Buy Cheap Philo, OH Auto Insurance (2021)

Philo, OH auto insurance rates average $232 a month. Minimum auto insurance requirements in Philo, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Philo, OH, compare Philo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Philo, OH after a DUI are $3,229/year
  • Average auto insurance rates in Philo, OH for teens drivers are $5,701/year
  • The most expensive auto insurance company in Philo after a DUI is Liberty Mutual

Finding affordable Philo, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Philo, OH auto insurance with confidence is right here. Auto insurance rates in Philo are affected by local factors as well as personal ones like your driving record.

See how Philo, OH car insurance rates compare to Lorain auto insurance rates, Canton auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Philo.

Don’t buy Philo, OH auto insurance until you’ve compared rates. Get free Philo, Ohio auto insurance quotes when you enter your ZIP code above.

Philo, OH Minimum Auto Insurance Requirements

The required auto insurance in Philo, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Philo, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Philo, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Philo, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Philo, OH. Take a look at Philo, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Philo, Ohio

Insurance Company Poor Fair Good
Allstate $3,997 $2,900 $2,431
American Family $2,038 $1,393 $1,180
Farmers $3,792 $3,190 $3,039
GEICO $2,258 $1,883 $1,508
Liberty Mutual $6,300 $3,851 $3,021
Nationwide $3,783 $3,049 $2,575
Progressive $3,844 $3,313 $3,094
State Farm $3,441 $2,127 $1,676
Travelers $3,600 $3,129 $2,920
USAA $1,792 $1,268 $1,081

Buy Cheap Philo, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Philo, Ohio auto insurance rates? Find out how car insurance rates in Philo, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Philo, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,101 $2,105 $1,880 $2,014 $5,658 $6,484 $2,231 $2,399
American Family $975 $1,016 $883 $889 $2,900 $3,162 $1,202 $1,269
Farmers $1,802 $1,798 $1,589 $1,673 $7,722 $8,009 $2,017 $2,114
GEICO $1,370 $1,326 $1,266 $1,267 $3,627 $3,381 $1,526 $1,303
Liberty Mutual $2,074 $2,267 $1,595 $1,943 $10,614 $11,997 $2,213 $2,420
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,770 $1,675 $1,465 $1,515 $7,791 $8,786 $2,131 $2,203
State Farm $1,470 $1,470 $1,308 $1,308 $4,475 $5,624 $1,705 $1,956
Travelers $1,500 $1,525 $1,482 $1,476 $6,362 $10,023 $1,561 $1,798
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Philo, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Philo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Philo, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Philo, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,658 $6,484
American Family $2,900 $3,162
Farmers $7,722 $8,009
GEICO $3,627 $3,381
Liberty Mutual $10,614 $11,997
Nationwide $5,290 $6,843
Progressive $7,791 $8,786
State Farm $4,475 $5,624
Travelers $6,362 $10,023
USAA $2,571 $2,863

Buy Cheap Philo, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Philo, Ohio by comparing Philo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Philo, OH here.

Annual Auto Insurance Rates for Senior Drivers in Philo, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,880 $2,014
American Family $883 $889
Farmers $1,589 $1,673
GEICO $1,266 $1,267
Liberty Mutual $1,595 $1,943
Nationwide $1,900 $1,918
Progressive $1,465 $1,515
State Farm $1,308 $1,308
Travelers $1,482 $1,476
USAA $798 $797

Find Cheap Auto Insurance Rates in Philo, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Philo, Ohio auto insurance. Compare Philo, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Philo, Ohio

Insurance Company Low Medium High
Allstate $3,028 $3,104 $3,196
American Family $1,516 $1,549 $1,546
Farmers $3,178 $3,293 $3,551
GEICO $1,831 $1,876 $1,942
Liberty Mutual $4,221 $4,411 $4,539
Nationwide $3,466 $3,040 $2,901
Progressive $3,310 $3,394 $3,547
State Farm $2,309 $2,421 $2,514
Travelers $3,140 $3,257 $3,251
USAA $1,323 $1,379 $1,440

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Find Cheap Philo, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Philo. Compare auto insurance rates in Philo, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Philo, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,109 $3,109
American Family $1,518 $1,556
Farmers $3,340 $3,340
GEICO $1,849 $1,918
Liberty Mutual $4,390 $4,390
Nationwide $3,136 $3,136
Progressive $3,417 $3,417
State Farm $2,356 $2,473
Travelers $3,216 $3,216
USAA $1,328 $1,433

Find Cheap Philo, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Philo, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Philo, OH, take a look at the average cost for various violations versus rates for a clean driving record in Philo.

Annual Philo, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,634 $3,165 $3,676 $2,961
American Family $1,472 $1,559 $1,559 $1,559
Farmers $2,758 $3,544 $3,456 $3,604
GEICO $1,288 $1,845 $2,640 $1,760
Liberty Mutual $3,693 $4,728 $4,839 $4,301
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,947 $4,001 $3,134 $3,586
State Farm $2,207 $2,623 $2,415 $2,415
Travelers $2,373 $3,086 $4,649 $2,756
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Philo, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Philo, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Philo for less when you shop around and compare rates from multiple Philo, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Philo, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,676
American Family $1,559
Farmers $3,456
GEICO $2,640
Liberty Mutual $4,839
Nationwide $4,062
Progressive $3,134
State Farm $2,415
Travelers $4,649
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Philo, OH

Compare rates from the cheapest auto insurance companies in Philo, OH for your needs. Take a look at how Philo, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Philo, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Philo, Ohio Auto Insurance Companies

If you’re looking for the cheapest Philo, OH auto insurance companies overall, you can compare them here. Find the best price for Philo, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Philo, Ohio

Insurance Company Average Annual Rates
Allstate $3,109
American Family $1,537
Farmers $3,340
GEICO $1,883
Liberty Mutual $4,390
Nationwide $3,136
Progressive $3,417
State Farm $2,415
Travelers $3,216
USAA $1,380

What affects Philo, Ohio auto insurance rates?

Local factors affect auto insurance rates in Philo, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Philo auto insurance rates.

Commute Times in Philo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Philo, OH is 36.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Philo, OH

You can buy cheap Philo, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Philo, Ohio auto insurance quotes from top companies.

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