Buy Cheap Peralta, NM Auto Insurance (2021)

Peralta, NM auto insurance rates average $327 a month. Minimum auto insurance requirements in Peralta, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Peralta, NM, compare Peralta auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Peralta after a DUI is GEICO
  • Average auto insurance rates in Peralta, NM after a DUI are $5,019/year
  • The most expensive auto insurance company in Peralta is Farmers

Finding affordable Peralta, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Peralta, NM auto insurance with confidence is right here. Auto insurance rates in Peralta are affected by local factors as well as personal ones like your driving record.

See how Peralta, NM car insurance rates compare to Roswell auto insurance rates, Rio Rancho auto insurance rates, and Las Cruces auto insurance rates before you read more about the cost of auto insurance in Peralta.

Don’t buy Peralta, NM auto insurance until you’ve compared rates. Get free Peralta, New Mexico auto insurance quotes when you enter your ZIP code above.

Peralta, NM Minimum Auto Insurance Requirements

The required auto insurance in Peralta, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Peralta, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Peralta, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Peralta, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Peralta, NM. Take a look at Peralta, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Peralta, New Mexico

Insurance Company Poor Fair Good
Allstate $5,191 $4,281 $3,914
Farmers $5,897 $4,882 $4,644
GEICO $5,759 $5,013 $4,638
Nationwide $5,014 $3,900 $3,380
Progressive $3,834 $3,435 $3,257
State Farm $3,731 $2,301 $1,822
USAA $3,089 $2,314 $2,006

Buy Cheap Peralta, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Peralta, New Mexico auto insurance rates? Find out how car insurance rates in Peralta, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Peralta, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,668 $2,429 $2,557 $8,949 $10,360 $2,950 $3,126
Farmers $2,856 $2,853 $2,554 $2,725 $11,643 $11,999 $3,200 $3,299
GEICO $3,195 $3,283 $3,007 $3,007 $9,224 $12,627 $3,363 $3,383
Nationwide $2,782 $2,828 $2,525 $2,649 $6,843 $8,630 $3,151 $3,376
Progressive $1,832 $1,763 $1,670 $1,670 $7,821 $8,814 $2,217 $2,283
State Farm $1,710 $1,710 $1,553 $1,553 $4,608 $5,790 $1,912 $2,109
USAA $1,626 $1,610 $1,554 $1,544 $4,345 $4,908 $2,015 $2,154

Buy Cheap Peralta, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Peralta can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Peralta, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Peralta, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,949 $10,360
Farmers $11,643 $11,999
GEICO $9,224 $12,627
Nationwide $6,843 $8,630
Progressive $7,821 $8,814
State Farm $4,608 $5,790
USAA $4,345 $4,908

Buy Cheap Peralta, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Peralta, New Mexico by comparing Peralta senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Peralta, NM here.

Annual Auto Insurance Rates for Senior Drivers in Peralta, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,429 $2,557
Farmers $2,554 $2,725
GEICO $3,007 $3,007
Nationwide $2,525 $2,649
Progressive $1,670 $1,670
State Farm $1,553 $1,553
USAA $1,554 $1,544

Find Cheap Auto Insurance Rates in Peralta, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Peralta, New Mexico auto insurance. Compare Peralta, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Peralta, New Mexico

Insurance Company Low Medium High
Allstate $4,273 $4,454 $4,659
Farmers $4,661 $5,087 $5,675
GEICO $4,774 $5,124 $5,512
Nationwide $4,029 $4,063 $4,202
Progressive $3,325 $3,511 $3,691
State Farm $2,385 $2,626 $2,844
USAA $2,293 $2,482 $2,633

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Find Cheap Peralta, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Peralta. Compare auto insurance rates in Peralta, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Peralta, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,462 $4,462
Farmers $5,141 $5,141
GEICO $5,057 $5,215
Nationwide $4,098 $4,098
Progressive $3,509 $3,509
State Farm $2,553 $2,683
USAA $2,396 $2,543

Find Cheap Peralta, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Peralta, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Peralta, NM, take a look at the average cost for various violations versus rates for a clean driving record in Peralta.

Annual Peralta, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,673 $4,848 $5,188 $4,139
Farmers $4,351 $5,595 $5,464 $5,155
GEICO $3,031 $4,859 $9,625 $3,031
Nationwide $3,055 $4,302 $5,568 $3,466
Progressive $3,027 $4,170 $3,261 $3,577
State Farm $2,460 $2,671 $2,671 $2,671
USAA $1,830 $2,555 $3,359 $2,134

Find Cheap Peralta, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Peralta, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Peralta for less when you shop around and compare rates from multiple Peralta, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Peralta, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,188
Farmers $5,464
GEICO $9,625
Nationwide $5,568
Progressive $3,261
State Farm $2,671
USAA $3,359

Winners by Category: Where to Buy Cheap Auto Insurance in Peralta, NM

Compare rates from the cheapest auto insurance companies in Peralta, NM for your needs. Take a look at how Peralta, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Peralta, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Peralta, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Peralta, NM auto insurance companies overall, you can compare them here. Find the best price for Peralta, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Peralta, New Mexico

Insurance Company Average Annual Rates
Allstate $4,462
Farmers $5,141
GEICO $5,136
Nationwide $4,098
Progressive $3,509
State Farm $2,618
USAA $2,469

What affects Peralta, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Peralta, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Peralta auto insurance rates.

Auto Theft in Peralta

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Peralta, NM auto theft show a total of 8 vehicle thefts annually.

Commute Times in Peralta

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Peralta, NM is 29.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Peralta, NM

You can buy cheap Peralta, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Peralta, New Mexico auto insurance quotes from top companies.

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