Buy Cheap Penrose, CO Auto Insurance (2021)

Penrose, CO auto insurance rates average $319 a month. Minimum auto insurance requirements in Penrose, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Penrose, CO, compare Penrose auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Penrose, CO are $319/month
  • The most expensive auto insurance company in Penrose after a DUI is Allstate
  • The most expensive auto insurance company in Penrose is Allstate

Finding affordable Penrose, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Penrose, CO auto insurance with confidence is right here. Auto insurance rates in Penrose are affected by local factors as well as personal ones like your driving record.

See how Penrose, CO car insurance rates compare to Aurora auto insurance rates, Arvada auto insurance rates, and Pueblo auto insurance rates before you read more about the cost of auto insurance in Penrose.

Don’t buy Penrose, CO auto insurance until you’ve compared rates. Get free Penrose, Colorado auto insurance quotes when you enter your ZIP code above.

Penrose, CO Minimum Auto Insurance Requirements

The required auto insurance in Penrose, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Penrose, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Penrose, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Penrose, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Penrose, CO. Take a look at Penrose, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Penrose, Colorado

Insurance Company Poor Fair Good
Allstate $7,431 $5,701 $4,300
American Family $4,610 $3,271 $2,742
Farmers $6,520 $5,270 $5,006
GEICO $3,893 $3,236 $2,580
Liberty Mutual $3,907 $2,378 $1,897
Nationwide $4,179 $3,306 $2,883
Progressive $4,700 $4,000 $3,660
State Farm $3,596 $2,313 $1,866
USAA $4,990 $2,830 $2,263

Buy Cheap Penrose, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Penrose, Colorado auto insurance rates? Find out how car insurance rates in Penrose, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Penrose, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,599 $3,375 $3,236 $3,271 $12,214 $12,806 $3,978 $4,009
American Family $2,423 $2,423 $2,184 $2,184 $5,867 $7,848 $2,423 $2,976
Farmers $3,303 $3,272 $2,999 $3,242 $12,343 $12,378 $3,614 $3,637
GEICO $2,052 $2,249 $2,222 $2,553 $6,380 $6,695 $1,865 $1,873
Liberty Mutual $1,872 $1,836 $1,590 $1,744 $5,256 $5,723 $1,888 $1,912
Nationwide $2,313 $2,357 $2,070 $2,189 $5,787 $7,409 $2,654 $2,867
Progressive $2,521 $2,363 $2,221 $2,210 $8,532 $9,533 $2,829 $2,750
State Farm $1,621 $1,621 $1,459 $1,459 $4,686 $5,919 $1,814 $2,155
USAA $2,263 $2,273 $2,146 $2,167 $5,548 $6,383 $2,916 $3,195

Buy Cheap Penrose, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Penrose can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Penrose, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Penrose, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,214 $12,806
American Family $5,867 $7,848
Farmers $12,343 $12,378
GEICO $6,380 $6,695
Liberty Mutual $5,256 $5,723
Nationwide $5,787 $7,409
Progressive $8,532 $9,533
State Farm $4,686 $5,919
USAA $5,548 $6,383

Buy Cheap Penrose, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Penrose, Colorado by comparing Penrose senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Penrose, CO here.

Annual Auto Insurance Rates for Senior Drivers in Penrose, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,236 $3,271
American Family $2,184 $2,184
Farmers $2,999 $3,242
GEICO $2,222 $2,553
Liberty Mutual $1,590 $1,744
Nationwide $2,070 $2,189
Progressive $2,221 $2,210
State Farm $1,459 $1,459
USAA $2,146 $2,167

Find Cheap Auto Insurance Rates in Penrose, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Penrose, Colorado auto insurance. Compare Penrose, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Penrose, Colorado

Insurance Company Low Medium High
Allstate $5,480 $5,789 $6,163
American Family $3,372 $3,615 $3,636
Farmers $4,883 $5,516 $6,397
GEICO $2,802 $3,146 $3,760
Liberty Mutual $2,577 $2,717 $2,889
Nationwide $3,455 $3,454 $3,458
Progressive $3,727 $4,133 $4,500
State Farm $2,422 $2,592 $2,762
USAA $3,222 $3,360 $3,502

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Find Cheap Penrose, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Penrose. Compare auto insurance rates in Penrose, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Penrose, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,811 $5,811
American Family $3,466 $3,616
Farmers $5,598 $5,598
GEICO $3,165 $3,307
Liberty Mutual $2,728 $2,728
Nationwide $3,456 $3,456
Progressive $4,120 $4,120
State Farm $2,529 $2,655
USAA $3,265 $3,457

Find Cheap Penrose, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Penrose, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Penrose, CO, take a look at the average cost for various violations versus rates for a clean driving record in Penrose.

Annual Penrose, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,969 $5,702 $6,955 $5,618
American Family $2,619 $3,721 $4,854 $2,969
Farmers $4,729 $6,078 $5,998 $5,589
GEICO $2,274 $3,561 $4,139 $2,970
Liberty Mutual $2,381 $2,795 $2,914 $2,821
Nationwide $2,659 $3,631 $4,607 $2,926
Progressive $3,559 $5,015 $3,756 $4,149
State Farm $2,382 $2,801 $2,592 $2,592
USAA $2,462 $2,990 $5,215 $2,778

Find Cheap Penrose, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Penrose, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Penrose for less when you shop around and compare rates from multiple Penrose, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Penrose, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,955
American Family $4,854
Farmers $5,998
GEICO $4,139
Liberty Mutual $2,914
Nationwide $4,607
Progressive $3,756
State Farm $2,592
USAA $5,215

Winners by Category: Where to Buy Cheap Auto Insurance in Penrose, CO

Compare rates from the cheapest auto insurance companies in Penrose, CO for your needs. Take a look at how Penrose, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Penrose, Colorado

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Penrose, Colorado Auto Insurance Companies

If you’re looking for the cheapest Penrose, CO auto insurance companies overall, you can compare them here. Find the best price for Penrose, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Penrose, Colorado

Insurance Company Average Annual Rates
Allstate $5,811
American Family $3,541
Farmers $5,598
GEICO $3,236
Liberty Mutual $2,728
Nationwide $3,456
Progressive $4,120
State Farm $2,592
USAA $3,361

What affects Penrose, Colorado auto insurance rates?

Local factors affect auto insurance rates in Penrose, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Penrose auto insurance rates.

Commute Times in Penrose

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Penrose, CO is 36.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Penrose, CO

You can buy cheap Penrose, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Penrose, Colorado auto insurance quotes from top companies.

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