Buy Cheap Pea Ridge, AR Auto Insurance (2021)

Pea Ridge, AR auto insurance rates average $318 a month. Minimum auto insurance requirements in Pea Ridge, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Pea Ridge, AR, compare Pea Ridge auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Pea Ridge, AR are $318/month
  • Average auto insurance rates in Pea Ridge, AR after a DUI are $4,590/year
  • Average auto insurance rates in Pea Ridge, AR for teens drivers are $7,908/year

Finding affordable Pea Ridge, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Pea Ridge, AR auto insurance with confidence is right here. Auto insurance rates in Pea Ridge are affected by local factors as well as personal ones like your driving record.

See how Pea Ridge, AR car insurance rates compare to Little Rock auto insurance rates, Jonesboro auto insurance rates, and Pine Bluff auto insurance rates before you read more about the cost of auto insurance in Pea Ridge.

Don’t buy Pea Ridge, AR auto insurance until you’ve compared rates. Get free Pea Ridge, Arkansas auto insurance quotes when you enter your ZIP code above.

Pea Ridge, AR Minimum Auto Insurance Requirements

The required auto insurance in Pea Ridge, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Pea Ridge, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Pea Ridge, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Pea Ridge, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Pea Ridge, AR. Take a look at Pea Ridge, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Pea Ridge, Arkansas

Insurance Company Poor Fair Good
Allstate $6,014 $4,621 $3,750
Farmers $4,413 $3,712 $3,534
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,424 $3,563 $3,248
Progressive $5,271 $4,526 $4,220
State Farm $3,743 $2,255 $1,757
Travelers $6,557 $5,492 $5,138
USAA $2,898 $1,985 $1,694

Buy Cheap Pea Ridge, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Pea Ridge, Arkansas auto insurance rates? Find out how car insurance rates in Pea Ridge, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pea Ridge, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,693 $2,706 $2,412 $2,576 $9,910 $11,893 $2,961 $3,208
Farmers $2,065 $2,049 $1,841 $1,944 $9,005 $9,321 $2,374 $2,493
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,533 $2,577 $2,279 $2,401 $6,227 $7,903 $2,910 $3,130
Progressive $2,417 $2,273 $1,990 $2,088 $10,640 $11,956 $2,888 $3,126
State Farm $1,589 $1,589 $1,437 $1,437 $4,778 $5,992 $1,794 $2,062
Travelers $2,070 $2,104 $2,078 $2,077 $12,558 $20,181 $2,233 $2,531
USAA $1,337 $1,343 $1,244 $1,243 $4,312 $4,500 $1,717 $1,842

Buy Cheap Pea Ridge, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Pea Ridge can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Pea Ridge, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Pea Ridge, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,910 $11,893
Farmers $9,005 $9,321
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,227 $7,903
Progressive $10,640 $11,956
State Farm $4,778 $5,992
Travelers $12,558 $20,181
USAA $4,312 $4,500

Buy Cheap Pea Ridge, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Pea Ridge, Arkansas by comparing Pea Ridge senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Pea Ridge, AR here.

Annual Auto Insurance Rates for Senior Drivers in Pea Ridge, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,412 $2,576
Farmers $1,841 $1,944
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,279 $2,401
Progressive $1,990 $2,088
State Farm $1,437 $1,437
Travelers $2,078 $2,077
USAA $1,244 $1,243

Find Cheap Auto Insurance Rates in Pea Ridge, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Pea Ridge, Arkansas auto insurance. Compare Pea Ridge, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pea Ridge, Arkansas

Insurance Company Low Medium High
Allstate $4,665 $4,792 $4,928
Farmers $3,677 $3,843 $4,139
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,771 $3,672 $3,792
Progressive $4,273 $4,592 $5,152
State Farm $2,442 $2,582 $2,731
Travelers $5,432 $5,743 $6,011
USAA $2,103 $2,185 $2,290

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Find Cheap Pea Ridge, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Pea Ridge. Compare auto insurance rates in Pea Ridge, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Pea Ridge, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,795 $4,795
Farmers $3,886 $3,886
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,745 $3,745
Progressive $4,672 $4,672
State Farm $2,522 $2,648
Travelers $5,729 $5,729
USAA $2,131 $2,254

Find Cheap Pea Ridge, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Pea Ridge, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Pea Ridge, AR, take a look at the average cost for various violations versus rates for a clean driving record in Pea Ridge.

Annual Pea Ridge, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,947 $4,971 $5,537 $4,726
Farmers $3,276 $4,217 $4,120 $3,932
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,925 $3,765 $5,075 $3,215
Progressive $4,020 $5,623 $4,229 $4,817
State Farm $2,360 $2,810 $2,585 $2,585
Travelers $4,793 $4,950 $7,291 $5,882
USAA $1,679 $2,137 $3,090 $1,864

Find Cheap Pea Ridge, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Pea Ridge, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Pea Ridge for less when you shop around and compare rates from multiple Pea Ridge, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Pea Ridge, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,537
Farmers $4,120
GEICO $4,432
Liberty Mutual $4,956
Nationwide $5,075
Progressive $4,229
State Farm $2,585
Travelers $7,291
USAA $3,090

Winners by Category: Where to Buy Cheap Auto Insurance in Pea Ridge, AR

Compare rates from the cheapest auto insurance companies in Pea Ridge, AR for your needs. Take a look at how Pea Ridge, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Pea Ridge, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Pea Ridge, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Pea Ridge, AR auto insurance companies overall, you can compare them here. Find the best price for Pea Ridge, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Pea Ridge, Arkansas

Insurance Company Average Annual Rates
Allstate $4,795
Farmers $3,886
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,745
Progressive $4,672
State Farm $2,585
Travelers $5,729
USAA $2,192

What affects Pea Ridge, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Pea Ridge, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Pea Ridge auto insurance rates.

Commute Times in Pea Ridge

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Pea Ridge, AR is 24.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Pea Ridge, AR

You can buy cheap Pea Ridge, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Pea Ridge, Arkansas auto insurance quotes from top companies.

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