Buy Cheap Phelan, CA Auto Insurance (2021)

Phelan, CA auto insurance rates average $311 a month. Minimum auto insurance requirements in Phelan, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Phelan, CA, compare Phelan auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Phelan after a DUI is Allstate
  • Average auto insurance rates in Phelan, CA are $311/month
  • Average auto insurance rates in Phelan, CA after a DUI are $5,269/year

Finding affordable Phelan, California auto insurance can be challenging, but everything you need to know to buy cheap Phelan, CA auto insurance with confidence is right here. Auto insurance rates in Phelan are affected by local factors as well as personal ones like your driving record.

See how Phelan, CA car insurance rates compare to Sacramento auto insurance rates, Oakland auto insurance rates, and Long Beach auto insurance rates before you read more about the cost of auto insurance in Phelan.

Don’t buy Phelan, CA auto insurance until you’ve compared rates. Get free Phelan, California auto insurance quotes when you enter your ZIP code above.

Phelan, CA Minimum Auto Insurance Requirements

The required auto insurance in Phelan, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Phelan, California is outlined here.

Minimum Required Auto Insurance Coverage in Phelan, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Phelan, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Phelan, California auto insurance rates? Find out how car insurance rates in Phelan, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Phelan, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,140 $3,131 $2,285 $2,300 $8,765 $10,996 $4,001 $4,364
Farmers $2,606 $2,606 $2,343 $2,343 $8,282 $13,608 $3,085 $3,432
GEICO $1,788 $1,788 $1,681 $1,681 $5,422 $5,519 $2,566 $2,626
Liberty Mutual $2,219 $2,094 $2,070 $2,002 $4,803 $5,136 $2,493 $2,526
Nationwide $3,161 $3,014 $2,783 $2,619 $8,082 $8,925 $3,770 $3,714
Progressive $1,747 $1,797 $1,497 $1,771 $4,685 $5,632 $2,528 $2,717
State Farm $3,577 $3,577 $3,196 $3,196 $6,601 $8,190 $3,961 $4,083
Travelers $2,675 $2,590 $2,362 $2,336 $5,551 $6,385 $3,503 $3,419
USAA $1,932 $1,829 $1,887 $1,892 $4,422 $4,433 $2,667 $2,519

Buy Cheap Phelan, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Phelan can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Phelan, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Phelan, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,765 $10,996
Farmers $8,282 $13,608
GEICO $5,422 $5,519
Liberty Mutual $4,803 $5,136
Nationwide $8,082 $8,925
Progressive $4,685 $5,632
State Farm $6,601 $8,190
Travelers $5,551 $6,385
USAA $4,422 $4,433

Buy Cheap Phelan, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Phelan, California by comparing Phelan senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Phelan, CA here.

Annual Auto Insurance Rates for Senior Drivers in Phelan, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,285 $2,300
Farmers $2,343 $2,343
GEICO $1,681 $1,681
Liberty Mutual $2,070 $2,002
Nationwide $2,783 $2,619
Progressive $1,497 $1,771
State Farm $3,196 $3,196
Travelers $2,362 $2,336
USAA $1,887 $1,892

Find Cheap Auto Insurance Rates in Phelan, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Phelan, California auto insurance. Compare Phelan, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Phelan, California

Insurance Company Low Medium High
Allstate $4,584 $4,918 $5,116
Farmers $4,473 $4,821 $5,070
GEICO $2,584 $2,915 $3,152
Liberty Mutual $2,708 $2,943 $3,103
Nationwide $4,018 $4,592 $4,916
Progressive $2,481 $2,885 $3,024
State Farm $4,092 $4,628 $4,923
Travelers $3,160 $3,693 $3,955
USAA $2,432 $2,752 $2,908

Find Cheap Phelan, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Phelan. Compare auto insurance rates in Phelan, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Phelan, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,391 $5,355
Farmers $4,345 $5,231
GEICO $2,620 $3,148
Liberty Mutual $2,677 $3,159
Nationwide $3,980 $5,037
Progressive $2,538 $3,055
State Farm $4,382 $4,713
Travelers $3,237 $3,968
USAA $2,484 $2,911

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Find Cheap Phelan, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Phelan, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Phelan, CA, take a look at the average cost for various violations versus rates for a clean driving record in Phelan.

Annual Phelan, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,932 $4,938 $7,774 $3,847
Farmers $3,537 $4,819 $6,010 $4,787
GEICO $2,016 $3,112 $3,906 $2,501
Liberty Mutual $2,532 $3,392 $3,063 $2,684
Nationwide $3,146 $4,035 $6,817 $4,035
Progressive $1,827 $3,114 $3,613 $2,633
State Farm $3,246 $3,871 $7,307 $3,767
Travelers $2,389 $3,924 $4,564 $3,534
USAA $1,792 $2,666 $4,370 $1,963

Find Cheap Phelan, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Phelan, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Phelan for less when you shop around and compare rates from multiple Phelan, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Phelan, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,774
Farmers $6,010
GEICO $3,906
Liberty Mutual $3,063
Nationwide $6,817
Progressive $3,613
State Farm $7,307
Travelers $4,564
USAA $4,370

Winners by Category: Where to Buy Cheap Auto Insurance in Phelan, CA

Compare rates from the cheapest auto insurance companies in Phelan, CA for your needs. Take a look at how Phelan, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Phelan, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Phelan, California Auto Insurance Companies

If you’re looking for the cheapest Phelan, CA auto insurance companies overall, you can compare them here. Find the best price for Phelan, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Phelan, California

Insurance Company Average Annual Rates
Allstate $4,873
Farmers $4,788
GEICO $2,884
Liberty Mutual $2,918
Nationwide $4,509
Progressive $2,797
State Farm $4,548
Travelers $3,603
USAA $2,698

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What affects Phelan, California auto insurance rates?

Local factors affect auto insurance rates in Phelan, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Phelan auto insurance rates.

Commute Times in Phelan

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Phelan, CA is 42.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Phelan, CA

You can buy cheap Phelan, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Phelan, California auto insurance quotes from top companies.

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