Buy Cheap Peru, IL Auto Insurance (2021)

Peru, IL auto insurance rates average $243 a month. Minimum auto insurance requirements in Peru, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Peru, IL, compare Peru auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Peru, IL after a DUI are $3,390/year
  • The most expensive auto insurance company in Peru after a DUI is Allstate
  • Average auto insurance rates in Peru, IL are $243/month

Finding affordable Peru, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Peru, IL auto insurance with confidence is right here. Auto insurance rates in Peru are affected by local factors as well as personal ones like your driving record.

See how Peru, IL car insurance rates compare to Elgin auto insurance rates, Chicago auto insurance rates, and Joliet auto insurance rates before you read more about the cost of auto insurance in Peru.

Don’t buy Peru, IL auto insurance until you’ve compared rates. Get free Peru, Illinois auto insurance quotes when you enter your ZIP code above.

Peru, IL Minimum Auto Insurance Requirements

The required auto insurance in Peru, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Peru, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Peru, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Peru, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Peru, IL. Take a look at Peru, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Peru, Illinois

Insurance Company Poor Fair Good
Allstate $6,453 $4,661 $4,077
American Family $4,281 $2,918 $2,470
Farmers $4,753 $3,998 $3,803
GEICO $3,813 $1,870 $1,461
Liberty Mutual $2,836 $1,776 $1,419
Nationwide $2,717 $2,199 $1,932
Progressive $3,402 $2,891 $2,673
State Farm $2,991 $1,791 $1,389
Travelers $2,790 $2,248 $1,827
USAA $3,539 $2,416 $1,985

Buy Cheap Peru, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Peru, Illinois auto insurance rates? Find out how car insurance rates in Peru, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Peru, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,213 $3,227 $3,361 $3,361 $8,381 $10,919 $3,866 $4,181
American Family $2,004 $2,004 $1,837 $1,837 $5,668 $7,844 $2,004 $2,584
Farmers $2,234 $2,235 $1,980 $2,094 $9,648 $10,064 $2,553 $2,670
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,258 $1,358 $1,052 $1,174 $4,048 $4,499 $1,313 $1,382
Nationwide $1,479 $1,505 $1,321 $1,398 $3,944 $5,055 $1,710 $1,850
Progressive $1,722 $1,624 $1,422 $1,485 $6,310 $7,077 $2,051 $2,220
State Farm $1,279 $1,279 $1,147 $1,147 $3,746 $4,742 $1,448 $1,670
Travelers $1,453 $1,532 $1,327 $1,413 $4,184 $5,236 $1,539 $1,620
USAA $1,600 $1,645 $1,486 $1,482 $4,980 $5,522 $2,110 $2,346

Buy Cheap Peru, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Peru can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Peru, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Peru, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,381 $10,919
American Family $5,668 $7,844
Farmers $9,648 $10,064
GEICO $4,524 $4,715
Liberty Mutual $4,048 $4,499
Nationwide $3,944 $5,055
Progressive $6,310 $7,077
State Farm $3,746 $4,742
Travelers $4,184 $5,236
USAA $4,980 $5,522

Buy Cheap Peru, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Peru, Illinois by comparing Peru senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Peru, IL here.

Annual Auto Insurance Rates for Senior Drivers in Peru, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,361 $3,361
American Family $1,837 $1,837
Farmers $1,980 $2,094
GEICO $1,429 $1,724
Liberty Mutual $1,052 $1,174
Nationwide $1,321 $1,398
Progressive $1,422 $1,485
State Farm $1,147 $1,147
Travelers $1,327 $1,413
USAA $1,486 $1,482

Find Cheap Auto Insurance Rates in Peru, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Peru, Illinois auto insurance. Compare Peru, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Peru, Illinois

Insurance Company Low Medium High
Allstate $4,918 $5,059 $5,214
American Family $3,103 $3,341 $3,224
Farmers $3,979 $4,084 $4,491
GEICO $2,164 $2,374 $2,607
Liberty Mutual $1,897 $2,006 $2,128
Nationwide $2,267 $2,301 $2,280
Progressive $2,744 $2,981 $3,242
State Farm $1,946 $2,061 $2,165
Travelers $2,152 $2,286 $2,427
USAA $2,479 $2,643 $2,817

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Find Cheap Peru, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Peru. Compare auto insurance rates in Peru, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Peru, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,064 $5,064
American Family $3,182 $3,264
Farmers $4,185 $4,185
GEICO $2,338 $2,425
Liberty Mutual $2,010 $2,010
Nationwide $2,283 $2,283
Progressive $2,989 $2,989
State Farm $2,005 $2,109
Travelers $2,199 $2,377
USAA $2,572 $2,721

Find Cheap Peru, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Peru, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Peru, IL, take a look at the average cost for various violations versus rates for a clean driving record in Peru.

Annual Peru, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,607 $6,157 $5,736 $4,754
American Family $2,365 $3,384 $4,461 $2,682
Farmers $3,533 $4,556 $4,443 $4,207
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,680 $2,371 $2,088 $1,903
Nationwide $1,847 $2,379 $2,789 $2,115
Progressive $2,465 $3,657 $2,728 $3,106
State Farm $1,875 $2,240 $2,057 $2,057
Travelers $1,825 $2,388 $2,655 $2,285
USAA $1,898 $2,702 $3,703 $2,283

Find Cheap Peru, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Peru, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Peru for less when you shop around and compare rates from multiple Peru, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Peru, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,736
American Family $4,461
Farmers $4,443
GEICO $3,243
Liberty Mutual $2,088
Nationwide $2,789
Progressive $2,728
State Farm $2,057
Travelers $2,655
USAA $3,703

Winners by Category: Where to Buy Cheap Auto Insurance in Peru, IL

Compare rates from the cheapest auto insurance companies in Peru, IL for your needs. Take a look at how Peru, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Peru, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Peru, Illinois Auto Insurance Companies

If you’re looking for the cheapest Peru, IL auto insurance companies overall, you can compare them here. Find the best price for Peru, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Peru, Illinois

Insurance Company Average Annual Rates
Allstate $5,064
American Family $3,223
Farmers $4,185
GEICO $2,382
Liberty Mutual $2,010
Nationwide $2,283
Progressive $2,989
State Farm $2,057
Travelers $2,288
USAA $2,647

What affects Peru, Illinois auto insurance rates?

Local factors affect auto insurance rates in Peru, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Peru auto insurance rates.

Commute Times in Peru

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Peru, IL is 14.8 minutes according to City-Data.

Traffic in Peru

How is traffic in Peru, Illinois? Inrix data shows that Peru, IL traffic makes it the 567th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Peru, IL

You can buy cheap Peru, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Peru, Illinois auto insurance quotes from top companies.

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