Buy Cheap Paynes Creek, CA Auto Insurance (2021)

Paynes Creek, CA auto insurance rates average $265 a month. Minimum auto insurance requirements in Paynes Creek, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Paynes Creek, CA, compare Paynes Creek auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Paynes Creek after a DUI is Nationwide
  • Average auto insurance rates in Paynes Creek, CA are $265/month
  • Average auto insurance rates in Paynes Creek, CA for teens drivers are $5,314/year

Finding affordable Paynes Creek, California auto insurance can be challenging, but everything you need to know to buy cheap Paynes Creek, CA auto insurance with confidence is right here. Auto insurance rates in Paynes Creek are affected by local factors as well as personal ones like your driving record.

See how Paynes Creek, CA car insurance rates compare to Oakland auto insurance rates, Anaheim auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Paynes Creek.

Don’t buy Paynes Creek, CA auto insurance until you’ve compared rates. Get free Paynes Creek, California auto insurance quotes when you enter your ZIP code above.

Paynes Creek, CA Minimum Auto Insurance Requirements

The required auto insurance in Paynes Creek, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Paynes Creek, California is outlined here.

Minimum Required Auto Insurance Coverage in Paynes Creek, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Paynes Creek, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Paynes Creek, California auto insurance rates? Find out how car insurance rates in Paynes Creek, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Paynes Creek, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,073 $2,082 $1,516 $1,538 $5,613 $7,065 $2,661 $2,946
Farmers $2,453 $2,453 $2,203 $2,203 $7,818 $12,852 $2,905 $3,232
GEICO $1,725 $1,728 $1,625 $1,625 $5,224 $5,337 $2,475 $2,545
Liberty Mutual $2,307 $2,191 $2,128 $2,066 $4,993 $5,300 $2,608 $2,625
Nationwide $2,882 $2,763 $2,495 $2,363 $7,125 $7,887 $3,423 $3,406
Progressive $1,527 $1,574 $1,275 $1,525 $3,966 $4,824 $2,186 $2,356
State Farm $2,813 $2,813 $2,508 $2,508 $5,116 $6,350 $3,109 $3,205
Travelers $2,085 $2,028 $1,838 $1,819 $4,143 $4,764 $2,680 $2,640
USAA $1,689 $1,604 $1,647 $1,657 $3,828 $3,841 $2,329 $2,205

Buy Cheap Paynes Creek, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Paynes Creek can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Paynes Creek, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Paynes Creek, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,613 $7,065
Farmers $7,818 $12,852
GEICO $5,224 $5,337
Liberty Mutual $4,993 $5,300
Nationwide $7,125 $7,887
Progressive $3,966 $4,824
State Farm $5,116 $6,350
Travelers $4,143 $4,764
USAA $3,828 $3,841

Buy Cheap Paynes Creek, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Paynes Creek, California by comparing Paynes Creek senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Paynes Creek, CA here.

Annual Auto Insurance Rates for Senior Drivers in Paynes Creek, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,516 $1,538
Farmers $2,203 $2,203
GEICO $1,625 $1,625
Liberty Mutual $2,128 $2,066
Nationwide $2,495 $2,363
Progressive $1,275 $1,525
State Farm $2,508 $2,508
Travelers $1,838 $1,819
USAA $1,647 $1,657

Find Cheap Auto Insurance Rates in Paynes Creek, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Paynes Creek, California auto insurance. Compare Paynes Creek, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Paynes Creek, California

Insurance Company Low Medium High
Allstate $3,027 $3,213 $3,321
Farmers $4,220 $4,548 $4,776
GEICO $2,569 $2,812 $2,976
Liberty Mutual $2,831 $3,052 $3,199
Nationwide $3,686 $4,102 $4,341
Progressive $2,217 $2,459 $2,537
State Farm $3,238 $3,606 $3,815
Travelers $2,438 $2,814 $2,997
USAA $2,132 $2,395 $2,524

Find Cheap Paynes Creek, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Paynes Creek. Compare auto insurance rates in Paynes Creek, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Paynes Creek, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,877 $3,496
Farmers $4,097 $4,933
GEICO $2,531 $3,040
Liberty Mutual $2,779 $3,276
Nationwide $3,576 $4,510
Progressive $2,186 $2,622
State Farm $3,423 $3,682
Travelers $2,479 $3,020
USAA $2,165 $2,535

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Find Cheap Paynes Creek, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Paynes Creek, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Paynes Creek, CA, take a look at the average cost for various violations versus rates for a clean driving record in Paynes Creek.

Annual Paynes Creek, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,932 $3,234 $5,056 $2,525
Farmers $3,337 $4,544 $5,665 $4,514
GEICO $1,953 $2,992 $3,775 $2,422
Liberty Mutual $2,626 $3,522 $3,178 $2,783
Nationwide $2,823 $3,614 $6,121 $3,614
Progressive $1,582 $2,661 $3,103 $2,270
State Farm $2,530 $3,021 $5,721 $2,939
Travelers $1,870 $2,968 $3,465 $2,695
USAA $1,564 $2,318 $3,805 $1,712

Find Cheap Paynes Creek, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Paynes Creek, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Paynes Creek for less when you shop around and compare rates from multiple Paynes Creek, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Paynes Creek, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,056
Farmers $5,665
GEICO $3,775
Liberty Mutual $3,178
Nationwide $6,121
Progressive $3,103
State Farm $5,721
Travelers $3,465
USAA $3,805

Winners by Category: Where to Buy Cheap Auto Insurance in Paynes Creek, CA

Compare rates from the cheapest auto insurance companies in Paynes Creek, CA for your needs. Take a look at how Paynes Creek, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Paynes Creek, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Paynes Creek, California Auto Insurance Companies

If you’re looking for the cheapest Paynes Creek, CA auto insurance companies overall, you can compare them here. Find the best price for Paynes Creek, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Paynes Creek, California

Insurance Company Average Annual Rates
Allstate $3,187
Farmers $4,515
GEICO $2,786
Liberty Mutual $3,027
Nationwide $4,043
Progressive $2,404
State Farm $3,553
Travelers $2,750
USAA $2,350

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Compare Auto Insurance Quotes in Paynes Creek, CA

You can buy cheap Paynes Creek, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Paynes Creek, California auto insurance quotes from top companies.

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