Buy Cheap Placerville, CO Auto Insurance (2021)

Placerville, CO auto insurance rates average $307 a month. Minimum auto insurance requirements in Placerville, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Placerville, CO, compare Placerville auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Placerville after a DUI is Allstate
  • Average auto insurance rates in Placerville, CO are $307/month
  • Average auto insurance rates in Placerville, CO after a DUI are $4,382/year

Finding affordable Placerville, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Placerville, CO auto insurance with confidence is right here. Auto insurance rates in Placerville are affected by local factors as well as personal ones like your driving record.

See how Placerville, CO car insurance rates compare to Greeley auto insurance rates, Boulder auto insurance rates, and Arvada auto insurance rates before you read more about the cost of auto insurance in Placerville.

Don’t buy Placerville, CO auto insurance until you’ve compared rates. Get free Placerville, Colorado auto insurance quotes when you enter your ZIP code above.

Placerville, CO Minimum Auto Insurance Requirements

The required auto insurance in Placerville, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Placerville, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Placerville, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Placerville, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Placerville, CO. Take a look at Placerville, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Placerville, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,610 $3,271 $2,742
Farmers $5,715 $4,588 $4,356
GEICO $3,396 $2,827 $2,257
Liberty Mutual $3,997 $2,420 $1,935
Nationwide $4,239 $3,346 $2,918
Progressive $4,550 $3,883 $3,569
State Farm $4,217 $2,707 $2,181
USAA $4,757 $2,700 $2,160

Buy Cheap Placerville, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Placerville, Colorado auto insurance rates? Find out how car insurance rates in Placerville, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Placerville, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,423 $2,423 $2,184 $2,184 $5,867 $7,848 $2,423 $2,976
Farmers $2,913 $2,879 $2,653 $2,880 $10,729 $10,679 $3,177 $3,181
GEICO $1,824 $1,969 $1,866 $2,072 $5,555 $5,909 $1,684 $1,737
Liberty Mutual $1,932 $1,927 $1,620 $1,774 $5,278 $5,769 $1,958 $2,013
Nationwide $2,342 $2,393 $2,090 $2,217 $5,853 $7,521 $2,684 $2,907
Progressive $2,455 $2,295 $2,111 $2,109 $8,271 $9,272 $2,780 $2,712
State Farm $1,928 $1,928 $1,720 $1,720 $5,412 $6,871 $2,152 $2,549
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Buy Cheap Placerville, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Placerville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Placerville, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Placerville, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,867 $7,848
Farmers $10,729 $10,679
GEICO $5,555 $5,909
Liberty Mutual $5,278 $5,769
Nationwide $5,853 $7,521
Progressive $8,271 $9,272
State Farm $5,412 $6,871
USAA $5,325 $6,108

Buy Cheap Placerville, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Placerville, Colorado by comparing Placerville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Placerville, CO here.

Annual Auto Insurance Rates for Senior Drivers in Placerville, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,184 $2,184
Farmers $2,653 $2,880
GEICO $1,866 $2,072
Liberty Mutual $1,620 $1,774
Nationwide $2,090 $2,217
Progressive $2,111 $2,109
State Farm $1,720 $1,720
USAA $2,042 $2,056

Find Cheap Auto Insurance Rates in Placerville, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Placerville, Colorado auto insurance. Compare Placerville, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Placerville, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,372 $3,615 $3,636
Farmers $4,237 $4,811 $5,611
GEICO $2,623 $2,792 $3,066
Liberty Mutual $2,660 $2,776 $2,915
Nationwide $3,554 $3,498 $3,451
Progressive $3,763 $4,010 $4,229
State Farm $2,854 $3,036 $3,215
USAA $3,077 $3,205 $3,334

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Placerville, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Placerville. Compare auto insurance rates in Placerville, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Placerville, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,466 $3,616
Farmers $4,886 $4,886
GEICO $2,763 $2,890
Liberty Mutual $2,784 $2,784
Nationwide $3,501 $3,501
Progressive $4,001 $4,001
State Farm $2,961 $3,109
USAA $3,115 $3,296

Find Cheap Placerville, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Placerville, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Placerville, CO, take a look at the average cost for various violations versus rates for a clean driving record in Placerville.

Annual Placerville, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,619 $3,721 $4,854 $2,969
Farmers $4,123 $5,304 $5,240 $4,879
GEICO $2,023 $3,106 $3,517 $2,661
Liberty Mutual $2,423 $2,847 $2,985 $2,880
Nationwide $2,683 $3,679 $4,683 $2,958
Progressive $3,475 $4,806 $3,668 $4,054
State Farm $2,803 $3,267 $3,035 $3,035
USAA $2,344 $2,849 $4,987 $2,642

Find Cheap Placerville, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Placerville, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Placerville for less when you shop around and compare rates from multiple Placerville, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Placerville, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,468
American Family $4,854
Farmers $5,240
GEICO $3,517
Liberty Mutual $2,985
Nationwide $4,683
Progressive $3,668
State Farm $3,035
USAA $4,987

Winners by Category: Where to Buy Cheap Auto Insurance in Placerville, CO

Compare rates from the cheapest auto insurance companies in Placerville, CO for your needs. Take a look at how Placerville, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Placerville, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Placerville, Colorado Auto Insurance Companies

If you’re looking for the cheapest Placerville, CO auto insurance companies overall, you can compare them here. Find the best price for Placerville, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Placerville, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,541
Farmers $4,886
GEICO $2,827
Liberty Mutual $2,784
Nationwide $3,501
Progressive $4,001
State Farm $3,035
USAA $3,206

Compare Auto Insurance Quotes in Placerville, CO

You can buy cheap Placerville, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Placerville, Colorado auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption