Buy Cheap Phillipsburg, GA Auto Insurance (2022)

Phillipsburg, GA auto insurance rates average $361 a month. Minimum auto insurance requirements in Phillipsburg, Georgia are 25/50/25 to comply with Georgia laws. To buy cheap auto insurance in Phillipsburg, GA, compare Phillipsburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Phillipsburg is Liberty Mutual
  • Average auto insurance rates in Phillipsburg, GA for teens drivers are $8,407/year
  • Average auto insurance rates in Phillipsburg, GA are $361/month

Finding affordable Phillipsburg, Georgia auto insurance can be challenging, but everything you need to know to buy cheap Phillipsburg, GA auto insurance with confidence is right here. Auto insurance rates in Phillipsburg are affected by local factors as well as personal ones like your driving record.

See how Phillipsburg, GA car insurance rates compare to Smyrna auto insurance rates, Marietta auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in Phillipsburg.

Don’t buy Phillipsburg, GA auto insurance until you’ve compared rates. Get free Phillipsburg, Georgia auto insurance quotes when you enter your ZIP code above.

Phillipsburg, GA Minimum Auto Insurance Requirements

The required auto insurance in Phillipsburg, GA is 25/50/25 according to the auto insurance laws in Georgia. The minimum auto insurance in Phillipsburg, Georgia is outlined here.

Minimum Required Auto Insurance Coverage in Phillipsburg, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Phillipsburg, GA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Phillipsburg, GA. Take a look at Phillipsburg, Georgia auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Phillipsburg, Georgia

Insurance Company Poor Fair Good
Allstate $5,164 $3,581 $3,190
GEICO $3,387 $2,380 $2,312
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $5,716 $4,653 $4,089
Progressive $4,472 $3,842 $3,555
State Farm $3,940 $2,458 $1,950
USAA $3,797 $2,666 $2,275

Buy Cheap Phillipsburg, GA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Phillipsburg, Georgia auto insurance rates? Find out how car insurance rates in Phillipsburg, GA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Phillipsburg, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,647 $2,647 $6,385 $8,193 $3,080 $3,360
GEICO $1,664 $1,635 $1,604 $1,604 $4,814 $5,757 $2,110 $2,354
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $2,848 $2,945 $2,816 $3,092 $8,605 $11,065 $3,448 $3,736
Progressive $2,510 $2,334 $2,155 $2,256 $7,769 $8,617 $2,923 $3,087
State Farm $1,817 $1,817 $1,633 $1,633 $4,850 $6,360 $1,994 $2,157
USAA $1,638 $1,638 $1,516 $1,526 $5,808 $6,883 $2,038 $2,254

Buy Cheap Phillipsburg, GA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Phillipsburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Phillipsburg, GA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Phillipsburg, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,385 $8,193
GEICO $4,814 $5,757
Liberty Mutual $20,620 $23,033
Nationwide $8,605 $11,065
Progressive $7,769 $8,617
State Farm $4,850 $6,360
USAA $5,808 $6,883

Buy Cheap Phillipsburg, GA Auto Insurance for Seniors

You can save on senior auto insurance rates in Phillipsburg, Georgia by comparing Phillipsburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Phillipsburg, GA here.

Annual Auto Insurance Rates for Senior Drivers in Phillipsburg, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,647
GEICO $1,604 $1,604
Liberty Mutual $4,088 $4,641
Nationwide $2,816 $3,092
Progressive $2,155 $2,256
State Farm $1,633 $1,633
USAA $1,516 $1,526

Find Cheap Auto Insurance Rates in Phillipsburg, GA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Phillipsburg, Georgia auto insurance. Compare Phillipsburg, GA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Phillipsburg, Georgia

Insurance Company Low Medium High
Allstate $3,611 $4,029 $4,295
GEICO $2,515 $2,704 $2,858
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $4,641 $4,904 $4,914
Progressive $3,691 $3,905 $4,272
State Farm $2,605 $2,784 $2,959
USAA $2,779 $2,897 $3,062

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Find Cheap Phillipsburg, GA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Phillipsburg. Compare auto insurance rates in Phillipsburg, GA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Phillipsburg, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,887 $4,070
GEICO $2,646 $2,740
Liberty Mutual $9,217 $9,217
Nationwide $4,819 $4,819
Progressive $3,956 $3,956
State Farm $2,783 $2,783
USAA $2,780 $3,045

Find Cheap Phillipsburg, GA Auto Insurance Rates by Driving Record

Auto insurance rates in Phillipsburg, Georgia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Phillipsburg, GA, take a look at the average cost for various violations versus rates for a clean driving record in Phillipsburg.

Annual Phillipsburg, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $5,093 $4,103 $3,445
GEICO $1,805 $2,271 $4,673 $2,023
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $3,728 $4,364 $6,681 $4,505
Progressive $3,122 $5,432 $3,641 $3,630
State Farm $2,536 $3,030 $2,783 $2,783
USAA $2,233 $2,820 $4,110 $2,487

Find Cheap Phillipsburg, GA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Phillipsburg, Georgia is higher than for a clean driving record. You can buy auto insurance after a DUI in Phillipsburg for less when you shop around and compare rates from multiple Phillipsburg, GA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Phillipsburg, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,103
GEICO $4,673
Liberty Mutual $10,982
Nationwide $6,681
Progressive $3,641
State Farm $2,783
USAA $4,110

Winners by Category: Where to Buy Cheap Auto Insurance in Phillipsburg, GA

Compare rates from the cheapest auto insurance companies in Phillipsburg, GA for your needs. Take a look at how Phillipsburg, Georgia auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Phillipsburg, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Phillipsburg, Georgia Auto Insurance Companies

If you’re looking for the cheapest Phillipsburg, GA auto insurance companies overall, you can compare them here. Find the best price for Phillipsburg, Georgia car insurance by company.

Average Annual Auto Insurance Rates by Company in Phillipsburg, Georgia

Insurance Company Average Annual Rates
Allstate $3,978
GEICO $2,693
Liberty Mutual $9,217
Nationwide $4,819
Progressive $3,956
State Farm $2,783
USAA $2,913

What affects Phillipsburg, Georgia auto insurance rates?

Local factors affect auto insurance rates in Phillipsburg, GA, including traffic, theft statistics, and commute length. Take a look at the things that impact Phillipsburg auto insurance rates.

Commute Times in Phillipsburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Phillipsburg, GA is 16.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Phillipsburg, GA

You can buy cheap Phillipsburg, GA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Phillipsburg, Georgia auto insurance quotes from top companies.

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