Buy Cheap Pencil Bluff, AR Auto Insurance (2021)

Pencil Bluff, AR auto insurance rates average $350 a month. Minimum auto insurance requirements in Pencil Bluff, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Pencil Bluff, AR, compare Pencil Bluff auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Pencil Bluff after a DUI is Travelers
  • Average auto insurance rates in Pencil Bluff, AR after a DUI are $5,042/year
  • Average auto insurance rates in Pencil Bluff, AR for teens drivers are $8,538/year

Finding affordable Pencil Bluff, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Pencil Bluff, AR auto insurance with confidence is right here. Auto insurance rates in Pencil Bluff are affected by local factors as well as personal ones like your driving record.

See how Pencil Bluff, AR car insurance rates compare to Fort Smith auto insurance rates, Bentonville auto insurance rates, and Hot Springs auto insurance rates before you read more about the cost of auto insurance in Pencil Bluff.

Don’t buy Pencil Bluff, AR auto insurance until you’ve compared rates. Get free Pencil Bluff, Arkansas auto insurance quotes when you enter your ZIP code above.

Pencil Bluff, AR Minimum Auto Insurance Requirements

The required auto insurance in Pencil Bluff, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Pencil Bluff, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Pencil Bluff, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Pencil Bluff, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Pencil Bluff, AR. Take a look at Pencil Bluff, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Pencil Bluff, Arkansas

Insurance Company Poor Fair Good
Allstate $6,508 $5,001 $4,056
Farmers $4,963 $4,147 $3,952
GEICO $4,269 $3,507 $2,911
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $6,485 $5,503 $5,109
State Farm $3,982 $2,398 $1,867
Travelers $7,042 $5,866 $5,479
USAA $2,687 $1,831 $1,560

Buy Cheap Pencil Bluff, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Pencil Bluff, Arkansas auto insurance rates? Find out how car insurance rates in Pencil Bluff, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pencil Bluff, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,896 $2,582 $2,758 $10,790 $12,980 $3,172 $3,444
Farmers $2,404 $2,395 $2,152 $2,256 $9,802 $10,159 $2,753 $2,912
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $3,059 $2,916 $2,510 $2,617 $12,612 $14,236 $3,666 $3,973
State Farm $1,746 $1,746 $1,554 $1,554 $4,948 $6,221 $1,965 $2,258
Travelers $2,306 $2,352 $2,266 $2,275 $13,238 $21,280 $2,458 $2,859
USAA $1,260 $1,274 $1,166 $1,177 $3,886 $4,077 $1,619 $1,748

Buy Cheap Pencil Bluff, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Pencil Bluff can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Pencil Bluff, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Pencil Bluff, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,790 $12,980
Farmers $9,802 $10,159
GEICO $6,655 $6,691
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $12,612 $14,236
State Farm $4,948 $6,221
Travelers $13,238 $21,280
USAA $3,886 $4,077

Buy Cheap Pencil Bluff, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Pencil Bluff, Arkansas by comparing Pencil Bluff senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Pencil Bluff, AR here.

Annual Auto Insurance Rates for Senior Drivers in Pencil Bluff, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,582 $2,758
Farmers $2,152 $2,256
GEICO $2,419 $2,351
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,510 $2,617
State Farm $1,554 $1,554
Travelers $2,266 $2,275
USAA $1,166 $1,177

Find Cheap Auto Insurance Rates in Pencil Bluff, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Pencil Bluff, Arkansas auto insurance. Compare Pencil Bluff, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pencil Bluff, Arkansas

Insurance Company Low Medium High
Allstate $5,058 $5,186 $5,322
Farmers $4,161 $4,314 $4,588
GEICO $3,433 $3,561 $3,691
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $5,291 $5,612 $6,193
State Farm $2,628 $2,746 $2,873
Travelers $5,830 $6,147 $6,410
USAA $1,947 $2,019 $2,112

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Find Cheap Pencil Bluff, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Pencil Bluff. Compare auto insurance rates in Pencil Bluff, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Pencil Bluff, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,188 $5,188
Farmers $4,354 $4,354
GEICO $3,541 $3,583
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $5,699 $5,699
State Farm $2,684 $2,814
Travelers $6,129 $6,129
USAA $1,968 $2,084

Find Cheap Pencil Bluff, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Pencil Bluff, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Pencil Bluff, AR, take a look at the average cost for various violations versus rates for a clean driving record in Pencil Bluff.

Annual Pencil Bluff, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $5,375 $6,011 $5,115
Farmers $3,684 $4,709 $4,600 $4,423
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,917 $6,807 $5,163 $5,908
State Farm $2,529 $2,969 $2,749 $2,749
Travelers $5,139 $5,310 $7,754 $6,313
USAA $1,561 $1,971 $2,842 $1,731

Find Cheap Pencil Bluff, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Pencil Bluff, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Pencil Bluff for less when you shop around and compare rates from multiple Pencil Bluff, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Pencil Bluff, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,011
Farmers $4,600
GEICO $5,555
Liberty Mutual $5,469
Nationwide $5,241
Progressive $5,163
State Farm $2,749
Travelers $7,754
USAA $2,842

Winners by Category: Where to Buy Cheap Auto Insurance in Pencil Bluff, AR

Compare rates from the cheapest auto insurance companies in Pencil Bluff, AR for your needs. Take a look at how Pencil Bluff, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Pencil Bluff, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Pencil Bluff, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Pencil Bluff, AR auto insurance companies overall, you can compare them here. Find the best price for Pencil Bluff, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Pencil Bluff, Arkansas

Insurance Company Average Annual Rates
Allstate $5,188
Farmers $4,354
GEICO $3,562
Liberty Mutual $4,220
Nationwide $3,833
Progressive $5,699
State Farm $2,749
Travelers $6,129
USAA $2,026

Compare Auto Insurance Quotes in Pencil Bluff, AR

You can buy cheap Pencil Bluff, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Pencil Bluff, Arkansas auto insurance quotes from top companies.

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