find Cheap Auto Insurance Rates in Plano, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Plano, Illinois auto insurance. Compare Plano, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Plano, Illinois

Insurance Company Low Medium High
Allstate $4,891 $5,044 $5,210
American Family $3,776 $4,065 $3,924
Farmers $4,301 $4,418 $4,868
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,254 $2,378 $2,517
Nationwide $2,596 $2,658 $2,643
Progressive $3,024 $3,292 $3,612
State Farm $2,350 $2,499 $2,636
Travelers $2,258 $2,413 $2,577
USAA $2,389 $2,565 $2,748

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Find Cheap Plano, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Plano. Compare auto insurance rates in Plano, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Plano, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,048 $5,048
American Family $3,871 $3,972
Farmers $4,529 $4,529
GEICO $2,338 $2,425
Liberty Mutual $2,383 $2,383
Nationwide $2,632 $2,632
Progressive $3,310 $3,310
State Farm $2,432 $2,558
Travelers $2,322 $2,511
USAA $2,495 $2,639

Find Cheap Plano, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Plano, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Plano, IL, take a look at the average cost for various violations versus rates for a clean driving record in Plano.

Annual Plano, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,557 $6,164 $5,742 $4,730
American Family $2,883 $4,088 $5,444 $3,270
Farmers $3,820 $4,936 $4,813 $4,547
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,978 $2,826 $2,476 $2,251
Nationwide $2,133 $2,743 $3,213 $2,441
Progressive $2,722 $4,063 $3,018 $3,434
State Farm $2,268 $2,722 $2,495 $2,495
Travelers $1,920 $2,521 $2,815 $2,408
USAA $1,827 $2,636 $3,601 $2,205

Find Cheap Plano, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Plano, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Plano for less when you shop around and compare rates from multiple Plano, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Plano, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,742
American Family $5,444
Farmers $4,813
GEICO $3,243
Liberty Mutual $2,476
Nationwide $3,213
Progressive $3,018
State Farm $2,495
Travelers $2,815
USAA $3,601

Winners by Category: Where to Buy Cheap Auto Insurance in Plano, IL

Compare rates from the cheapest auto insurance companies in Plano, IL for your needs. Take a look at how Plano, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Plano, Illinois

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Plano, Illinois Auto Insurance Companies

If you’re looking for the cheapest Plano, IL auto insurance companies overall, you can compare them here. Find the best price for Plano, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Plano, Illinois

Insurance Company Average Annual Rates
Allstate $5,048
American Family $3,922
Farmers $4,529
GEICO $2,382
Liberty Mutual $2,383
Nationwide $2,632
Progressive $3,310
State Farm $2,495
Travelers $2,416
USAA $2,567

What affects Plano, Illinois auto insurance rates?

Local factors affect auto insurance rates in Plano, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Plano auto insurance rates.

Commute Times in Plano

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Plano, IL is 33.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Plano, IL

You can buy cheap Plano, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Plano, Illinois auto insurance quotes from top companies.

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