Buy Cheap Placitas, NM Auto Insurance (2021)

Placitas, NM auto insurance rates average $313 a month. Minimum auto insurance requirements in Placitas, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Placitas, NM, compare Placitas auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Placitas, NM for teens drivers are $7,321/year
  • Average auto insurance rates in Placitas, NM are $313/month
  • The most expensive auto insurance company in Placitas after a DUI is GEICO

Finding affordable Placitas, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Placitas, NM auto insurance with confidence is right here. Auto insurance rates in Placitas are affected by local factors as well as personal ones like your driving record.

See how Placitas, NM car insurance rates compare to Hobbs auto insurance rates, Rio Rancho auto insurance rates, and Alamogordo auto insurance rates before you read more about the cost of auto insurance in Placitas.

Don’t buy Placitas, NM auto insurance until you’ve compared rates. Get free Placitas, New Mexico auto insurance quotes when you enter your ZIP code above.

Placitas, NM Minimum Auto Insurance Requirements

The required auto insurance in Placitas, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Placitas, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Placitas, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Placitas, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Placitas, NM. Take a look at Placitas, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Placitas, New Mexico

Insurance Company Poor Fair Good
Allstate $4,976 $4,113 $3,760
Farmers $5,753 $4,772 $4,537
GEICO $5,759 $5,013 $4,638
Nationwide $4,645 $3,618 $3,136
Progressive $3,328 $2,981 $2,828
State Farm $3,587 $2,215 $1,756
USAA $3,070 $2,300 $1,994

Buy Cheap Placitas, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Placitas, New Mexico auto insurance rates? Find out how car insurance rates in Placitas, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Placitas, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,506 $2,312 $2,429 $8,708 $10,126 $2,757 $2,915
Farmers $2,778 $2,764 $2,484 $2,654 $11,420 $11,734 $3,120 $3,210
GEICO $3,195 $3,283 $3,007 $3,007 $9,224 $12,627 $3,363 $3,383
Nationwide $2,583 $2,622 $2,347 $2,459 $6,344 $7,984 $2,925 $3,130
Progressive $1,601 $1,542 $1,462 $1,462 $6,762 $7,614 $1,932 $1,991
State Farm $1,630 $1,630 $1,490 $1,490 $4,471 $5,612 $1,824 $2,005
USAA $1,617 $1,602 $1,545 $1,535 $4,316 $4,875 $2,004 $2,142

Buy Cheap Placitas, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Placitas can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Placitas, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Placitas, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,708 $10,126
Farmers $11,420 $11,734
GEICO $9,224 $12,627
Nationwide $6,344 $7,984
Progressive $6,762 $7,614
State Farm $4,471 $5,612
USAA $4,316 $4,875

Buy Cheap Placitas, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Placitas, New Mexico by comparing Placitas senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Placitas, NM here.

Annual Auto Insurance Rates for Senior Drivers in Placitas, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,312 $2,429
Farmers $2,484 $2,654
GEICO $3,007 $3,007
Nationwide $2,347 $2,459
Progressive $1,462 $1,462
State Farm $1,490 $1,490
USAA $1,545 $1,535

Find Cheap Auto Insurance Rates in Placitas, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Placitas, New Mexico auto insurance. Compare Placitas, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Placitas, New Mexico

Insurance Company Low Medium High
Allstate $4,094 $4,274 $4,480
Farmers $4,567 $4,976 $5,519
GEICO $4,774 $5,124 $5,512
Nationwide $3,725 $3,768 $3,906
Progressive $2,892 $3,046 $3,199
State Farm $2,277 $2,528 $2,752
USAA $2,279 $2,467 $2,618

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Find Cheap Placitas, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Placitas. Compare auto insurance rates in Placitas, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Placitas, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,283 $4,283
Farmers $5,021 $5,021
GEICO $5,057 $5,215
Nationwide $3,799 $3,799
Progressive $3,046 $3,046
State Farm $2,455 $2,583
USAA $2,381 $2,528

Find Cheap Placitas, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Placitas, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Placitas, NM, take a look at the average cost for various violations versus rates for a clean driving record in Placitas.

Annual Placitas, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,500 $4,652 $5,014 $3,966
Farmers $4,241 $5,468 $5,339 $5,035
GEICO $3,031 $4,859 $9,625 $3,031
Nationwide $2,842 $3,988 $5,147 $3,219
Progressive $2,630 $3,615 $2,834 $3,104
State Farm $2,362 $2,571 $2,571 $2,571
USAA $1,819 $2,539 $3,339 $2,121

Find Cheap Placitas, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Placitas, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Placitas for less when you shop around and compare rates from multiple Placitas, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Placitas, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,014
Farmers $5,339
GEICO $9,625
Nationwide $5,147
Progressive $2,834
State Farm $2,571
USAA $3,339

Winners by Category: Where to Buy Cheap Auto Insurance in Placitas, NM

Compare rates from the cheapest auto insurance companies in Placitas, NM for your needs. Take a look at how Placitas, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Placitas, New Mexico

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Placitas, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Placitas, NM auto insurance companies overall, you can compare them here. Find the best price for Placitas, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Placitas, New Mexico

Insurance Company Average Annual Rates
Allstate $4,283
Farmers $5,021
GEICO $5,136
Nationwide $3,799
Progressive $3,046
State Farm $2,519
USAA $2,455

Compare Auto Insurance Quotes in Placitas, NM

You can buy cheap Placitas, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Placitas, New Mexico auto insurance quotes from top companies.

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