Buy Cheap Pekin, IN Auto Insurance (2021)

Pekin, IN auto insurance rates average $300 a month. Minimum auto insurance requirements in Pekin, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Pekin, IN, compare Pekin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Pekin, IN after a DUI are $4,239/year
  • The most expensive auto insurance company in Pekin after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Pekin is Liberty Mutual

Finding affordable Pekin, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Pekin, IN auto insurance with confidence is right here. Auto insurance rates in Pekin are affected by local factors as well as personal ones like your driving record.

See how Pekin, IN car insurance rates compare to Hammond auto insurance rates, Indianapolis auto insurance rates, and Fort Wayne auto insurance rates before you read more about the cost of auto insurance in Pekin.

Don’t buy Pekin, IN auto insurance until you’ve compared rates. Get free Pekin, Indiana auto insurance quotes when you enter your ZIP code above.

Pekin, IN Minimum Auto Insurance Requirements

The required auto insurance in Pekin, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Pekin, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Pekin, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Pekin, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Pekin, IN. Take a look at Pekin, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Pekin, Indiana

Insurance Company Poor Fair Good
Allstate $5,217 $3,871 $3,515
American Family $5,388 $3,498 $2,927
Farmers $4,604 $3,769 $3,497
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,297 $2,784 $2,602
Progressive $4,935 $4,356 $4,102
State Farm $4,024 $2,399 $1,859
Travelers $4,061 $3,440 $3,437
USAA $2,311 $1,528 $1,310

Buy Cheap Pekin, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Pekin, Indiana auto insurance rates? Find out how car insurance rates in Pekin, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pekin, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,605 $2,672 $2,281 $2,498 $7,966 $10,045 $2,656 $2,887
American Family $2,473 $2,473 $2,219 $2,219 $6,768 $9,826 $2,473 $3,050
Farmers $1,746 $1,722 $1,492 $1,686 $9,730 $10,459 $2,325 $2,492
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,782 $1,827 $1,557 $1,669 $5,181 $6,759 $2,089 $2,292
Progressive $1,912 $1,818 $1,724 $1,738 $11,111 $12,538 $2,405 $2,466
State Farm $1,709 $1,709 $1,516 $1,516 $5,100 $6,546 $1,888 $2,100
Travelers $1,317 $1,341 $1,232 $1,232 $8,148 $12,885 $1,393 $1,618
USAA $1,095 $1,079 $1,018 $1,026 $3,041 $3,402 $1,481 $1,587

Buy Cheap Pekin, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Pekin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Pekin, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Pekin, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,966 $10,045
American Family $6,768 $9,826
Farmers $9,730 $10,459
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,181 $6,759
Progressive $11,111 $12,538
State Farm $5,100 $6,546
Travelers $8,148 $12,885
USAA $3,041 $3,402

Buy Cheap Pekin, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Pekin, Indiana by comparing Pekin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Pekin, IN here.

Annual Auto Insurance Rates for Senior Drivers in Pekin, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,281 $2,498
American Family $2,219 $2,219
Farmers $1,492 $1,686
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,557 $1,669
Progressive $1,724 $1,738
State Farm $1,516 $1,516
Travelers $1,232 $1,232
USAA $1,018 $1,026

Find Cheap Auto Insurance Rates in Pekin, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Pekin, Indiana auto insurance. Compare Pekin, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pekin, Indiana

Insurance Company Low Medium High
Allstate $4,000 $4,186 $4,417
American Family $3,904 $4,068 $3,841
Farmers $3,801 $3,950 $4,119
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,944 $2,871 $2,869
Progressive $4,213 $4,394 $4,786
State Farm $2,637 $2,760 $2,885
Travelers $3,578 $3,680 $3,679
USAA $1,653 $1,712 $1,784

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Find Cheap Pekin, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Pekin. Compare auto insurance rates in Pekin, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Pekin, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,201 $4,201
American Family $3,890 $3,985
Farmers $3,957 $3,957
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,894 $2,894
Progressive $4,464 $4,464
State Farm $2,682 $2,839
Travelers $3,646 $3,646
USAA $1,693 $1,739

Find Cheap Pekin, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Pekin, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Pekin, IN, take a look at the average cost for various violations versus rates for a clean driving record in Pekin.

Annual Pekin, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,354 $4,926 $4,538 $3,986
American Family $2,714 $4,320 $5,483 $3,234
Farmers $3,545 $4,119 $4,255 $3,908
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,483 $3,214 $3,079 $2,802
Progressive $3,338 $5,861 $3,992 $4,666
State Farm $2,697 $2,951 $2,697 $2,697
Travelers $3,096 $3,827 $4,338 $3,322
USAA $1,297 $1,846 $2,117 $1,606

Find Cheap Pekin, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Pekin, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Pekin for less when you shop around and compare rates from multiple Pekin, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Pekin, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,538
American Family $5,483
Farmers $4,255
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,079
Progressive $3,992
State Farm $2,697
Travelers $4,338
USAA $2,117

Winners by Category: Where to Buy Cheap Auto Insurance in Pekin, IN

Compare rates from the cheapest auto insurance companies in Pekin, IN for your needs. Take a look at how Pekin, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Pekin, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Pekin, Indiana Auto Insurance Companies

If you’re looking for the cheapest Pekin, IN auto insurance companies overall, you can compare them here. Find the best price for Pekin, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Pekin, Indiana

Insurance Company Average Annual Rates
Allstate $4,201
American Family $3,938
Farmers $3,957
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,894
Progressive $4,464
State Farm $2,761
Travelers $3,646
USAA $1,716

What affects Pekin, Indiana auto insurance rates?

Local factors affect auto insurance rates in Pekin, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Pekin auto insurance rates.

Commute Times in Pekin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Pekin, IN is 34.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Pekin, IN

You can buy cheap Pekin, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Pekin, Indiana auto insurance quotes from top companies.

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