Buy Cheap Pell City, AL Auto Insurance (2021)

Pell City, AL auto insurance rates average $304 a month. Minimum auto insurance requirements in Pell City, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Pell City, AL, compare Pell City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Pell City, AL after a DUI are $4,156/year
  • Average auto insurance rates in Pell City, AL are $304/month
  • The most expensive auto insurance company in Pell City after a DUI is Liberty Mutual

Finding affordable Pell City, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Pell City, AL auto insurance with confidence is right here. Auto insurance rates in Pell City are affected by local factors as well as personal ones like your driving record.

See how Pell City, AL car insurance rates compare to Dothan auto insurance rates, Auburn auto insurance rates, and Birmingham auto insurance rates before you read more about the cost of auto insurance in Pell City.

Don’t buy Pell City, AL auto insurance until you’ve compared rates. Get free Pell City, Alabama auto insurance quotes when you enter your ZIP code above.

Pell City, AL Minimum Auto Insurance Requirements

The required auto insurance in Pell City, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Pell City, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Pell City, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Pell City, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Pell City, AL. Take a look at Pell City, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Pell City, Alabama

Insurance Company Poor Fair Good
Allstate $4,207 $3,314 $2,711
Farmers $4,752 $4,089 $3,875
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,906 $4,844 $3,799
Nationwide $3,130 $2,444 $2,211
Progressive $4,908 $4,218 $3,944
State Farm $7,400 $3,752 $2,554
Travelers $3,587 $3,111 $3,169
USAA $2,810 $1,825 $1,629

Buy Cheap Pell City, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Pell City, Alabama auto insurance rates? Find out how car insurance rates in Pell City, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pell City, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,042 $1,942 $1,851 $1,886 $7,216 $7,750 $2,276 $2,324
Farmers $2,421 $2,403 $2,164 $2,298 $9,368 $9,638 $2,754 $2,865
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $3,206 $3,464 $2,627 $2,937 $11,762 $13,077 $3,417 $3,642
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,348 $2,194 $1,925 $2,063 $9,775 $10,889 $2,745 $2,914
State Farm $2,777 $2,777 $2,523 $2,523 $8,527 $10,659 $3,139 $3,626
Travelers $1,349 $1,369 $1,272 $1,265 $7,148 $11,164 $1,281 $1,461
USAA $1,302 $1,323 $1,214 $1,190 $3,863 $4,285 $1,696 $1,831

Buy Cheap Pell City, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Pell City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Pell City, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Pell City, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,216 $7,750
Farmers $9,368 $9,638
GEICO $5,204 $5,101
Liberty Mutual $11,762 $13,077
Nationwide $4,472 $5,749
Progressive $9,775 $10,889
State Farm $8,527 $10,659
Travelers $7,148 $11,164
USAA $3,863 $4,285

Buy Cheap Pell City, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Pell City, Alabama by comparing Pell City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Pell City, AL here.

Annual Auto Insurance Rates for Senior Drivers in Pell City, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,851 $1,886
Farmers $2,164 $2,298
GEICO $1,878 $1,947
Liberty Mutual $2,627 $2,937
Nationwide $1,548 $1,600
Progressive $1,925 $2,063
State Farm $2,523 $2,523
Travelers $1,272 $1,265
USAA $1,214 $1,190

Find Cheap Auto Insurance Rates in Pell City, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Pell City, Alabama auto insurance. Compare Pell City, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pell City, Alabama

Insurance Company Low Medium High
Allstate $3,285 $3,405 $3,542
Farmers $4,004 $4,184 $4,529
GEICO $2,531 $2,743 $2,993
Liberty Mutual $5,266 $5,490 $5,793
Nationwide $2,578 $2,574 $2,635
Progressive $3,908 $4,332 $4,830
State Farm $4,308 $4,562 $4,836
Travelers $3,133 $3,354 $3,379
USAA $2,015 $2,077 $2,171

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Find Cheap Pell City, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Pell City. Compare auto insurance rates in Pell City, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Pell City, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,411 $3,411
Farmers $4,239 $4,239
GEICO $2,707 $2,804
Liberty Mutual $5,516 $5,516
Nationwide $2,595 $2,595
Progressive $4,357 $4,357
State Farm $4,458 $4,679
Travelers $3,289 $3,289
USAA $1,992 $2,183

Find Cheap Pell City, AL Auto Insurance Rates by ZIP Code

Auto insurance rates in Pell City, Alabama can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Pell City, AL to see how much where you live in Pell City affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Pell City, Alabama

ZIP Code Average Annual Rates
35125 $3,762
35128 $3,718

Find Cheap Pell City, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Pell City, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Pell City, AL, take a look at the average cost for various violations versus rates for a clean driving record in Pell City.

Annual Pell City, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,891 $3,415 $4,064 $3,274
Farmers $3,565 $4,614 $4,501 $4,276
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,322 $6,027 $5,889 $5,829
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $3,933 $4,956 $4,225 $4,312
State Farm $4,115 $5,124 $4,518 $4,518
Travelers $2,738 $2,874 $4,206 $3,337
USAA $1,606 $2,014 $2,994 $1,737

Find Cheap Pell City, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Pell City, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Pell City for less when you shop around and compare rates from multiple Pell City, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Pell City, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,064
Farmers $4,501
GEICO $3,711
Liberty Mutual $5,889
Nationwide $3,298
Progressive $4,225
State Farm $4,518
Travelers $4,206
USAA $2,994

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Winners by Category: Where to Buy Cheap Auto Insurance in Pell City, AL

Compare rates from the cheapest auto insurance companies in Pell City, AL for your needs. Take a look at how Pell City, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Pell City, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Pell City, Alabama Auto Insurance Companies

If you’re looking for the cheapest Pell City, AL auto insurance companies overall, you can compare them here. Find the best price for Pell City, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Pell City, Alabama

Insurance Company Average Annual Rates
Allstate $3,411
Farmers $4,239
GEICO $2,755
Liberty Mutual $5,516
Nationwide $2,595
Progressive $4,357
State Farm $4,569
Travelers $3,289
USAA $2,088

What affects Pell City, Alabama auto insurance rates?

Local factors affect auto insurance rates in Pell City, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Pell City auto insurance rates.

Commute Times in Pell City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Pell City, AL is 25.3 minutes according to City-Data.

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Compare Auto Insurance Quotes in Pell City, AL

You can buy cheap Pell City, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Pell City, Alabama auto insurance quotes from top companies.

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