Buy Cheap Philo, CA Auto Insurance (2021)

Philo, CA auto insurance rates average $262 a month. Minimum auto insurance requirements in Philo, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Philo, CA, compare Philo auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Philo, CA after a DUI are $4,415/year
  • The most expensive auto insurance company in Philo after a DUI is State Farm
  • Average auto insurance rates in Philo, CA are $262/month

Finding affordable Philo, California auto insurance can be challenging, but everything you need to know to buy cheap Philo, CA auto insurance with confidence is right here. Auto insurance rates in Philo are affected by local factors as well as personal ones like your driving record.

See how Philo, CA car insurance rates compare to San Jose auto insurance rates, San Francisco auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Philo.

Don’t buy Philo, CA auto insurance until you’ve compared rates. Get free Philo, California auto insurance quotes when you enter your ZIP code above.

Philo, CA Minimum Auto Insurance Requirements

The required auto insurance in Philo, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Philo, California is outlined here.

Minimum Required Auto Insurance Coverage in Philo, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Philo, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Philo, California auto insurance rates? Find out how car insurance rates in Philo, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Philo, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,479 $2,487 $1,801 $1,834 $6,815 $8,579 $3,216 $3,570
Farmers $2,108 $2,108 $1,881 $1,881 $6,767 $11,254 $2,501 $2,784
GEICO $1,624 $1,624 $1,527 $1,527 $4,955 $5,040 $2,334 $2,384
Liberty Mutual $2,077 $1,974 $1,927 $1,870 $4,585 $4,845 $2,352 $2,360
Nationwide $2,615 $2,502 $2,276 $2,151 $6,549 $7,228 $3,112 $3,088
Progressive $1,450 $1,493 $1,211 $1,445 $3,756 $4,553 $2,065 $2,222
State Farm $3,089 $3,089 $2,758 $2,758 $5,630 $6,966 $3,420 $3,529
Travelers $2,222 $2,163 $1,963 $1,940 $4,432 $5,174 $2,893 $2,836
USAA $1,663 $1,580 $1,623 $1,634 $3,739 $3,769 $2,305 $2,183

Buy Cheap Philo, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Philo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Philo, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Philo, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,815 $8,579
Farmers $6,767 $11,254
GEICO $4,955 $5,040
Liberty Mutual $4,585 $4,845
Nationwide $6,549 $7,228
Progressive $3,756 $4,553
State Farm $5,630 $6,966
Travelers $4,432 $5,174
USAA $3,739 $3,769

Buy Cheap Philo, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Philo, California by comparing Philo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Philo, CA here.

Annual Auto Insurance Rates for Senior Drivers in Philo, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,801 $1,834
Farmers $1,881 $1,881
GEICO $1,527 $1,527
Liberty Mutual $1,927 $1,870
Nationwide $2,276 $2,151
Progressive $1,211 $1,445
State Farm $2,758 $2,758
Travelers $1,963 $1,940
USAA $1,623 $1,634

Find Cheap Auto Insurance Rates in Philo, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Philo, California auto insurance. Compare Philo, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Philo, California

Insurance Company Low Medium High
Allstate $3,672 $3,876 $3,995
Farmers $3,706 $3,933 $4,093
GEICO $2,402 $2,656 $2,823
Liberty Mutual $2,586 $2,771 $2,889
Nationwide $3,350 $3,747 $3,973
Progressive $2,093 $2,331 $2,399
State Farm $3,592 $3,958 $4,165
Travelers $2,662 $3,012 $3,185
USAA $2,122 $2,351 $2,462

Find Cheap Philo, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Philo. Compare auto insurance rates in Philo, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Philo, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,478 $4,217
Farmers $3,550 $4,271
GEICO $2,386 $2,868
Liberty Mutual $2,525 $2,973
Nationwide $3,262 $4,118
Progressive $2,066 $2,483
State Farm $3,765 $4,045
Travelers $2,657 $3,248
USAA $2,132 $2,492

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Find Cheap Philo, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Philo, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Philo, CA, take a look at the average cost for various violations versus rates for a clean driving record in Philo.

Annual Philo, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,312 $3,925 $6,117 $3,036
Farmers $2,881 $3,931 $4,918 $3,912
GEICO $1,836 $2,839 $3,555 $2,277
Liberty Mutual $2,386 $3,198 $2,883 $2,528
Nationwide $2,580 $3,302 $5,577 $3,302
Progressive $1,500 $2,521 $2,923 $2,154
State Farm $2,782 $3,321 $6,286 $3,231
Travelers $1,996 $3,188 $3,738 $2,889
USAA $1,540 $2,282 $3,741 $1,685

Find Cheap Philo, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Philo, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Philo for less when you shop around and compare rates from multiple Philo, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Philo, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,117
Farmers $4,918
GEICO $3,555
Liberty Mutual $2,883
Nationwide $5,577
Progressive $2,923
State Farm $6,286
Travelers $3,738
USAA $3,741

Winners by Category: Where to Buy Cheap Auto Insurance in Philo, CA

Compare rates from the cheapest auto insurance companies in Philo, CA for your needs. Take a look at how Philo, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Philo, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Philo, California Auto Insurance Companies

If you’re looking for the cheapest Philo, CA auto insurance companies overall, you can compare them here. Find the best price for Philo, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Philo, California

Insurance Company Average Annual Rates
Allstate $3,848
Farmers $3,911
GEICO $2,627
Liberty Mutual $2,749
Nationwide $3,690
Progressive $2,275
State Farm $3,905
Travelers $2,953
USAA $2,312

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What affects Philo, California auto insurance rates?

Local factors affect auto insurance rates in Philo, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Philo auto insurance rates.

Commute Times in Philo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Philo, CA is 14.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Philo, CA

You can buy cheap Philo, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Philo, California auto insurance quotes from top companies.

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