Buy Cheap Petaluma, CA Auto Insurance (2021)

Petaluma, CA auto insurance rates average $288 a month. Minimum auto insurance requirements in Petaluma, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Petaluma, CA, compare Petaluma auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Petaluma after a DUI is Allstate
  • Average auto insurance rates in Petaluma, CA for teens drivers are $5,832/year
  • Average auto insurance rates in Petaluma, CA after a DUI are $4,857/year

Finding affordable Petaluma, California auto insurance can be challenging, but everything you need to know to buy cheap Petaluma, CA auto insurance with confidence is right here. Auto insurance rates in Petaluma are affected by local factors as well as personal ones like your driving record.

See how Petaluma, CA car insurance rates compare to Sacramento auto insurance rates, Fresno auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Petaluma.

Don’t buy Petaluma, CA auto insurance until you’ve compared rates. Get free Petaluma, California auto insurance quotes when you enter your ZIP code above.

Petaluma, CA Minimum Auto Insurance Requirements

The required auto insurance in Petaluma, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Petaluma, California is outlined here.

Minimum Required Auto Insurance Coverage in Petaluma, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Petaluma, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Petaluma, California auto insurance rates? Find out how car insurance rates in Petaluma, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Petaluma, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,825 $2,825 $2,064 $2,082 $7,872 $9,901 $3,613 $3,963
Farmers $2,294 $2,294 $2,071 $2,071 $7,339 $12,036 $2,721 $3,033
GEICO $1,543 $1,545 $1,452 $1,452 $4,695 $4,775 $2,216 $2,266
Liberty Mutual $2,313 $2,190 $2,155 $2,088 $5,091 $5,414 $2,609 $2,628
Nationwide $2,985 $2,847 $2,625 $2,471 $7,639 $8,425 $3,570 $3,518
Progressive $1,789 $1,842 $1,520 $1,805 $4,791 $5,769 $2,575 $2,768
State Farm $3,174 $3,174 $2,836 $2,836 $5,857 $7,266 $3,515 $3,624
Travelers $2,476 $2,396 $2,191 $2,167 $5,143 $5,876 $3,222 $3,153
USAA $1,777 $1,686 $1,729 $1,738 $4,061 $4,094 $2,463 $2,330

Buy Cheap Petaluma, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Petaluma can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Petaluma, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Petaluma, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,872 $9,901
Farmers $7,339 $12,036
GEICO $4,695 $4,775
Liberty Mutual $5,091 $5,414
Nationwide $7,639 $8,425
Progressive $4,791 $5,769
State Farm $5,857 $7,266
Travelers $5,143 $5,876
USAA $4,061 $4,094

Buy Cheap Petaluma, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Petaluma, California by comparing Petaluma senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Petaluma, CA here.

Annual Auto Insurance Rates for Senior Drivers in Petaluma, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,064 $2,082
Farmers $2,071 $2,071
GEICO $1,452 $1,452
Liberty Mutual $2,155 $2,088
Nationwide $2,625 $2,471
Progressive $1,520 $1,805
State Farm $2,836 $2,836
Travelers $2,191 $2,167
USAA $1,729 $1,738

Find Cheap Auto Insurance Rates in Petaluma, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Petaluma, California auto insurance. Compare Petaluma, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Petaluma, California

Insurance Company Low Medium High
Allstate $4,162 $4,431 $4,587
Farmers $3,948 $4,265 $4,484
GEICO $2,285 $2,521 $2,674
Liberty Mutual $2,859 $3,089 $3,236
Nationwide $3,813 $4,341 $4,625
Progressive $2,561 $2,947 $3,064
State Farm $3,635 $4,107 $4,363
Travelers $2,907 $3,421 $3,656
USAA $2,264 $2,531 $2,659

Find Cheap Petaluma, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Petaluma. Compare auto insurance rates in Petaluma, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Petaluma, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,963 $4,824
Farmers $3,840 $4,624
GEICO $2,265 $2,721
Liberty Mutual $2,812 $3,310
Nationwide $3,763 $4,756
Progressive $2,590 $3,125
State Farm $3,889 $4,181
Travelers $2,993 $3,663
USAA $2,291 $2,678

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Find Cheap Petaluma, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Petaluma, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Petaluma, CA to see how much where you live in Petaluma affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Petaluma, California

ZIP Code Average Annual Rates
94952 $4,589
94954 $4,603
94999 $4,853

Find Cheap Petaluma, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Petaluma, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Petaluma, CA, take a look at the average cost for various violations versus rates for a clean driving record in Petaluma.

Annual Petaluma, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,649 $4,456 $6,993 $3,475
Farmers $3,129 $4,261 $5,308 $4,232
GEICO $1,744 $2,689 $3,376 $2,163
Liberty Mutual $2,657 $3,560 $3,211 $2,816
Nationwide $2,975 $3,814 $6,438 $3,814
Progressive $1,872 $3,182 $3,678 $2,698
State Farm $2,880 $3,435 $6,483 $3,342
Travelers $2,221 $3,614 $4,207 $3,270
USAA $1,652 $2,461 $4,016 $1,809

Find Cheap Petaluma, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Petaluma, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Petaluma for less when you shop around and compare rates from multiple Petaluma, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Petaluma, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,993
Farmers $5,308
GEICO $3,376
Liberty Mutual $3,211
Nationwide $6,438
Progressive $3,678
State Farm $6,483
Travelers $4,207
USAA $4,016

Winners by Category: Where to Buy Cheap Auto Insurance in Petaluma, CA

Compare rates from the cheapest auto insurance companies in Petaluma, CA for your needs. Take a look at how Petaluma, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Petaluma, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Petaluma, California Auto Insurance Companies

If you’re looking for the cheapest Petaluma, CA auto insurance companies overall, you can compare them here. Find the best price for Petaluma, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Petaluma, California

Insurance Company Average Annual Rates
Allstate $4,393
Farmers $4,232
GEICO $2,493
Liberty Mutual $3,061
Nationwide $4,260
Progressive $2,857
State Farm $4,035
Travelers $3,328
USAA $2,485

What affects Petaluma, California auto insurance rates?

Local factors affect auto insurance rates in Petaluma, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Petaluma auto insurance rates.

Auto Theft in Petaluma

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Petaluma, CA auto theft show a total of 68 vehicle thefts annually.

Commute Times in Petaluma

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Petaluma, CA is 30.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Petaluma, CA

You can buy cheap Petaluma, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Petaluma, California auto insurance quotes from top companies.

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