Buy Cheap Peoria, IL Auto Insurance (2021)

Peoria, IL auto insurance rates average $270 a month. Minimum auto insurance requirements in Peoria, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Peoria, IL, compare Peoria auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Peoria is Allstate
  • The most expensive auto insurance company in Peoria after a DUI is Allstate
  • Average auto insurance rates in Peoria, IL for teens drivers are $6,221/year

Finding affordable Peoria, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Peoria, IL auto insurance with confidence is right here. Auto insurance rates in Peoria are affected by local factors as well as personal ones like your driving record.

See how Peoria, IL car insurance rates compare to Aurora auto insurance rates, Chicago auto insurance rates, and Rockford auto insurance rates before you read more about the cost of auto insurance in Peoria.

Don’t buy Peoria, IL auto insurance until you’ve compared rates. Get free Peoria, Illinois auto insurance quotes when you enter your ZIP code above.

Peoria, IL Minimum Auto Insurance Requirements

The required auto insurance in Peoria, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Peoria, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Peoria, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Peoria, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Peoria, IL. Take a look at Peoria, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Peoria, Illinois

Insurance Company Poor Fair Good
Allstate $6,780 $4,887 $4,280
American Family $5,069 $3,451 $2,918
Farmers $5,382 $4,541 $4,320
GEICO $3,869 $1,897 $1,481
Liberty Mutual $3,131 $1,959 $1,560
Nationwide $3,030 $2,458 $2,156
Progressive $3,926 $3,318 $3,061
State Farm $3,557 $2,131 $1,653
Travelers $3,279 $2,646 $2,146
USAA $3,641 $2,497 $2,056

Buy Cheap Peoria, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Peoria, Illinois auto insurance rates? Find out how car insurance rates in Peoria, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Peoria, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,381 $3,397 $3,538 $3,538 $8,815 $11,410 $4,061 $4,385
American Family $2,366 $2,366 $2,167 $2,167 $6,716 $9,303 $2,366 $3,052
Farmers $2,502 $2,506 $2,213 $2,345 $11,042 $11,538 $2,856 $2,979
GEICO $1,474 $1,502 $1,426 $1,733 $4,702 $4,873 $1,855 $1,762
Liberty Mutual $1,352 $1,458 $1,118 $1,250 $4,562 $5,080 $1,416 $1,496
Nationwide $1,631 $1,654 $1,456 $1,537 $4,455 $5,700 $1,898 $2,051
Progressive $1,998 $1,876 $1,651 $1,740 $7,235 $8,097 $2,363 $2,522
State Farm $1,514 $1,514 $1,363 $1,363 $4,471 $5,662 $1,715 $1,975
Travelers $1,688 $1,781 $1,542 $1,644 $4,958 $6,231 $1,792 $1,887
USAA $1,629 $1,660 $1,514 $1,493 $5,250 $5,797 $2,147 $2,362

Buy Cheap Peoria, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Peoria can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Peoria, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Peoria, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,815 $11,410
American Family $6,716 $9,303
Farmers $11,042 $11,538
GEICO $4,702 $4,873
Liberty Mutual $4,562 $5,080
Nationwide $4,455 $5,700
Progressive $7,235 $8,097
State Farm $4,471 $5,662
Travelers $4,958 $6,231
USAA $5,250 $5,797

Buy Cheap Peoria, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Peoria, Illinois by comparing Peoria senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Peoria, IL here.

Annual Auto Insurance Rates for Senior Drivers in Peoria, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,538 $3,538
American Family $2,167 $2,167
Farmers $2,213 $2,345
GEICO $1,426 $1,733
Liberty Mutual $1,118 $1,250
Nationwide $1,456 $1,537
Progressive $1,651 $1,740
State Farm $1,363 $1,363
Travelers $1,542 $1,644
USAA $1,514 $1,493

Find Cheap Auto Insurance Rates in Peoria, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Peoria, Illinois auto insurance. Compare Peoria, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Peoria, Illinois

Insurance Company Low Medium High
Allstate $5,125 $5,310 $5,511
American Family $3,664 $3,952 $3,821
Farmers $4,498 $4,623 $5,121
GEICO $2,184 $2,408 $2,655
Liberty Mutual $2,092 $2,212 $2,346
Nationwide $2,501 $2,576 $2,567
Progressive $3,095 $3,407 $3,803
State Farm $2,303 $2,451 $2,587
Travelers $2,524 $2,687 $2,860
USAA $2,554 $2,729 $2,912

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Peoria, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Peoria. Compare auto insurance rates in Peoria, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Peoria, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,316 $5,316
American Family $3,764 $3,861
Farmers $4,747 $4,747
GEICO $2,373 $2,459
Liberty Mutual $2,217 $2,217
Nationwide $2,548 $2,548
Progressive $3,435 $3,435
State Farm $2,384 $2,510
Travelers $2,584 $2,797
USAA $2,655 $2,808

Find Cheap Peoria, IL Auto Insurance Rates by ZIP Code

Auto insurance rates in Peoria, Illinois can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Peoria, IL to see how much where you live in Peoria affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Peoria, Illinois

ZIP Code Average Annual Rates
61602 $3,240
61603 $3,277
61604 $3,149
61605 $3,238
61606 $3,209
61607 $3,112
61614 $3,089
61615 $3,106
61625 $3,225

Find Cheap Peoria, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Peoria, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Peoria, IL, take a look at the average cost for various violations versus rates for a clean driving record in Peoria.

Annual Peoria, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,774 $6,488 $6,014 $4,986
American Family $2,802 $3,978 $5,291 $3,179
Farmers $4,009 $5,174 $5,045 $4,761
GEICO $1,743 $2,425 $3,326 $2,170
Liberty Mutual $1,847 $2,621 $2,303 $2,095
Nationwide $2,060 $2,656 $3,115 $2,360
Progressive $2,830 $4,199 $3,140 $3,572
State Farm $2,228 $2,667 $2,447 $2,447
Travelers $2,138 $2,809 $3,131 $2,684
USAA $1,948 $2,797 $3,832 $2,349

Find Cheap Peoria, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Peoria, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Peoria for less when you shop around and compare rates from multiple Peoria, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Peoria, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,014
American Family $5,291
Farmers $5,045
GEICO $3,326
Liberty Mutual $2,303
Nationwide $3,115
Progressive $3,140
State Farm $2,447
Travelers $3,131
USAA $3,832

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Peoria, IL

Compare rates from the cheapest auto insurance companies in Peoria, IL for your needs. Take a look at how Peoria, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Peoria, Illinois

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Find Cheap Peoria, Illinois Auto Insurance Companies

If you’re looking for the cheapest Peoria, IL auto insurance companies overall, you can compare them here. Find the best price for Peoria, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Peoria, Illinois

Insurance Company Average Annual Rates
Allstate $5,316
American Family $3,813
Farmers $4,747
GEICO $2,416
Liberty Mutual $2,217
Nationwide $2,548
Progressive $3,435
State Farm $2,447
Travelers $2,690
USAA $2,732

What affects Peoria, Illinois auto insurance rates?

Local factors affect auto insurance rates in Peoria, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Peoria auto insurance rates.

Commute Times in Peoria

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Peoria, IL is 17.2 minutes according to City-Data.

Traffic in Peoria

How is traffic in Peoria, Illinois? Inrix data shows that Peoria, IL traffic makes it the 666th-most congested city compared to other cities worldwide.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Peoria, IL

You can buy cheap Peoria, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Peoria, Illinois auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption