Buy Cheap Phippsburg, CO Auto Insurance (2021)

Phippsburg, CO auto insurance rates average $316 a month. Minimum auto insurance requirements in Phippsburg, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Phippsburg, CO, compare Phippsburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Phippsburg, CO are $316/month
  • The most expensive auto insurance company in Phippsburg after a DUI is Allstate
  • Average auto insurance rates in Phippsburg, CO after a DUI are $4,512/year

Finding affordable Phippsburg, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Phippsburg, CO auto insurance with confidence is right here. Auto insurance rates in Phippsburg are affected by local factors as well as personal ones like your driving record.

See how Phippsburg, CO car insurance rates compare to Lakewood auto insurance rates, Denver auto insurance rates, and Pueblo auto insurance rates before you read more about the cost of auto insurance in Phippsburg.

Don’t buy Phippsburg, CO auto insurance until you’ve compared rates. Get free Phippsburg, Colorado auto insurance quotes when you enter your ZIP code above.

Phippsburg, CO Minimum Auto Insurance Requirements

The required auto insurance in Phippsburg, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Phippsburg, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Phippsburg, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Phippsburg, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Phippsburg, CO. Take a look at Phippsburg, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Phippsburg, Colorado

Insurance Company Poor Fair Good
Allstate $7,497 $5,783 $4,369
American Family $4,893 $3,473 $2,906
Farmers $5,491 $4,465 $4,246
GEICO $3,780 $3,143 $2,506
Liberty Mutual $3,811 $2,310 $1,846
Nationwide $4,162 $3,293 $2,869
Progressive $4,569 $3,906 $3,595
State Farm $4,512 $2,895 $2,331
USAA $4,763 $2,704 $2,163

Buy Cheap Phippsburg, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Phippsburg, Colorado auto insurance rates? Find out how car insurance rates in Phippsburg, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Phippsburg, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,358 $3,211 $3,249 $12,490 $13,139 $3,988 $4,031
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,809 $2,784 $2,545 $2,731 $10,344 $10,434 $3,088 $3,136
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,828 $1,814 $1,534 $1,680 $5,076 $5,548 $1,854 $1,907
Nationwide $2,289 $2,336 $2,045 $2,165 $5,796 $7,423 $2,632 $2,845
Progressive $2,446 $2,284 $2,112 $2,107 $8,382 $9,391 $2,768 $2,697
State Farm $2,025 $2,025 $1,816 $1,816 $5,882 $7,421 $2,269 $2,710
USAA $2,156 $2,164 $2,044 $2,059 $5,334 $6,117 $2,774 $3,030

Buy Cheap Phippsburg, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Phippsburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Phippsburg, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Phippsburg, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,490 $13,139
American Family $6,230 $8,345
Farmers $10,344 $10,434
GEICO $6,178 $6,577
Liberty Mutual $5,076 $5,548
Nationwide $5,796 $7,423
Progressive $8,382 $9,391
State Farm $5,882 $7,421
USAA $5,334 $6,117

Buy Cheap Phippsburg, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Phippsburg, Colorado by comparing Phippsburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Phippsburg, CO here.

Annual Auto Insurance Rates for Senior Drivers in Phippsburg, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,211 $3,249
American Family $2,316 $2,316
Farmers $2,545 $2,731
GEICO $2,090 $2,332
Liberty Mutual $1,534 $1,680
Nationwide $2,045 $2,165
Progressive $2,112 $2,107
State Farm $1,816 $1,816
USAA $2,044 $2,059

Find Cheap Auto Insurance Rates in Phippsburg, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Phippsburg, Colorado auto insurance. Compare Phippsburg, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Phippsburg, Colorado

Insurance Company Low Medium High
Allstate $5,654 $5,868 $6,126
American Family $3,605 $3,834 $3,832
Farmers $4,218 $4,677 $5,307
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,536 $2,647 $2,783
Nationwide $3,492 $3,440 $3,392
Progressive $3,773 $4,034 $4,263
State Farm $3,060 $3,247 $3,430
USAA $3,081 $3,209 $3,339

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Find Cheap Phippsburg, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Phippsburg. Compare auto insurance rates in Phippsburg, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Phippsburg, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,883 $5,883
American Family $3,678 $3,837
Farmers $4,734 $4,734
GEICO $3,075 $3,212
Liberty Mutual $2,655 $2,655
Nationwide $3,441 $3,441
Progressive $4,023 $4,023
State Farm $3,169 $3,323
USAA $3,119 $3,301

Find Cheap Phippsburg, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Phippsburg, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Phippsburg, CO, take a look at the average cost for various violations versus rates for a clean driving record in Phippsburg.

Annual Phippsburg, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,006 $5,757 $7,083 $5,685
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,006 $5,134 $5,060 $4,737
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,315 $2,715 $2,844 $2,748
Nationwide $2,645 $3,616 $4,592 $2,912
Progressive $3,491 $4,850 $3,684 $4,069
State Farm $2,983 $3,508 $3,246 $3,246
USAA $2,347 $2,853 $4,994 $2,646

Find Cheap Phippsburg, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Phippsburg, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Phippsburg for less when you shop around and compare rates from multiple Phippsburg, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Phippsburg, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,083
American Family $5,160
Farmers $5,060
GEICO $3,949
Liberty Mutual $2,844
Nationwide $4,592
Progressive $3,684
State Farm $3,246
USAA $4,994

Winners by Category: Where to Buy Cheap Auto Insurance in Phippsburg, CO

Compare rates from the cheapest auto insurance companies in Phippsburg, CO for your needs. Take a look at how Phippsburg, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Phippsburg, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Phippsburg, Colorado Auto Insurance Companies

If you’re looking for the cheapest Phippsburg, CO auto insurance companies overall, you can compare them here. Find the best price for Phippsburg, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Phippsburg, Colorado

Insurance Company Average Annual Rates
Allstate $5,883
American Family $3,757
Farmers $4,734
GEICO $3,143
Liberty Mutual $2,655
Nationwide $3,441
Progressive $4,023
State Farm $3,246
USAA $3,210

What affects Phippsburg, Colorado auto insurance rates?

Local factors affect auto insurance rates in Phippsburg, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Phippsburg auto insurance rates.

Commute Times in Phippsburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Phippsburg, CO is 29.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Phippsburg, CO

You can buy cheap Phippsburg, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Phippsburg, Colorado auto insurance quotes from top companies.

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