Buy Cheap Pierce, CO Auto Insurance (2022)

Pierce, CO auto insurance rates average $300 a month. Minimum auto insurance requirements in Pierce, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Pierce, CO, compare Pierce auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Pierce, CO are $300/month
  • The most expensive auto insurance company in Pierce after a DUI is Farmers
  • Average auto insurance rates in Pierce, CO after a DUI are $4,272/year

Finding affordable Pierce, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Pierce, CO auto insurance with confidence is right here. Auto insurance rates in Pierce are affected by local factors as well as personal ones like your driving record.

See how Pierce, CO car insurance rates compare to Greeley auto insurance rates, Pueblo auto insurance rates, and Colorado Springs auto insurance rates before you read more about the cost of auto insurance in Pierce.

Don’t buy Pierce, CO auto insurance until you’ve compared rates. Get free Pierce, Colorado auto insurance quotes when you enter your ZIP code above.

Pierce, CO Minimum Auto Insurance Requirements

The required auto insurance in Pierce, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Pierce, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Pierce, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Pierce, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Pierce, CO. Take a look at Pierce, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Pierce, Colorado

Insurance Company Poor Fair Good
Allstate $6,003 $4,628 $3,499
American Family $4,594 $3,281 $2,756
Farmers $6,082 $4,948 $4,699
GEICO $3,587 $2,984 $2,381
Liberty Mutual $3,751 $2,306 $1,836
Nationwide $4,099 $3,254 $2,838
Progressive $4,387 $3,745 $3,438
State Farm $4,089 $2,626 $2,116
USAA $4,549 $2,604 $2,090

Buy Cheap Pierce, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Pierce, Colorado auto insurance rates? Find out how car insurance rates in Pierce, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pierce, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,931 $2,758 $2,642 $2,669 $9,836 $10,342 $3,242 $3,260
American Family $2,427 $2,427 $2,192 $2,192 $5,856 $7,863 $2,427 $2,968
Farmers $3,041 $3,007 $2,753 $2,968 $11,659 $11,738 $3,365 $3,412
GEICO $1,897 $2,074 $2,013 $2,284 $5,886 $6,222 $1,733 $1,762
Liberty Mutual $1,721 $1,654 $1,466 $1,614 $5,312 $5,794 $1,738 $1,748
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,361 $2,210 $2,059 $2,053 $7,998 $8,931 $2,658 $2,584
State Farm $1,817 $1,817 $1,645 $1,645 $5,377 $6,794 $2,039 $2,419
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

Buy Cheap Pierce, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Pierce can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Pierce, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Pierce, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,836 $10,342
American Family $5,856 $7,863
Farmers $11,659 $11,738
GEICO $5,886 $6,222
Liberty Mutual $5,312 $5,794
Nationwide $5,724 $7,310
Progressive $7,998 $8,931
State Farm $5,377 $6,794
USAA $5,179 $5,925

Buy Cheap Pierce, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Pierce, Colorado by comparing Pierce senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Pierce, CO here.

Annual Auto Insurance Rates for Senior Drivers in Pierce, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,642 $2,669
American Family $2,192 $2,192
Farmers $2,753 $2,968
GEICO $2,013 $2,284
Liberty Mutual $1,466 $1,614
Nationwide $2,028 $2,139
Progressive $2,059 $2,053
State Farm $1,645 $1,645
USAA $1,967 $1,966

Find Cheap Auto Insurance Rates in Pierce, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Pierce, Colorado auto insurance. Compare Pierce, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pierce, Colorado

Insurance Company Low Medium High
Allstate $4,431 $4,693 $5,007
American Family $3,357 $3,617 $3,657
Farmers $4,632 $5,173 $5,924
GEICO $2,666 $2,921 $3,365
Liberty Mutual $2,468 $2,620 $2,804
Nationwide $3,381 $3,402 $3,409
Progressive $3,559 $3,869 $4,142
State Farm $2,732 $2,947 $3,153
USAA $2,936 $3,081 $3,226

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Find Cheap Pierce, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Pierce. Compare auto insurance rates in Pierce, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Pierce, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,710 $4,710
American Family $3,468 $3,620
Farmers $5,243 $5,243
GEICO $2,920 $3,048
Liberty Mutual $2,631 $2,631
Nationwide $3,397 $3,397
Progressive $3,857 $3,857
State Farm $2,870 $3,018
USAA $2,994 $3,168

Find Cheap Pierce, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Pierce, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Pierce, CO, take a look at the average cost for various violations versus rates for a clean driving record in Pierce.

Annual Pierce, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,046 $4,634 $5,605 $4,556
American Family $2,624 $3,724 $4,855 $2,973
Farmers $4,415 $5,691 $5,619 $5,247
GEICO $2,109 $3,275 $3,794 $2,758
Liberty Mutual $2,311 $2,701 $2,794 $2,718
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,342 $4,666 $3,525 $3,893
State Farm $2,698 $3,190 $2,944 $2,944
USAA $2,251 $2,747 $4,792 $2,534

Find Cheap Pierce, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Pierce, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Pierce for less when you shop around and compare rates from multiple Pierce, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Pierce, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,605
American Family $4,855
Farmers $5,619
GEICO $3,794
Liberty Mutual $2,794
Nationwide $4,523
Progressive $3,525
State Farm $2,944
USAA $4,792

Winners by Category: Where to Buy Cheap Auto Insurance in Pierce, CO

Compare rates from the cheapest auto insurance companies in Pierce, CO for your needs. Take a look at how Pierce, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Pierce, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Pierce, Colorado Auto Insurance Companies

If you’re looking for the cheapest Pierce, CO auto insurance companies overall, you can compare them here. Find the best price for Pierce, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Pierce, Colorado

Insurance Company Average Annual Rates
Allstate $4,710
American Family $3,544
Farmers $5,243
GEICO $2,984
Liberty Mutual $2,631
Nationwide $3,397
Progressive $3,857
State Farm $2,944
USAA $3,081

What affects Pierce, Colorado auto insurance rates?

Local factors affect auto insurance rates in Pierce, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Pierce auto insurance rates.

Commute Times in Pierce

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Pierce, CO is 27.4 minutes according to City-Data.

Traffic in Pierce

How is traffic in Pierce, Colorado? Inrix data shows that Pierce, CO traffic makes it the 772nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Pierce, CO

You can buy cheap Pierce, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Pierce, Colorado auto insurance quotes from top companies.

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