Buy Cheap Phillipsburg, OH Auto Insurance (2021)

Phillipsburg, OH auto insurance rates average $239 a month. Minimum auto insurance requirements in Phillipsburg, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Phillipsburg, OH, compare Phillipsburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Phillipsburg, OH are $239/month
  • The most expensive auto insurance company in Phillipsburg is Liberty Mutual
  • The most expensive auto insurance company in Phillipsburg after a DUI is Liberty Mutual

Finding affordable Phillipsburg, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Phillipsburg, OH auto insurance with confidence is right here. Auto insurance rates in Phillipsburg are affected by local factors as well as personal ones like your driving record.

See how Phillipsburg, OH car insurance rates compare to Canton auto insurance rates, Cincinnati auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Phillipsburg.

Don’t buy Phillipsburg, OH auto insurance until you’ve compared rates. Get free Phillipsburg, Ohio auto insurance quotes when you enter your ZIP code above.

Phillipsburg, OH Minimum Auto Insurance Requirements

The required auto insurance in Phillipsburg, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Phillipsburg, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Phillipsburg, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Phillipsburg, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Phillipsburg, OH. Take a look at Phillipsburg, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Phillipsburg, Ohio

Insurance Company Poor Fair Good
Allstate $3,791 $2,766 $2,313
American Family $2,095 $1,431 $1,214
Farmers $3,843 $3,236 $3,081
GEICO $2,088 $1,743 $1,397
Liberty Mutual $6,694 $4,107 $3,215
Nationwide $4,016 $3,235 $2,730
Progressive $4,382 $3,802 $3,555
State Farm $3,684 $2,276 $1,794
Travelers $3,514 $3,056 $2,854
USAA $1,798 $1,273 $1,085

Buy Cheap Phillipsburg, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Phillipsburg, Ohio auto insurance rates? Find out how car insurance rates in Phillipsburg, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Phillipsburg, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,975 $1,967 $1,781 $1,903 $5,465 $6,266 $2,077 $2,219
American Family $979 $1,016 $900 $904 $3,047 $3,309 $1,209 $1,274
Farmers $1,811 $1,801 $1,598 $1,688 $7,892 $8,157 $2,029 $2,118
GEICO $1,251 $1,222 $1,176 $1,189 $3,383 $3,154 $1,388 $1,180
Liberty Mutual $2,153 $2,347 $1,655 $2,007 $11,473 $12,958 $2,286 $2,500
Nationwide $2,209 $2,219 $1,995 $2,008 $5,713 $7,355 $2,366 $2,751
Progressive $1,999 $1,874 $1,672 $1,729 $9,031 $10,159 $2,377 $2,463
State Farm $1,524 $1,524 $1,374 $1,374 $4,910 $6,160 $1,775 $2,038
Travelers $1,451 $1,472 $1,445 $1,434 $6,251 $9,834 $1,514 $1,729
USAA $842 $848 $800 $800 $2,580 $2,873 $1,123 $1,213

Buy Cheap Phillipsburg, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Phillipsburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Phillipsburg, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Phillipsburg, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,465 $6,266
American Family $3,047 $3,309
Farmers $7,892 $8,157
GEICO $3,383 $3,154
Liberty Mutual $11,473 $12,958
Nationwide $5,713 $7,355
Progressive $9,031 $10,159
State Farm $4,910 $6,160
Travelers $6,251 $9,834
USAA $2,580 $2,873

Buy Cheap Phillipsburg, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Phillipsburg, Ohio by comparing Phillipsburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Phillipsburg, OH here.

Annual Auto Insurance Rates for Senior Drivers in Phillipsburg, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,781 $1,903
American Family $900 $904
Farmers $1,598 $1,688
GEICO $1,176 $1,189
Liberty Mutual $1,655 $2,007
Nationwide $1,995 $2,008
Progressive $1,672 $1,729
State Farm $1,374 $1,374
Travelers $1,445 $1,434
USAA $800 $800

Find Cheap Auto Insurance Rates in Phillipsburg, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Phillipsburg, Ohio auto insurance. Compare Phillipsburg, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Phillipsburg, Ohio

Insurance Company Low Medium High
Allstate $2,873 $2,951 $3,045
American Family $1,545 $1,591 $1,603
Farmers $3,216 $3,337 $3,608
GEICO $1,690 $1,735 $1,803
Liberty Mutual $4,510 $4,694 $4,812
Nationwide $3,683 $3,224 $3,074
Progressive $3,731 $3,873 $4,136
State Farm $2,447 $2,594 $2,713
Travelers $3,063 $3,182 $3,179
USAA $1,327 $1,384 $1,445

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Find Cheap Phillipsburg, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Phillipsburg. Compare auto insurance rates in Phillipsburg, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Phillipsburg, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,957 $2,957
American Family $1,561 $1,599
Farmers $3,387 $3,387
GEICO $1,714 $1,772
Liberty Mutual $4,672 $4,672
Nationwide $3,327 $3,327
Progressive $3,913 $3,913
State Farm $2,520 $2,650
Travelers $3,141 $3,141
USAA $1,333 $1,437

Find Cheap Phillipsburg, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Phillipsburg, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Phillipsburg, OH, take a look at the average cost for various violations versus rates for a clean driving record in Phillipsburg.

Annual Phillipsburg, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,489 $3,001 $3,523 $2,813
American Family $1,514 $1,602 $1,602 $1,602
Farmers $2,789 $3,594 $3,506 $3,657
GEICO $1,181 $1,708 $2,481 $1,601
Liberty Mutual $3,925 $5,038 $5,145 $4,581
Nationwide $2,669 $3,391 $4,299 $2,949
Progressive $3,369 $4,599 $3,596 $4,088
State Farm $2,346 $2,824 $2,585 $2,585
Travelers $2,309 $3,014 $4,550 $2,691
USAA $1,066 $1,427 $1,867 $1,180

Find Cheap Phillipsburg, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Phillipsburg, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Phillipsburg for less when you shop around and compare rates from multiple Phillipsburg, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Phillipsburg, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,523
American Family $1,602
Farmers $3,506
GEICO $2,481
Liberty Mutual $5,145
Nationwide $4,299
Progressive $3,596
State Farm $2,585
Travelers $4,550
USAA $1,867

Winners by Category: Where to Buy Cheap Auto Insurance in Phillipsburg, OH

Compare rates from the cheapest auto insurance companies in Phillipsburg, OH for your needs. Take a look at how Phillipsburg, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Phillipsburg, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Phillipsburg, Ohio Auto Insurance Companies

If you’re looking for the cheapest Phillipsburg, OH auto insurance companies overall, you can compare them here. Find the best price for Phillipsburg, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Phillipsburg, Ohio

Insurance Company Average Annual Rates
Allstate $2,957
American Family $1,580
Farmers $3,387
GEICO $1,743
Liberty Mutual $4,672
Nationwide $3,327
Progressive $3,913
State Farm $2,585
Travelers $3,141
USAA $1,385

What affects Phillipsburg, Ohio auto insurance rates?

Local factors affect auto insurance rates in Phillipsburg, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Phillipsburg auto insurance rates.

Commute Times in Phillipsburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Phillipsburg, OH is 27.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Phillipsburg, OH

You can buy cheap Phillipsburg, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Phillipsburg, Ohio auto insurance quotes from top companies.

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