Buy Cheap Pismo Beach, CA Auto Insurance (2021)

Pismo Beach, CA auto insurance rates average $236 a month. Minimum auto insurance requirements in Pismo Beach, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Pismo Beach, CA, compare Pismo Beach auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Pismo Beach after a DUI is Nationwide
  • Average auto insurance rates in Pismo Beach, CA after a DUI are $3,981/year
  • Average auto insurance rates in Pismo Beach, CA for teens drivers are $4,775/year

Finding affordable Pismo Beach, California auto insurance can be challenging, but everything you need to know to buy cheap Pismo Beach, CA auto insurance with confidence is right here. Auto insurance rates in Pismo Beach are affected by local factors as well as personal ones like your driving record.

See how Pismo Beach, CA car insurance rates compare to San Jose auto insurance rates, San Diego auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Pismo Beach.

Don’t buy Pismo Beach, CA auto insurance until you’ve compared rates. Get free Pismo Beach, California auto insurance quotes when you enter your ZIP code above.

Pismo Beach, CA Minimum Auto Insurance Requirements

The required auto insurance in Pismo Beach, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Pismo Beach, California is outlined here.

Minimum Required Auto Insurance Coverage in Pismo Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Pismo Beach, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Pismo Beach, California auto insurance rates? Find out how car insurance rates in Pismo Beach, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pismo Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,218 $2,219 $1,631 $1,647 $6,172 $7,760 $2,839 $3,119
Farmers $1,728 $1,728 $1,560 $1,560 $5,476 $8,956 $2,045 $2,275
GEICO $1,548 $1,549 $1,456 $1,456 $4,718 $4,800 $2,225 $2,274
Liberty Mutual $1,739 $1,645 $1,620 $1,570 $3,756 $4,005 $1,955 $1,975
Nationwide $2,608 $2,489 $2,284 $2,154 $6,630 $7,303 $3,114 $3,077
Progressive $1,548 $1,592 $1,338 $1,577 $4,165 $5,000 $2,244 $2,410
State Farm $2,294 $2,294 $2,051 $2,051 $4,218 $5,235 $2,538 $2,617
Travelers $1,896 $1,838 $1,687 $1,671 $3,837 $4,351 $2,433 $2,384
USAA $1,755 $1,661 $1,713 $1,719 $4,003 $4,025 $2,429 $2,295

Buy Cheap Pismo Beach, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Pismo Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Pismo Beach, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Pismo Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,172 $7,760
Farmers $5,476 $8,956
GEICO $4,718 $4,800
Liberty Mutual $3,756 $4,005
Nationwide $6,630 $7,303
Progressive $4,165 $5,000
State Farm $4,218 $5,235
Travelers $3,837 $4,351
USAA $4,003 $4,025

Buy Cheap Pismo Beach, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Pismo Beach, California by comparing Pismo Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Pismo Beach, CA here.

Annual Auto Insurance Rates for Senior Drivers in Pismo Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,631 $1,647
Farmers $1,560 $1,560
GEICO $1,456 $1,456
Liberty Mutual $1,620 $1,570
Nationwide $2,284 $2,154
Progressive $1,338 $1,577
State Farm $2,051 $2,051
Travelers $1,687 $1,671
USAA $1,713 $1,719

Find Cheap Auto Insurance Rates in Pismo Beach, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Pismo Beach, California auto insurance. Compare Pismo Beach, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pismo Beach, California

Insurance Company Low Medium High
Allstate $3,287 $3,478 $3,587
Farmers $2,945 $3,190 $3,364
GEICO $2,272 $2,532 $2,707
Liberty Mutual $2,129 $2,303 $2,418
Nationwide $3,345 $3,773 $4,004
Progressive $2,189 $2,565 $2,699
State Farm $2,626 $2,959 $3,151
Travelers $2,182 $2,582 $2,773
USAA $2,228 $2,496 $2,626

Find Cheap Pismo Beach, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Pismo Beach. Compare auto insurance rates in Pismo Beach, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Pismo Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,120 $3,782
Farmers $2,873 $3,459
GEICO $2,274 $2,733
Liberty Mutual $2,098 $2,468
Nationwide $3,276 $4,138
Progressive $2,257 $2,712
State Farm $2,806 $3,018
Travelers $2,271 $2,754
USAA $2,258 $2,642

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Find Cheap Pismo Beach, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Pismo Beach, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Pismo Beach, CA, take a look at the average cost for various violations versus rates for a clean driving record in Pismo Beach.

Annual Pismo Beach, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,091 $3,504 $5,472 $2,735
Farmers $2,342 $3,188 $3,969 $3,164
GEICO $1,750 $2,704 $3,388 $2,171
Liberty Mutual $1,982 $2,655 $2,397 $2,100
Nationwide $2,593 $3,319 $5,598 $3,319
Progressive $1,623 $2,766 $3,212 $2,336
State Farm $2,077 $2,478 $4,682 $2,411
Travelers $1,706 $2,725 $3,149 $2,469
USAA $1,630 $2,423 $3,963 $1,784

Find Cheap Pismo Beach, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Pismo Beach, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Pismo Beach for less when you shop around and compare rates from multiple Pismo Beach, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Pismo Beach, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,472
Farmers $3,969
GEICO $3,388
Liberty Mutual $2,397
Nationwide $5,598
Progressive $3,212
State Farm $4,682
Travelers $3,149
USAA $3,963

Winners by Category: Where to Buy Cheap Auto Insurance in Pismo Beach, CA

Compare rates from the cheapest auto insurance companies in Pismo Beach, CA for your needs. Take a look at how Pismo Beach, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Pismo Beach, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Pismo Beach, California Auto Insurance Companies

If you’re looking for the cheapest Pismo Beach, CA auto insurance companies overall, you can compare them here. Find the best price for Pismo Beach, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Pismo Beach, California

Insurance Company Average Annual Rates
Allstate $3,451
Farmers $3,166
GEICO $2,503
Liberty Mutual $2,283
Nationwide $3,707
Progressive $2,484
State Farm $2,912
Travelers $2,512
USAA $2,450

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What affects Pismo Beach, California auto insurance rates?

Local factors affect auto insurance rates in Pismo Beach, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Pismo Beach auto insurance rates.

Auto Theft in Pismo Beach

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Pismo Beach, CA auto theft show a total of 15 vehicle thefts annually.

Commute Times in Pismo Beach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Pismo Beach, CA is 22.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Pismo Beach, CA

You can buy cheap Pismo Beach, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Pismo Beach, California auto insurance quotes from top companies.

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